EJISDC (2002) 10‚ 2‚ 1-8 The Effect of Information Technology on the Growth of the Banking Industry in Nigeria P. A. Idowu Dept of Computer Science and Engineering Obafemi Awolowo University Ife-Ife Nigeria A.O. Alu Dept of Management and Accounting Obafemi Awolowo University Ife-Ife Nigeria E.R. Adagunodo Dept of Computer Science and Engineering Obafemi Awolowo University Ife-Ife Nigeria ABSTRACT The advent of Information Technology (IT) is rapidly changing the banking
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(2011). Annual Report: 2010. Retrieved September 12‚ 2011 from http://www.rhb.com.my/corporate_profile/investor_relation/pdf/annual_reports/2010/RHB%20Bank%20Berhad%202010.pdf Gup‚ B. E.‚ Avram‚ K.‚ Beal‚ D.‚ Lambert‚ R.‚ & Kolari‚ J. W. (2007). Commercial Banking. Milton‚ Qld: John Willey & Sons Hassan‚ H.‚ & Mohammed‚ F. (2007). Banks’ risk management: a comparison study of UAE national and foreign banks. The Journal of Risk & Finance‚ 8(4)‚ 394-409. Hong Leong Bank Berhard. (2009).
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‘Romney Killed My Wife’ In political races in the United States logical fallacies are a staple in political ads. The 2012 election was no exception to this convention‚ especially being true in an advertisement with ex-steel plant worker Joe Soptic‚ speaking in Obama-affiliated Political Action Committee Priorities. The advertisement included many logical fallacies to argue against the Romney campaign. Those include post hoc reasoning‚ ad hominem‚ and slippery slope. The advertisement consisted
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Commercial banks Types of advances: Advances by commercial banks are made in different forms such as demand loan‚ term loan‚ cash credit‚ overdraft etc. These forms of advances are explained below. 1. Demand Loan:-In a demand loan account‚ the entire amount is paid to the debtor at one time‚ either in cash or by transfer to his savings bank or current account. No subsequent debit is ordinarily allowed except by way of interest‚ incidental charges‚ insurance premiums‚ expenses incurred for the
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The Industrial Revolution was driven by great advances in technology in machinery that completely reorganized the framework of production‚ dramatically altering the lives of urban and rural workers of Canada. The advent of new machinery saw production become more centralized‚ and in the meantime more regimented. While the industrial revolution saw a great boost of Canada’s economy‚ it brought great wealth to few‚ and great poverty to many- leaving many workers on the farms and in the cities in turmoil
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Commercial Law Property 4 Ownership/Possession: 4 ‘Finding’ Cases 5 Personal Property 6 Bailment 8 Nature And Classification Of Bailments 8 Duties Of Bailee 9 Duties Of Bailor 11 Termination Of Bailments 12 Special Types Of Bailee 13 Agency 15 Definition Of Agency 15 Creation Of Agency 15 Nature And Scope Of Agent Authority 16 Duties Of Agent 17 Rights Of Agents 18 Liabilities Of Agents 19 Termination Of Agency 21 Particular Types Of Agents 22 Statutory Regulation Of Agents
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Godiva International is comprised of three decision centers Godiva Europe‚ Godiva USA and Godiva Japan called the triadic enterprise. A recent reorganization effort by Charles van der Veken led to an operating profit of 13 million Belgian francs although he inherited a 10 million franc deficit when he inherited his responsibilities as president of Godiva Europe. Despite a recent surge in operating profits‚ Godiva Europe faces some challenges in their home market as well as the global market
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European brands to differentiate its product line. Whirlpool‚ Bauknect‚ and Ignis. Regional brands like Laden which was sold exclusively in France were also created. MARKET SHARE 13%. Value Chain Analysis of Whirlpool Europe Manufacturing through 11 plants‚ 10 in Europe and 1 in Africa. Typical flow of goods: FROM Point of Origin: One of the Manufacturing Units. TO Contact Point 1: One of Two central distribution Centres. TO Contact Point 2: One of 12 regional Distribution
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Ryan Fuller PHL 118 Tu/Th 9:30 Legalization of Marijuana Marijuana or cannabis is an illegal drug formed of the dried leaves and flowers of a plant called cannabis. Marijuana should be removed from the criminal justice system and be regulated in a manner similar to alcohol and tobacco. The legalization would benefit many people however‚ for now the substance is illegal in most of the United States. In fact in Michigan the possession of marijuana comes with up to a year of incarceration and
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Commercial Bank Recent changes have reformed the banking sector worldwide. The economic‚ political and social transformations have obliged several banks all over the world to emphasize on retail banking. Commercial Bank answers to those challenges by implementing a change program called PEGASUS. Pegasus has under its umbrella five main programs: 1) CRM implementation‚ 2) Business Process Reengineering‚ 3) Development of alternative distribution channels such as e-banking‚ 4) New roles‚ new work
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