PROPERTY‚ LIABILITY AND PECUNIARY LOSS INSURANCE(PLPLI) PU‚ BBA-BI 6th Semester By Baikuntha Raj Timasina MBA‚ BEd TU Fire Insurance 2 Fire is a magnificent servant but a terrible master Insurance that is used to cover damage caused by fire is fire insurance Specified form of property insurance‚ designed to cover the cost of replacement‚ reconstruction or repair Policy cover damage to the building itself and may also cover the damage to nearby structure‚ personal property and expenses
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Donoghue vs Stevenson (1932) is the first case law relevant of liability to third party. However‚ in this case‚ the liability is only established if there are physical harms of loss by third parties (not economic losses) Candler & Crane Chrismas (1951) is the next stage of development‚ where there is liability for financial loss if there is a contractual relationship‚ a fiduciary relationship or a fraud Hedley Byrne & Co Ltd vs Heller & Parties Ltd (1963) is a significant point of development
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------------------------------------------------- Mens Rea (Blameworthiness) Introduction Duff = “responsibility is a necessary but not a sufficient condition of liability” An actor is responsible when they are sufficiently blameworthy in causing the harm or committing the wrong = we blame those who have control over their actions (committing a crime is a mental process) * MR is the guilty mind. Note that it is not necessarily a moral/culpable judgment‚ and there can be involuntary MR e.g.
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Strict Parents Why are my parents so strict? Why are some of my friends parents strict and some aren’t? I asked my Mom these questions to help me write this paper. My Mom said that there are several reasons she is strict on me. One reason is that she wants to protect me from making mistakes that can harm me for the rest of my life. She also wants to protect me from people who don’t have my best interest at heart. She said that when you are young if you are given too much freedom you can
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Medical Negligence Can Lead to Injuries to a Baby or a Mother Birth injuries to a child or the mother can happen through no one’s fault‚ but there are situations where an injury could have been prevented. Through negligence on the part of a doctor or hospital staff‚ a child is harmed. This injury can have an impact throughout the child’s life. A parent may be entitled to compensation for the increased medical and child care expenses due to this injury. The following are three situations when you should
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command to stop and flees. In these situations the police officers may engage in motor vehicle pursuit to arrest the individual either for traffic violation or for committing any other crime. While high-speed car chases may be exciting to watch whether in the big screen as part of a movie or live as an actual real-life event being shown on T.V.‚ it has a lot of consequences. Motor vehicle pursuits lead to damaged properties‚ injuries and deaths to innocent civilians and even costly lawsuits. (The
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conclude whether the UK criminal law should impose such a duty. In UK law it is an offence to fail to take reasonable steps to assist another person in peril in certain situations. Such duties as those arising from contract (R.v Pitwood [1902])‚ special relationships (Gibbins and Proctor [1918])‚ creation of a dangerous situation‚ or one arising from the assumption of being a carer (R v. Stone and Dobinson [1977]). In considering how such a duty could be imposed on society‚ one would have to consider
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Through the development and drafting of the constitution‚ two political parties were born. One labeled as strict constructionists‚ the Jeffersonian Republicans‚ and the other labeled as broad constructionists‚ the Federalists. The Democratic-Republicans such as Thomas Jefferson‚ were first labeled as anti-federalists and believed the states should have the most power in the government and most vowed not to sign the constitution without the addition of a Bill of Rights. They believed that if a power
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"A Boy Named Sue" My daddy left home when I was three And he didn’t leave much to ma and me Just this old guitar and an empty bottle of booze. Now‚ I don’t blame him cause he run and hid But the meanest thing that he ever did Was before he left‚ he went and named me "Sue." Well‚ he must o’ thought that is quite a joke And it got a lot of laughs from a’ lots of folk‚ It seems I had to fight my whole life through. Some gal would giggle and I’d get red And some guy’d laugh and
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Organisational Analysis Critically discuss whether (and how) organisational structure impacts on organisational learning and the learning organisation. Introduction Within this essay we will look at the structure perspective in relation to organisational learning and the learning organisation. Looking at key theories for both we will consider whether a truly structured company has the ability to learn from the environment and other organisations and has the capacity to become a learning
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