research about the services that your competitors can offer. After this‚ you should then identify your USP‚ or unique selling point‚ which is the feature that you‚ and no one else‚ have. Once you have identified this‚ you can now inform your target market about the advantages that you have over your rivals. Doing so will make it easier for your clients to choose to transact with your firm instead with others. Develop a referral network You can do this in two ways. First‚ you can inform your first
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affect the economy both at the macro level and micro level. At the macro level‚ alarming degrees of NPAs have a detrimental effect on the macro economy. A high level of NPAs or loss could cause significant banking crisis or banking distress. This causes a serious liquidity and credit risk on the banking system‚ which unless managed effectively would jeopardize the same. Loan Defaults Loan default occurs when a debtor has not made a scheduled payment‚ or has violated a loan condition of the debt contract
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Introduction Quality of services is the most important aspect in banking too. Business success can be reinforced if you conscientiously search for newer and more effective ways of improving the quality of your ways of serving your customer. Your organisation becomes more useful to the society as a whole thus. As far as banking is concerned‚ effective TQM measures bring in a transition form the good old good to the novel better or best from the bank’s internal department to its front-line employees
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INTRODUCTION A merchant banking is a financial institution primarily engaged in offering financial services and advice to company and wealthy individuals on how to use their money. A merchant bank deal with commercial banking needs of finance‚ company & long term loans and stock writing. Merchant banking does not have retail offices where customer can go and access their account. A merchant bank is also called as wholesale banking.
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REVIEW OF SOCIAL ECONOMY‚ VOL. LXII‚ NO. 2‚ JUNE 2005 Happiness Research: State and Prospects Bruno S. Frey and Alois Stutzer University of Zurich and CREMA - Center for Research in Economics‚ Management and the Arts Abstract This paper intends to provide an evaluation of where the economic research on happiness stands and in which interesting directions it might develop. First‚ the current state of the research on happiness in economics is briefly discussed. We emphasize the potential of happiness
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is valuable to the government. The on going dispute in Mindanao has lost the potential development in the region. I believe that the lack of understanding and communication between the government and the MILF makes it difficult to resolve the problem. I believe that the lack of information dissemination of the Bangsamoro leaders to their people is one which causes dispute and
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Chapter 1 Introduction 1.1 Background Islamic legal principles regulate the conduct and content of commercial transactions in Islamic Banking. The most important of these principles is the prohibition of riba‚ any predetermined or fixed return in financial transactions. As stated in Quran: “Allah forbids riba and permits trade.” While there is much debate about the exact nature of this prohibition on riba‚ there exists a widespread perception that the ban on riba implies ban on interest
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Mr. Tan Wee Li‚ 012-676 0964‚ weeli@netizentesting.com | Employer Project/Process Owner Name‚ Position & Contact Information | Mr. Tan Wee Li‚ 012-676 0964‚ weeli@netizentesting.com | Project Name | The Importance Of User Experience on a E-commerce Website | Brief Profile of the Company | We test websites. We do this by showing website owners videos of ordinary users speaking their thoughts aloud when using the website. We crowd source our testers from all over Asia and the world. Their
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Presently‚ it is estimated that Islamic banks and financial institutions manage some US$200 billion of funds all over the world. Although small in terms of the total global assets managed by financial intermediaries‚ the growth rate is impressive by any standards. Based on the article review which is “Globalization of Islamic Finance: Myth or Reality?’” it had discussed on the question of whether the phenomenon of Islamic finance or Islamic Banking is truly globalizing‚ that is‚ spreading as a universal
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“Banking‚ Finance‚ and Money: a Socio-economics Approach” L. Randall Wray‚ Professor of Economics and Director of Research at Center for Full Employment and Price Stability‚ University of Missouri—Kansas City; and Senior Scholar‚ Levy Economics Institute at Bard College. This paper will briefly summarize the orthodox approach to banking‚ finance‚ and money and then will point the way toward an alternative based on socio-economics. It will be argued that the alternative approach not only fits
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