INTRODUCTION Definition of Credit Risk Credit Risk is the risk of default by borrower due to inability and/or unwillingness to repay his debts in accordance with the agreed terms and conditions. Factors determining Credit Risk The credit risk of a bank’s portfolio depends on both external and internal factors. The external factors can be economy wide as well as company specific. Some of the economy wide factors are: State of the economy Wide swings in commodity prices Fluctuations
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INTRODUCTION Money is any object or record that is generally accepted as payment for goods and services and repayment of debts in a given country or socio-economic context. The main functions of money are distinguished as: a medium of exchange; a unit of account; a store of value; and‚ occasionally in the past‚ a standard of deferred payment. Any kind of object or secure verifiable record that fulfils these functions can serve as money. Money originated as commodity money‚ but nearly all contemporary
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minutes on this task. "A person’s career choice should be determined by his or her interest." Discuss. You should write at least 350 words. [60 marks] Career choice has become a complex science with the advent of information technology‚ the emergence of post industrial revolution and job competition. Career choice is a complex decision for people since it determines the kind of profession that they intend to pursue in life. As students try to make career choice while in secondary school
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This course has been helpful in some aspects in my career goals and search. I learned a few new things about myself which will be very useful when pursuing my next career. I have enjoyed the management and organization of administrative offices for the last 5-7 years. Although I have received many accolades in my organization and multitasking skills‚ unfortunately my current job lacks the job satisfaction I am seeking and often I feel that I don’t get paid for the multitude of jobs that are expected
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How to Lead a Successful Revolution Profile For a Successful Leader There are a lot of traits that a person must posses to become a successful leader. The examples I am about to present to you are just a hand full of the important traits. The first trait a group should look for in a revolutionary leader would have to be a strong military background‚ if you are going to war u must have a general of some capacity leading your forces into battle. The second most important trait that a
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Topic : Career Review From Wois‚ I found out that my top career themes are deliberative‚ relator‚ activator ‚ discipline and intellection. From these‚ I found out that I am a good listener and that I like prefer individual work to group work. Deliberative revealed that I like putting things in order and be organized. This element is true because I like arranging books on my table in an organized way so that I know where everything is and it enables me to find a book easily whenever
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or spoken language. According to Halliday (1994: xiv) the historical study of linguistics first involved studying the morphology of language followed by studying the meaning of words at the sentence level. Ultimately the goal of such analysis was to find the meaning of the forms of language. However‚ in Halliday’s view‚ the reverse approach is more meaningful: “A language is interpreted as a system of meanings‚ accompanied by forms through which the meanings can be expressed.” Beyond the grammar and
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to characterize ourselves within the social world more than work and career. Career choice affects socioeconomic status‚ friends‚ political values‚ residence location‚ childcare‚ job stress‚ and many other aspects of life. And while income is important in both career selection and career longevity‚ so are achievement‚ recognition‚ satisfaction‚ security‚ and challenge. A person has a choice in calling work a job or a career. This decision usually accounts for factors such as time and interest
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Many people don’t know that many career pathways available to them‚Therefore the purpose of the purpose of this paper is to introduce five careers that people may have not considered ‚which is assistant anesthesiologist‚clinical phycology‚fashion designer‚college professor and chef. first topic is fashion designer which is responsible for the styles of that we see in our everyday life. they create the suits‚ dresses‚and shoes and accessories that we wear everyday.the educational requirements are
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MARKETING ASSIGNMENT SUCCESSFUL NEW PRODUCTS CONTENTS 1) INTRODUCTION 2) CHARACTERISTICS THAT HELP A PRODUCT TO BE SUCCESSFUL 3) PAGALGUY 4) YAMAHA FZ 5) UNIVERCELL MOBILES 6) NEEYA NAANA 7) IPL 8) REFERENCES INTRODUCTION The world is a competitive battlefield for businesses‚ where every day new players enter with vigor and the existing ones tighten their grip on the market. But there is
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