“Credit Appraisal for Working Capital and Project Financing for Expansion” A SUMMER PROJECT STUDY SUBMITTED IN PARTIAL FULFILLMENT FOR THE REQUIREMENT OF THE TWO YEAR POST GRADUATE DIPLOMA IN MANAGEMENT (FULL-TIME) BY Surbhi Sharma 75/10 LAL BAHADUR SHASTRI INSTITUTE OF MANAGEMENT‚ DELHI JUNE‚ 2011 PUNJAB NATIONAL BANK HO‚ PNB HOUSE‚ 7 BHIKAJI CAMA PLACE Dated: 20th May 2011 CERTIFICATE Certified that Surbhi
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lending proposals banks apply certain general principles of good lending‚ often referred to as the canons of lending. Although not all of the principles can be applied by corporate credit managers to requests for trade credit‚ most are generally applicable. They provide an excellent framework for assessing all credit proposals. Because the purpose of lending is to earn interest and make a profit‚ it follows that principles of good lending should be concerned with ensuring‚ so far as possible
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to explain why “I exist because I think” is false and explain “I think because I exist” is true. Let me first explain why ‘I exist because I think’ is false. If ‘I exist because I think’ is true‚ every time when I think I exist and when I do not think‚ I do not exist. As I mentioned‚ “Think” seems to be the cause of my existence in this case. How can my thinking exist before my existence and cause my existence. Therefore‚ I must exist first‚ then I can think about “I exist” or not. In fact‚ every
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TIMELESS BOND Title: Timeless Bond Written by: Marie Faye S. Fuertes Chapters: Seven (7) Genre: Family; Friendship; Romance I would love to hear your suggestions and comments ^ - ^ You can message me on mariefayesfuertes.16@gmail.com Prologue: Sho‚ a twelve-year-old boy‚ and his sister Saya‚ seventeen‚ were left alone when their parents died in a business appointment overseas. They were left with billions of
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An Assessment of Agriculture Credit at PNB Introduction Agriculture plays a crucial role in the development of the Indian economy. It accounts for about 15.7 per cent of GDP and 52.1 per cent of the total workforce of the population is dependent on the sector‚ and despite a steady decline of its share in the GDP‚ is still the largest economic sector and a significant piece of the overall socio-economic development of India. The importance of farm credit as a critical input to agriculture is reinforced
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The Internet has always been an outlet for people to find out more about the world around them‚ and they often do so through Internet chat rooms. Unfortunately‚ many of these people have fallen victim to sex crimes. It is frightening to think that perhaps the majority of Internet chat room users are looking for young and naïve teenagers to satisfy their sick desires. However‚ all is not lost. I believe that Internet chat rooms can still be an outlet for socializing with other people‚ but only to
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Hitler rose to power because of the Wall Street crash in 1929. Do you agree? Hitler came to power in 1933. After a lot of political fighting‚ debating and campaigning he finally achieved the role of German Chancellor in 1933. Hitler had big ambitions and he was finally starting to fulfil them. Hitler‚ like many other political leaders thought that the Weimar Republic was weak. He promised to take back the Treaty of Versailles by reclaiming land and re-arming Germany. In 1918 Hitler created powerful
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‘Excavated human remains should always be reburied’. How far do you agree? The topic of human remains has been argued over for many years and has resulted in multiple changes to the laws of reburial in the past sixty years‚ but now the laws are that archaeologists can have up to 3 years to research the remains until they should be reburied unless they need to extend their research. Archaeologists have always been fighting to stop reburial to have more time to research them or display them in museums
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5C’s of CREDITS www.investorwords.com The five key elements a borrower should have to obtain credit: character (integrity)‚ capacity (sufficient cash flow to service the obligation)‚ capital (net worth)‚ collateral (assets to secure the debt)‚ and conditions (of the borrower and the overall economy). Five C ’s of Credit (5 C ’s of Banking) www.wikicfo.com¶ 1. Cash Flow 2. Collateral 3. Capital 4. Character 5. Conditions The “5 C’s of credit” or "5C ’s of banking"
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Exercise Solution – Day 8 1. Answer the following questions. 1A. What do the acronyms SDLC and DBLC mean‚ and what do they portray? SDLC = Systems Development Life Cycle (SDLC) DBLC = Database Life Cycle 1B. What is the relationship between the SDLC and the DBLC? The SDLC traces the history (life cycle) of an information system. The DBLC traces the history (life cycle) of a database system. Since we know that the database serves the information system‚ it
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