Electronic Retail Payment Systems: User Acceptability and Payment Problems in Nigeria 1.1 Introduction The world has witnessed an upsurge of electronic payment instruments meant to facilitate trade and simplify payments. (Abor‚ 2004) Before the introduction of electronic payment into the Nigerian banking system‚ all customers had to walk into the actual bank to do transaction of all kinds. Customers had to queue up and spend more hours to talk to a teller to make their transactions. (Abor‚ 2004)
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GAZETTE NOTICE NO. 3362 THE CAPITAL MARKETS ACT (Cap. 485A) GUIDELINES ON CORPORATE GOVERNANCE PRACTICES BY PUBLIC LISTED COMPANIES IN KENYA IN EXERCISE of the powers conferred by sections 11(3) (v) and 12 of the Capital Markets Act‚ the Capital Markets Authority issues the Guidelines set out in the Schedule hereto‚ for observance by public listed companies in Kenya‚ in order to enhance corporate governance practices by such companies. SCHEDULE TABLE OF CONTENTS 1. 2. Introduction
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COPYRIGHT PROTECTION IN NIGERIA You would recall that in my last article‚ I stated that there is no centralized system of registering copyright in Nigeria. I stated that a “work” which is the subject not the copyright need not be registered before it can be protected under the law. In the process of patenting an invention‚ I came across a process known as copyright notification and I think it is important that I share it with you (You are probably wondering what Patent registration has to do with
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An endangered species of small‚ blue butterflies. The butterfly’s life cycle depends on the wild blue lupine flower. Local conservation efforts‚ concentrating on replanting large areas of of blue lupine which have been lost to development‚ are having success at encouraging the butterfly’s repopulation. The Karner Blue Butterfly was first identified by novelist Vladimir Nabokov. The name originates from Karner‚ New York where it was first discovered. There are two generations of Karner butterflies
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figure in the business world with the activities of Ned Kelly. The author does this by referencing a source or stating a point and then bringing in the subject of Ned Kelly. The specific topic of this text is to promote Morgan’s environmental campaign against the mining industry by relating it to Ned Kelly’s experience. Morgan was the executive director of a Western Mining Corporation before he retired. While Morgan was writing this article‚ Roxy Downs Mine was in the process of being established to
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ameliorating the problem. A sample of 100 respondents taken in Benin City‚ capital of Edo State‚ Nigeria was studied by means of field survey tool of questionnaire and the response to rating scale questions were tested for significance using the "t-test". The analysis revealed that respondents did not view unofficial borrowing and foreign exchange malpractice as forms of bank fraud since they were common and an industry wide practice. It also revealed that there was an equal level of staff involvement in initiating
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In this paper‚ I will talk about the CAS standard for University of Northern Colorado (UNCO) Career Services. At first‚ I thought that there was not CAS standard for UNCO Career Services and I was wrong after asking the director of Career Services. Career Services follows the CAS Standard and their values in order improve the program and the institution. In this paper‚ I will evaluate the program‚ how CAS fits within the Career Services‚ and recommendation. Evaluate the program One of the things
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SCG-CJC SOICO CULTURAL COMMITTEE Socio-Cultural Guidelines for Intramurals 2012 Pageant Night Mr. and Ms. Intramurals 2012 * Each division must only have 1 pair for entry‚ male and female. * Candidates should be at least 16-25 years old. * Candidates must be at least 5’3 inches for female and 5’5 for male. * Must not have any reigning local (city‚ municipal)‚ national‚ international and institutional titles. * The candidates must participate in the talent portion‚ with a minimum of
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Environmental pollution In this topic we are going to deal about different types of pollution and due to these types of pollution how our environment is facing disasters and calamities. Introduction: Environmental pollution can be defined as “the unfavorable alteration of our surroundings” Types of pollutants: 1. Bio degradable pollutants - decompose rapidly by natural processes. 2. Non-degradable pollutants-do not decompose or slowly decompose in the environment. Pollutions are different
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organization’s uniqueness and the most outstanding aspects concerning its headship (ICM associates 2010). This paper presents a comprehensive coverage of Kuwait Petroleum Company’s Organizational Profile and a leadership profile that describes the role played by key personalities in nurturing developing minds. Organizational Profile Kuwait National Petroleum
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