to: interpret the terms of mortgage loan financing purchase of properties compute the monthly mortgage loan payment and mortgage insurance premium compute the rental return on property investment 2 Selection Criteria of Mortgage Loan The following factors should be considered when choosing mortgage loan plan: 1. Interest Rate 2. Borrowing Period 3. Installment Loan Repayments 4. Cash Rebate 3 Interest Rate In Hong Kong’s mortgage loan market‚ there are
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(GP) @ Grace Period Profit (GPP) GP = GPPR (%) x Purchase Price x Grace Period 2 / 100 @ GP = GPPR (%) x PP x GP 2 / 100 STEP 5: Installment of Grace Period Installment = Grace period Profit [GPP] (step 4) GP Grace period [GP] (dah kali dgn 12) STEP 6: Profit Amount (PA) PA = Selling Price [SP] (step 3) + Grace Period Profit [GPP] (Step 4) STEP
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HARLEY DAVIDSON AND THE INTERNATIONAL MARKET FOR LUXURY GOODS Once a company decides to expand in emerging international markets‚ it faces a stream of decision making sequences and marketing strategies. The criteria to select entry market exclusively depends on country infrastructure‚ political risk‚ market access and potential‚ shipping considerations‚ foreign exchange‚ service requirements‚ timing‚ product fit and factor cost‚ conditions etc. Type A company: Identifying a country Since
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: - : AGREEMENT FOR SALE : - : This agreement for sale is made at Vapi 25th day of the month of March of the Christian year Two Thousand and Thirteen (25/03/2013) By and between MR. ALEX ABRAHAM MALAYIL‚ age about 43 years‚ occupation: Service‚ Residing at: Jafran Apartment‚ Kanchenjunga Housing Complex‚ Challa‚ Vapi. Tal : Pardi‚ Dist Valsad‚ Gujarat State ‚ India ‚ hereinafter referred to as “THE VENDOR” (which expression shall be deemed include partners‚ successors‚ legal representative
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of risk and return] & Chart 1 [Comparison of capital and return for investment] Page 6: Recommendations for Part 1 Page 7: Table 3 [Renting compared to buying a home for staying purpose] Page 8: Table 4 [Monthly payment for principal and interest of $120‚000 mortgage] & Calculations for monthly mortgage payment & Total interest incurred. Page 9: Recommendations for Part 2 Page 10: Conclusions for both Part 1 & 2. Page 11: References Page 12: Appendices Page 13: Appendices Page 14: Appendices Page
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Customer is to settle the payment by installment payment through out the financing /period. What are the differences between BBA house financing and an ordinary conventional housing loan? An ordinary conventional housing loan is given on the basis of debtor/creditor relationship. Whereby‚ the amount of loan is being charged interest‚ normally quoted at a certain percentage above the base lending rate (BLR) over the loan period‚ repayable in periodic installment. The BLR will fluctuate up or down
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Question: Differentiate between the collection function and recovery function of a financial institution. The collection function collects payments from accounts which are delinquent‚ that is those who make payments later than their contractual due date. This is happened when the loan not yet turns bad; the problem is not so serious. The recovery function collects money still owed on accounts after the financial institution has classified the account as non-performing or has written off the account
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discount rate is (a) 6% (b) 19%? 4. Suppose you open a saving account with $1‚800 earned in a summer job. The account’s stated interest rate is 11%. Calculate effective annual rate (EAR) if interest is paid (a) semiannually‚ (b) quarterly‚ (c) monthly and (d) daily. 5. You can buy a security at a price of $10‚250. If you buy the security‚ you will receive five annual payments of $2‚500‚ the first payment to be made one year from today. What rate of return‚ or yield‚ does the security offer?
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A WORKING REPORT ON MUTUAL TRUST BANK RETAIL LOAN PRODUCT By MalihaNawrin ID # 0730095 An Internship Report Presented in Partial Fulfillment Of the Requirements for the Degree Bachelor of Business Administration INDEPENDENT UNIVERSITY‚ BANGLADESH December‚ 2011 I. A WORKING REPORT ON MUTUAL TRUST BANK RETAIL LOAN PRODUCT By MalihaNawrin ID # 0730095 Has been approved December‚ 2011 Mr. SaquibShahriar Lecturer‚Finance and Accounting School of Business Independent
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Introduction With a specific end goal to break down this case‚ it would be a smart thought to begin by defining the term law and contract law. A law can be stated as “ A rule of civil conduct prescribed by the supreme power in a state‚ commanding what is right‚ and prohibiting what is wrong” (blackstone). Contract law can be defined as the written agreement which binds two people with certain rules and regulations as decided by both the parties and mentioned in the contract. The facts of the case
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