uses a 9% discount rate. 1. Do you expect the daily spot hire rates to increase or decrease next year? Spot Charter rates fluctuated based on market conditions. Exhibit 3 displays the current order book for dry capsizes for upcoming years—much larger when compared with the current fleet size per exhibit 2. When the market demand for dry bulk capsizes is high‚ carriers can demand higher spot charter rates. When market demand is low‚ carriers accept lower spot charter rates. Due to 63 new vessels
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Do smartphones increase or decrease social interaction? Samuel Walendowsky English Composition I Mrs. Meinhardt November 25‚ 2012 Abstract Everyday more smartphones are sold around the world‚ nowadays there are about 1 billion smartphones being used in the entire world. Now it is much easier and faster to share information‚ experiences‚ pictures and ideas to everyone. We are getting so used to all of these technologies that soon
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Spot Rate and Forward Rate Spot Rate: It is nothing more than the YTM on bond. It is the rate of interest on bond maturing at any time in the future. It is also known as geometric average of 1 year forward rates in the future. Hence‚ YTM on bonds can be calculated as: When forward rates are given then; oS1 = oF1 oS2 = [(1+of1)(1+1F2)](1/2) -1 oS3 = [(1+of1)(1+1F2)(1+2F3)](1/3) -1 and so on. Forward Rates: It is the interest rate established today ‚ that will be paid on money to
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Increases and Decreases In Social Capital The definition of ‘social capital’ is easiest to define when looking at both words separately. Essentially‚ the ‘capital’ is the breadth‚ number and subsequent advantages of ‘social’ bonds. As sociologist John Fielding puts it‚ “Its central thesis can be summed up in two words: relationships matter.” (Field‚ J (2008). Social Capital. 2nd ed. New York: Routledge. 1). These relationships may manifest themselves in numerous social contexts‚ such as in work
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$1.50 to $1.25‚ then the pound has _________ and the dollar has _________. a. appreciated; appreciated b. depreciated; appreciated c. appreciated; depreciated d. depreciated; depreciated 2. When the exchange rate changes from 1.0 euros to the dollar to 0.8 euros to the dollar‚ then the euro has _________ and the dollar has _________. a. appreciated; appreciated b. depreciated; appreciated c. appreciated; depreciated d. depreciated;
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Fertility rate is “the number of live births per 1‚000 female population aged 15 to 49 years”(eLearning‚ Fertility and Fecundity). Different countries have different fertility rates‚ which can be caused by different cultural beliefs‚ living conditions‚ wealth‚ etc. Fertility rates have an effect on many things such as the economy‚ politics‚ and culture. Within a country‚ fertility rates often differ the most between rural and urban areas. Japan‚ a country in Asia‚ has a fertility rate lower than
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English‚ the two that I would choose for year 7 next year‚ are‚ ‘The Lesson’ By Roger McGough and ‘The Man From Snowy River’ by Banjo Patterson. Both poems are enjoyable to read and great for year sevens next year. Each poem also has advanced techniques used to display numerous meanings of the poems. The first poem that I would recommend to the year sevens next year is “The Lesson”. This poem has lots of humour in it and brutality‚ which I would think many year sevens‚ would love. “The lesson” is about
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8/5/15 Federal Funds Rate Increase According to our textbook in Chapter 12‚ the federal funds rate is "The interest rate financial institutions charge each other for overnight loans used as reserves. A change in the federal funds rate reflects changes in the market demand and supply of excess reserves." I found the best explanation of the federal funds rate at http://www.investopedia.com/terms/f/federalfundsrate.asp. Investopedia defines it as "the interest rate at which a depository
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Have you ever received this awful interview question before? They try to catch you out. What you really want to say is “I want to be retired‚ universally loved‚ with free food and benefits and 10000 miles away from this stupid building”. But this won’t do‚ so you consider saying “I want to be a successful manager‚ responsibly working within this company‚ developing my career and helping where I am most needed.” But this fails too‚ it’s far too sycophantic. So you sit there‚ stroking your chin
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Many factors have influenced the rising crime rate‚ some being‚ increasing use of drugs‚ increasing population‚ and decreasing morals. America must find ways to decrease the crime rate legally. One question often going hand in hand with decreasing crime rate is would legalized gambling decrease the crime rate? During the late 1980’s and early 1990’s slow economic growth‚ cuts in federal funding‚ and growing public needs forced state and local governments to seek additional sources of revenue
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