INTRODUCTION OF THE PROJECT This project is done to understand‚ analyze and review the “CREDIT APPRAISAL SYSTEM” at “INDIAN BANK”. The project is basically done to analyze the appraisal process carried out in the bank and the criteria’s set by the bank for obtaining loan. As part of the project‚ a proposal has been selected and studied fully whether it satisfies all the criteria’s of the bank and suggested whether the proposal can be selected or not by the bank. It has been done
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Credit Appraisal is the process by which a lender appraises the technical feasibility‚ economic viability and bankability including creditworthiness of the prospective borrower. Credit appraisal process of a customer lies in assessing if that customer is liable to repay the loan amount in the stipulated time‚ or not. Here bank has their own methodology to determine if a borrower is creditworthy or not. It is determined in terms of the norms and standards set by the banks. Being a very crucial step
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THE EFFECT OF LEADERSHIP STYLE ON WORKERS’ MOTIVATION AND PERFORMANCE ABSTRACT This study is on the effect of leadership styles on workers’ motivation and performance in an organisation. The research report has been divided into three sections‚ which are as follows: Chapter one is the introduction‚ it consist of information dealing with the general description of the area of study‚ statement of the problem‚ purpose of the study‚ relevant research question‚ scope and limitations of the study
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(p. 135). A qualitative study attempts to describe an experience from the participant’s perspective. Additionally‚ to enhance understanding‚ the objective of a qualitative study is to increase awareness of human experiences. Performing a critical appraisal of qualitative research requires knowledge of philosophical foundations‚ the different approaches‚ and empathy for the perspective of the participant involved (Grove‚ Burns‚ & Gray‚ 2013; Powers‚ 2011b). For this evaluation‚ Phoenix‚ Griffin‚ and
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Employee Performance Evaluations Brent Shade Western Governors University Employee Performance Evaluations There are many different types of performance evaluations and sets of criteria that are involved with them. These different types of performance evaluations include the Graphic Rating Method‚ The Global Rating Method‚ the Essay Rating Method‚ Behavioral Anchored Rating Method (BARS)‚ Management by Objectives‚ and the 360-Evaluation Method (“Employee Performance Evaluation
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Chapter-1 Introduction Definition of banks In India‚ the definition of the business of banking has been given in the Banking Regulation Act‚ (BR Act)‚ 1949. According to Section 5(c) of the BR Act‚ ’a banking company is a company which transacts the business of banking in India.’ Further‚ Section 5(b) of the BR Act defines banking as‚ ’accepting‚ for the purpose of lending or investment‚ of deposits of money from the public‚ repayable on demand or otherwise‚ and withdrawal‚ by cheque‚ draft
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The effect of work related stress on employee productivity By A research proposal in partial fulfillment for the required award of a bachelor degree in business management department of Masinde Muliro university of science and technology. March‚ 2012 DECLARATION Declaration by the researchers SIGN DATE Declaration by the supervisor PROFESSOR J.B. OSENO SIGN……………………. DATE………………………… TABLE OF CONTENTS Declaration Dedication Acknowledgement Abbreviations Abstract
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Topic Proposal: How to Properly Inform an Employee Regarding Their Evaluation Performance Author Note This paper was prepared for Cultural Diversity in the Professions SOCS350‚ 2012 Fall Semester‚ Session A‚ Taught by Professor Kazsuk. Topic Proposal: How to Properly Inform an Employee Regarding Their Evaluation Performance The topic scenario chosen is regarding an employee‚ Maria of Latino ancestry‚ who filed a complaint that she was unfairly eliminated for consideration
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Credit Appraisal means an investigation/assessment done by the banks before providing any Loans & advances/project finance & also checks the commercial‚ financial & technical viability of the project proposed‚ its funding pattern & further checks the primary & collateral security cover available for recovery of such funds. Credit Appraisal is a process to ascertain the risks associated with the extension of the credit facility. It is generally carried by the financial institutions
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people who have approved and would like to meet me. After meeting them I used to come back to my office and had to report to my mentor. The key learning that I learnt was the fact that I saw the real corporate world. What is the pressure that each employee faces each day. I was working in a professional working environment with professional working people. This was my real learning. Apart from that I worked on real projects‚ learned how banks gives business loans to there customers. I also learnt how
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