FACTORS THAT HINDER SMALL AND MEDIUM ENTERPRISE CUSTOMERS TO ACCESS CREDIT FROM COMMERCIAL BANKS IN TANZANIA 1. Back ground information In this period of globalization of world trade‚ an increasing role is being assigned to the private sector in many developing countries. In parallel to and as part of this shift‚ there has been emergence of the Small and Medium Enterprises (SMEs) sectors as a significant component in economic development and employment. In many countries in the world‚ this sector
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the sustainable tourism. Many people believe that sustainable tourism (or ecotourism) should not be advertised as it is just a marketing ploy. However‚ from my point of view‚ sustainable tourism is an essential thing of every country and government should include it in the main spheres of the people’s lives. First of all‚ people do not understand what the sustainable tourism is and what the main differences from the ordinary tourism are. People do not know right definition of the sustainable tourism
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- and they will not run out as long as the Earth exists. For instance‚ the amount of sun energy hitting the Earth in one minute is greater than energy consumption of the entire planet during one year! These sources of energy are not bad for the environment too‚ unlike fossil fuels which pollute it. We need to start using the renewable resources on a large scale‚ and we need to think of new effective ways to get energy. Until then we must save the energy we still have now‚ so there is as little wasting
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Economic Factor Affecting Automobile Sector. 1. Excess Capacity. According to CSM Worldwide‚ an automotive research firm‚ in 2004 the estimated automotive industry global production capacity for light vehicles (about 74 million units) significantly exceeded global production of cars and trucks (about 60 million units). In North America and Europe‚ the two regions where the majority of revenue and profits are earned in the industry‚ excess capacity was an estimated 17% and 13%‚ respectively
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Summarise the Main Development of a Child from the Age range 0-2‚ 3-5‚ 5-8 Years From birth a baby can only lie on its back‚ by the end of 3months they start to lift their heads and kick their feet. At 3-6 months they can hold objects and transfer them from one hand to another. They also start to attempt to put objects in their mouths. At 9-12 months babies usually become more mobile by rolling‚ shuffling‚ or crawling. They can generally sit unaided for a length of time. Between 1-2 yrs
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psychology of sustainable behaviour Human behavior underlies almost all environmental problems‚ such as air and water pollution‚ climate change‚ deforestation‚ and loss of biodiversity. Research in psychology offers clues as to why people engage in unsustainable behaviors despite their concern about the broader consequences. At the same time‚ the research also explains why people go out of their way to behave sustainably‚ and how it is possible to motivate and empower sustainable actions. The
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BLENDING GANDHIAN CONCEPTS INTO CSR STRATEGIES FOR SUSTAINABLE RURAL DEVELOPMENT Rationale for Study: The three major concepts which the thesis revolves around are: i) Gandhian Socio-economic Analytical Framework ii) Corporate Social Responsibilities (CSR) and Strategies iii) Integral and Sustainable Rural Development All of these strands are powerful enough in their individual spheres but if these are blended into a concept for sustainable rural development‚ a new paradigm for social change in rural India
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migration from rural areas to big cities is called urbanization. There are two kinds of factors why rural people seek for urban life. The first one is urban pull factor. They dream for higher wages‚ better housing and utilities‚ better school and hospital‚ more jobs opportunity‚ and more experience that they can get it all from a living in big cities as they think. The second one is urban push factor. We know that most of rural areas people are farmers. There’s not much else to do anymore in
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tourism development. Yu Hong (2011) The economic and tourism development story of Hainan has now been questioned and criticized with little involvement by the local minority community and their little gains from local tourism boom. “Under this top-down tourism planning‚ a triangular axis of the central government‚ various ministries and powerful external force such as property developers has overwhelmingly dominated regional tourism development in Hainan and enjoyed the majority of economic benefits
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The relationship between the economic growth and environment is and may always remain a complex matter. Some perceive the emergence of new pollution problems unsuccessful when dealing with global warming. There are others however‚ that have a more optimistic view. They see tremendous progress made in improving air quality in major cities and note ever improving human condition which was made possible by the advances of technology. The limited natural resources of the planet had many years been
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