financial documents together with commercial documents. The collection of only financial documents is called clean. Commercial documents are: invoices‚ bills of lading‚ waybills and certificates. Financial documents are: bills of exchange‚ promissory notes‚ cheques and payment receipts. Documentary letter of credit When a buyer in one country wants to pay a seller abroad he asks his bank to «issue» or to «open» a letter of credit. It means that the buyer’s bank issues
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amount is payable after the expiry of certain period. Normally 2 to 3 days of grace are allowed 5. Signed by the drawer The bill must be signed by its maker. Without signature‚ it will not be a legal document. IMPORTANT NOTES REGARDING BILL OF EXCHANGE. 1. Bill of exchange is drawn by a creditor upon his debtor. 2. It is legal valid document. 3. It is also an evidence of debt. PARTIES TO THE BILL OF EXCHANGE Bill of exchange involves the following three parties:
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person entitled to enforce the instrument. For example‚ Arthur makes a note of $1‚000 payable to the order of Bryan. Bryan indorses the note “Pay to the order of my account no. 16154 at First Bank‚ Bryan.” Bryan then gives the note to his employee‚ Clark‚ to take to the bank. Clark takes the note to Arthur‚ who pays Clark the $1‚000. Clark then runs off with the money. Arthur is not discharged of his primary liability on the note because he did not make his payment consistent with the restrictive indorsement
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Information Management Paula Rose HCR/210 October 27‚ 2011 Lyndsey Jacobs Essentials of Health Information Management Source- oriented medical records are kept together by subject matters‚ such as data from all laboratory results. Progress notes are all kept together and are written in paragraph format; these entries are filed under a specific sectionalized area in the patient chart and are usually in chronological order. Many facilities use the chronological order because this is an easy
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easier and better for people around the world. We leverage these competencies to create innovative solutions for our customers and to also provide investors with attractive long-term returns. Subject : Recommendations for returning 3M to 20 return on equity and improved ROCE To Whom It May Concern ‚ The company 3M has been known through the years for its innovative approaches when it comes to doing business . It was even recognized by the magazine Fortune as one of the most innovative brands in the
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of Galop well suited the percussion-like manner of horse hooves but by the end‚ I felt as if Galop was beating a dead horse. It was very apparent to me that the composer of this piece was lacking creativity and seemed to have carelessly scribbled notes on
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investment recommendation supported by strategic analysis of VOD.L and the Telecommunications sector and a comprehensive valuation based on DCF‚ multiple and DDM analysis. September 6‚ 2010 [EQITY RESEARCH REPORT: VODAFONE. (VOD.L‚ VOD LN)] Equity Research Report NAME: Myles Carey CID: 00619732 TABLE OF CONTENTS Page 3: Investment Summary Pages 3-4: Investment Highlights Page 5: Business Summary Page 6: SWOT Analysis Page 7: Telecoms Industry - Overview Page 8: Telecoms Industry – Trend
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1 10 Steps to Earning Awesome Grades (While Studying Less) 10 Steps to Earning Awesome Grades (While Studying Less) by Thomas Frank‚ Copyright 2014 With the help of coffee and more coffee This book is free! Have a friend who would find it useful? They can get their own copy right here. If you like what you read here‚ you’ll find tons more study tips‚ career advice‚ and other info on becoming an awesome college student at College Info Geek (collegeinfogeek.com). ————— Thanks to all the students
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behalf of the company‚ on which the company’s name does not appear properly -Section 121(2) Companies Act 1956 states that “such officer will be personally liable” The name of the company must appear in letters on all bill of exchange‚ promissory notes‚ cheques‚ negotiable instrument‚ endorsements and orders. If the name of the company is not properly mentioned on any of these documents‚ the person who signed or issued the document is liable to the holder of the document for
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product was introduced: masking tape. 3M has never been the same since that time. Since 1902 3M has expanded its product offerings into virtually every aspect of every consumer’s lives. To give an example‚ you have probably heard of or used Post-It Notes! 3M’s primary focus is concentrated in areas such as Health Care‚ Industrial and Transportation‚ Consumer and Office‚ Safety‚ Security and Protection Services; Display and Graphics; and Electro and Communications. Since its inception‚ 3M has expanded
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