Low Interest Rates Long Term Effect "The prolonged low-interest rate environment is transforming the banking industry from savings and loans to service and loans‚" said Dan Geller‚ executive vice president of research firm Market Rates Insight in San Anselmo‚ Calif. (Fitzpatrick) Consumers may think that the continued low interest rates are a profound thing‚ but banks on the other hand think much differently. Consumers are refinancing their houses at rates as low as 2.875%‚ while big banks like
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Philippine School Doha State of Qatar SY: 2014 -2015 Perceive Social Effects of Handheld Gadgets To Selected Students of Philippine School Doha Group 1 IV- Diamond Franchezka Jardin Claven Pacis RJ Acabado Pauline Carido Morrice Villanes Eliezer Billion Submitted To: Mr. Don John Vallesteros Mrs. Myrna Tiemsin Chapter I The Problem and Its Setting INTRODUCTION Gadgets are small mechanicals or electronic devices with a practical use
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INTRODUCTION Student pregnancies at tertiary institutions worldwide are increasing every year despite the assumption that students have sufficient knowledge of the risk of unprotected sex‚ students are given many options by healthcare professions in the use of contraceptives‚ it is of concern that most pregnancies in campuses are unplanned and they have bad effect in their academic performance due of the things they may face along the way. The emotional impact of the crisis pregnancy which
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THE EFFECTS OF EMPLOYMENT ON TECHNICAL UNIVERSITY STUDENTS’ ACADEMIC PERFORMANCE By MADAGA GRIFFIN REG NO: BTIT 111/00545 Lecturer: LORAINE Table of Contents Abstract …………………………………………………………... 3 Introduction…………………………………………………….…. 3 Rationale………………………………………………………….. 3 Methods…………………………………………………………… 5 Results…………………………………………………………..… 8 Conclusion……...…………………………………………………. 20 ABSTRACT This study examined the
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undergraduate students. According to available data and study‚ the average students should spend a minimum of 10 and a maximum of 20 hours on a job per week (Perna 2010). One of the concerns of the educators is the amount of time a students spends working rather than focusing on their studies‚ but due to poverty‚ most undergraduate students have to support themselves if they really want to finish college. This concern has posed an interest on a research on the effects of employment on college students ( Moore
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stress are college students because they have many things to do at the same time. Students have to balance their course work and family at the same time‚ and they have to leave their family problems in their home to be able to concentrate carefully on their course work. The university life has become a lot more challenging‚ and it’s much harder than school. I think being in college can be extremely stressful because students have to do everything by themselves. Furthermore‚ students have many assignments
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approximately 4 out of 10 female students have reported experiencing verbal or emotional abuse. This translates to 44.8% of those who admitted to have had dated their peers in secondary schools. (Franzoi‚ 2000). According to Jaffe (1992)‚ a recent Canadian study of high school students indicates that fully 24% of female had become victims of forced sexual intercourse by Grade 12. A large scale of United States survey of a school population found that 25% of female students had been victims of rape or
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The Effects of Stress on College Students Nationwide around 18.2 million to 19.7 million students enroll in college every year. About 7‚000 students drop out every day. (Profile America Facts For Features) Many students have different problems that make them decide between crossroads‚ whether to stick to education or just drop out. As a college student I often think about this particular crossroad because I’m stressed. Whether it’s homework‚ work‚ or any other problem‚ stress is bound to be there
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Common Wrong Solution Pattern of Low Performing Students in Selected Mathematics Concepts in Pre-Algebra Julius S. Valderama Nueva Vizcaya State University Bayombong‚ Nueva Vizcaya INTRODUCTION The problem and its background The Third International Mathematics and Science Survey of 1999 (TIMSS) was published. One of the findings was that the Philippines ranks second from the last compared to other Asian countries. The result of the survey alarmed the Filipino community especially those
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of politics‚ economics‚ religion‚ medicine‚ education‚ etc. For this study‚ we will focus more on the effects of using the internet for education‚ of how it affects the academic excellence of a student. Mostly right now‚ students made surfing the net not just a hobby but a part of their lives‚ study‚ "student life". The library seems to be an old-fashioned to them. You can rarely see student that holds a book to research but instead their "notebook" or laptop‚ accessing the net. It really has a
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