What do you think is unethical? The countrywide approved everyone to get their loans‚ no matter they have jobs or not‚ no matter they have income or not‚ no matter they have assets or not. The criteria they use may be unethical. They don’t care whether the documents are valid‚ whether they can verify the income‚ whether the appraisal is any good. They just care about getting the loan closed‚ in order to do another loan. The underwriters/ contractors looked through the loan as quick as they can.
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Human Trafficking: Are We Truly Doing Enough? Human trafficking has been around for the same amount of time as inequality among people; so basically‚ all of human history. People are bought and sold‚ and treated and traded like objects. This has always been part of our society‚ however dominate. Slavery‚ prostitution‚ illegal aliens - all of these things have roots in human trafficking. Since ancient Egypt‚ when thousands of Hebrews were forced build the pyramids‚ to present day Italy where hundreds
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If You Do Not Change‚ You Can Become Extinct (Johnson 1998). Why professional development? Professional development (PD) of teachers has become the "buzz word" in the UAE. Personally‚ I think PD must be based on a number of recognized principles‚ visions and missions that yield actual development in all aspects. The PD of teachers has impact on every corner in the society. Personal professional development (PPD) "Professional development requires a personal and ongoing commitment"
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Over the past one hundred years‚ the conservative church has become less and less impactful on our ever evolving society. With the help of advancing technology‚ churches are becoming more successful at reaching today’s contemporary generation. Through technological advances and specific techniques in lighting and audio/video churches are able to facilitate an attitude of worship for the contemporary culture better than ever before. Although some still prefer the conservative approach to a church
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these companies. Webvan was the name of a company and they were doing online grocery delivery business. In 1996 webvan started grocery delivering services it offered customers the convenience of shopping from home and having their purchases delivered within a 30 minutes window of their choosing. The customers were satisfied through its delivering services. But the company basically lost money instead of making profit and hence become bankrupt. There were some online grocers in companion like Tesco
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the US market? (use readings case 7) Sam Walton was the founder of Wal-Mart. Sam had the idea of reaching small towns in rural areas where the people had to travel many miles to do their shopping. This was a big market that was initially ignored by the major players before Wal-Mart. Eventually Wal-Mart grew to become market leader among the US discount department stores. The core of their success was defined by their technological superiority and the way Wal-Mart treats her associates (customers
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Imagine waking up every morning‚ hopping out of bed and automatically burdening yourself on what outfit you will be wearing today. What shoes am I going to wear? What top? What pair of bottoms? Should I wear this or that? Why be in the state of worrying so much about your appearance when there can be uniforms that can steer students minds off the judgment of others‚ make all students look presentable and save money on buying a heap of new clothing ? Uniforms are great when it comes to a students
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“What you do‚ the way you think‚ makes you beautiful” “What you do‚ the way you think‚ makes you beautiful” this quote by Scott Westerfeld means that if when the right thing is done ‚ or when someone tries to do the right thing ‚ and when they think good thoughts about other people ‚ and other things. When someone has good intentions‚ It makes them beautiful. That it is what true beauty is‚ it’s what’s on the inside‚ and not what other people see that’s on the outside
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What do you think of “Westernization” in Malaysia? Provide argument and examples. Nowadays‚ we can see there is a lot of westernization in Malaysia. People in Malaysia like to copy the style from western country because they think that country more develop than our country. From my point of view‚ westernization in Malaysia give disadvantages rather than good thing. The westernization gives bad impact to the Malaysian people especially teenagers because we can see that teenagers today have lack
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Do it wrong. Cartoonists‚ writers‚ musicians‚ actors‚ filmmakers‚ we all get the same questions. And we all have boring‚ stock answers like ‘draw every day’ or ‘practice a lot’. Sometimes it’s because we don’t know what we did right. But the real reason is that every bit of advice we give you has an expiration date. The world of art is always changing. The things people like‚ the way those things are distributed and sold is always changing. By the time you put in all that practice to get
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