Cross-selling stands for being able to offer to the existing bank customers‚ some additional banking products‚ with a view to expand banking business‚ reduce the per customer cost of operations and provide more satisfaction and value to the customer. For instance‚ when a bank is in a position to sell to a deposit customer (say saving bank or term deposit)‚ a loan product such as housing loan‚ credit card‚ personal loan or vice-versa‚ this would result into additional business and lead to low per
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thinking‚ who around me could be homeless and I wouldn’t even know. For my civic engagement‚ I did not want to simply volunteer at a shelter for a day‚ but rather‚ I wanted to make a life long difference in someone’s life. When I am not on campus or at home doing homework‚ I spend a decent amount of my time at Chief City Vapor which is located in Metamora‚ Illinois. That is where I met a guy named Jacob Lacher. At first glance‚ you wouldn’t have known that he was homeless‚ he was nicely dressed‚ clean
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Plights after Returning to Home Country Many studies done on Chinese overseas students in the U.S. start with students’ decision to come to the U.S. and end at their graduation. Some pick an even narrower range of time from the years these students spend overseas. However‚ very few pays attention to the experience they have after they have actualized their post-graduate decision when the reality is they still face many difficulties in multiple dimensions‚ and have to go through internal plights
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Most of the rich countries are industrialized nations. They are trying to construct many industries and factories to improve their economies. Many fossil fuel are used to run these industries .Emission of carbon dioxide from burning of fossil fuel can seriously damage the environment. Pollutants given off by various industries and factories are often considered to be one of the prime factors contributing to air‚ water and soil pollution. According to the Environmental Protection Agency (EPA)‚ it
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with the dynamic world. The company also pays much attention to its customers‚ suppliers and base on technology. It has an attempt to manage and build itself to be better‚ easier‚ faster and cheaper in order to compete in the world so this became its core value to compete on the web. These are categorized in four propositions. 1. Convenience: Because Amazon.com is an on-line bookstore‚ anyone interesting or customers who live anywhere can contact with the company by only done through its webpage
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Throughout my life I moved from home to home‚ so I was never in one area for too long. As a kid I was always confused as to why my family always moved. Later on I found out that my parents had low income. Before this news I was uncertain of my future‚ plus I was not doing so well in school. Back then school was not a priority of mine. Not doing well in school seemed normal to me‚ because most of my my classmates were not doing so well either. Later on I realized it wasn’t right for me to throw
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The formation of an action potential can be divided into five steps. (1) A stimulus from a sensory cell or another neuron causes the target cell to depolarize toward the threshold potential. (2) If the threshold of excitation is reached‚ all Na+ channels open and the membrane depolarizes. (3) At the peak action potential‚ K+ channels open and K+ begins to leave the cell. At the same time‚ Na+ channels close. (4) The membrane becomes hyperpolarized as K+ ions continue to leave the cell. The
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CHAPTER 4 Final Accounts Meaning Preparation of final account is the last stage of the accounting cycle. The basic objective of every concern maintaining the book of accounts is to find out the profit or loss in their business at the end of the year. Every businessman wishes to ascertain the financial position of his business firm as a whole during the particular period. In order to achieve the objectives for the firm‚ it is essential to prepare final accounts which include Manufacturing and
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An Analysis of Superdry’ Working Environments and the Future Prospects for the Company Executive Summary This report discussess the working environment of Superdry and then offers an analysis of the future prospective for the company. Firstly introduce the background of Superdry include establishment‚ products‚ performance and so on. Then Porter’s five forces framework is applied to analyse the competitive environment which are suppliers‚ customers‚ competitors and so on. Next Porter’s PESTEL
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Ratings: Title: Must Be Love Year: 2013 Director: Dado C. Lumibao Genre: Romance Cast: Kathryn Bernardo as Princess Patricia "Patchot" Espinosa Daniel Padilla as Ivan Lacson Liza Soberano as Angel Gomez John Estrada as King Espinosa
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