CREDIT APPRAISAL PROCESS IN BANK OF MAHARASHTRA A Summer Internship Project Report Submitted in partial fulfillment of the requirements of the PGDM (Post Graduate Diploma in Management) ITM BUSINESS SCHOOL‚KHARGHAR SUBMITTED BY: RACHANA SINGH CHANDEL (KHR2011PGDM21F216) UNDER THE GUIDANCE OF: Mr. Suhas V. Vaishampayam Mr. Narendra Jain Faculty Guide‚
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Loan Origination & Appraisal Techniques Mathew Joseph Senior General Manager Housing Development Finance Corporation Limited - India confidential AUHF - 2007 AGM & Conference Program‚ Ghana - September 2007 Why do we appraise? Is a Selection Tool Quantifies Risk confidential Aids Decision Making Ensure Good Quality business with excellent creditworthiness What is Credit Appraisal? ABILITY confidential INCLINATION OBJECTIVE SUBJECTIVE KNOWLEDGE EXPERIENCE
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MASS APPRAISAL Table of Content *1‚ Introduction……………………………………………………………..*1 2‚ Discussion………………………………………………………………2 2.1 Examining and testing Normality of the data…………………………………3 *2.2 Assessment on *the performance of an assessment*…*………………………4 2.2.1 Testing the level of appraisal for the assessment…………………………..5 2.2.2 Measures of variability…………………………………………………………5 2.2.3 Examining Assessment Bias…………………………………………….…….6 2.2.4 Kruskal Wallis test for within Submarket group equity…………………
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[pic] INSTRUCTIONS Answer Question ONE and any Other TWO Questions [pic] Question 1 a) Define the term performance management. (5marks) b) Distinguish between Reward strategy and Reward policy giving examples of each. (15marks) c) Discuss the major components of reward management. (10marks) Question 2 a) As a manager what are the methods you will consider while assessing individual performance. (10marks) b) Discuss the total reward and model of manus and Graham. (10marks) Question 3 a) Discuss
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Performance Appraisal BUS 303 Human Resources Management Ashford University Introduction A comparison of an employee’s performance to standards that are already pre-determined to the organization is called a performance appraisal. Performance appraisal is the systematic evaluation of the performance of the employee and to understand the abilities of a person for further growth and development (Performance appraisal‚ 2008).If performed correctly
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Table of contents: Page no. 1. Introduction 1 2. Investment appraisal 2 3. Payback method 3 4. Present value (PV)‚ future value (FV) and net present value (NPV) 5 5. Project 1 6 6. Comparing projects 11 7. Conclusion 12 8. References 13 9. Bibliography 14 Introduction: In 21st century business is much more developed and competitive as well with the presence of so many competitors
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ENERGY PERFORMANCE SYSTEM‚ INC. (1) Due to the prospective utility customers are organizational markets with have decision-making unit (DMU)‚ and the process of buying is characterized by group decision and the group decision is professional purchasing so the member of the buying center of the utility for decision on buy or use the WTETM technology (implementation of new systems and buy fuel supplies) consists of production division (users and deciders)‚ RD division (influences and deciders)‚ purchase
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RESEARCH METHODOLOGY * INTRODUCTION: Credit appraisal means investigation/assessment done by the bank before providing any loans and advances/project finance and also checks the commercial‚ financial &industrial viability of the project proposed its funding pattern and further checks the primary & collateral security cover available for recovery of such funds. CHAPTER 1 INTRODUCTION TO BANKING SECTOR A snapshot of the banking industry The Reserve Bank of India (RBI)‚ as the
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“Credit Appraisal for Working Capital and Project Financing for Expansion” A SUMMER PROJECT STUDY SUBMITTED IN PARTIAL FULFILLMENT FOR THE REQUIREMENT OF THE TWO YEAR POST GRADUATE DIPLOMA IN MANAGEMENT (FULL-TIME) BY Surbhi Sharma 75/10 LAL BAHADUR SHASTRI INSTITUTE OF MANAGEMENT‚ DELHI JUNE‚ 2011 PUNJAB NATIONAL BANK HO‚ PNB HOUSE‚ 7 BHIKAJI CAMA PLACE Dated: 20th May 2011 CERTIFICATE Certified that Surbhi
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Common Appraisal Errors Error Contrast Effect Definition Tendency of a rater to evaluate people in comparison with other individuals rather than against the standards for the job Example Think of the most attractive person you know and rate this person on a scale of 1 to 10. Now think of your favorite glamorous movie star. Rerate your acquaintance. If you rated your friend lower the second time‚ contrast effect is at work. A new supervisor noticed an employee who was going through a divorce performing
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