Compounding Factor (6%‚8) = 3‚000‚000 C * 9.90= 3‚000‚000 C = $303‚107.83 2. You have just taken out a mortgage for $575‚000‚ at a fixed rate of 4.75% per year‚ compounded monthly‚ and a term of 30 years. a) Calculate the monthly payments The payments must discount to a value that is equivalent to $575‚000 today‚ assuming a monthly rate of (4.75%/12)‚ or 0.39583% per month‚ for 360 months. C * Annuity discount factor (0.39583%‚360) = 575‚000 C * 191.70 = 575‚000 C = $2
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UNITED STATES INFLATION RATE The inflation rate in United States was last reported at 1.10 percent in August of 2010. From 1914 until 2010‚ the average inflation rate in United States was 3.38 percent reaching an historical high of 23.70 percent in June of 1920 and a record low of -15.80 percent in June of 1921. Inflation rate refers to a general rise in prices measured against a standard level of purchasing power. The most well known measures of Inflation are the CPI which measures consumer prices
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Official Cash Rate The Official Cash Rate (OCR) is the interest rate set by the Reserve Bank of Australia to meet the inflation target specified in the Policy Targets Agreement. The current agreement defines price stability as annual increases in the Consumers Price Index (CPI) of between 2 and 3 per cent on average over the medium term. A media release is issued at 2.30 pm after each Reserve Bank Board meeting‚ with the Board’s decision taking effect the following day. Changes to the official
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Newton’s Law of Cooling The main purpose of this experiment was to find the positive constant “K” for different liquids in the Newton’s Law of Cooling equation‚ in order to determine when it was safe to store food products in commercial restaurant after cooking. The high risk temperature for bacteria growth is between 5 and 60 degrees. However putting hot food into your fridge before this point can cause food poisoning especially in deep containers‚ which is why it is vital that food companies
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In recent years‚ a trouble‚ which makes sociogists have to care and worry‚ is hight divorce rate. A lot of couples ready to divore after a few years marriage. To explain this problem‚ in my opinion‚ there are 3 reasons are the effect of Western culture ‚ the change of social conception and position of woman . Firstly‚ thanks to modern medias and cultural exchange‚the Western has inffuenced on thinking of young people. They would rather live for themselves than people who live around. They think
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1. Introduction: This investigation will show the effect of temperature on the rate of reaction. The Berocca tablet was reacted with hot water (47oC) and then with cold water (20oC). In the hypothesis‚ it was predicted that the temperature will be inverse proportional to the time Berocca tablet reacts with water to produce 50ml of carbon dioxide gas. Through the result table‚ we can see that the hypothesis is supported and it was correct. In the conclusion‚ it was shown that the temperature has the
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China ’s Exchange Rate Peg concerning Trade Policy with U.S. Overview of the Problem The U.S. and China trade imbalance continue to be on the rise. U.S. manufacturing firms and workers voiced complaints over the competitive challenges posed by cheap Chinese imports. China ’s trade policy of pegging its currency‚ the yuan‚ to the U.S. dollar has enabled an unfair trade advantage according to the U.S. Some have gone as far as calling it "currency manipulation." The outcome has been loss of
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Case Study: Hotel Occupancy Rates Jennifer McCoy GBA 305 Case Study: Hotel Occupancy Rates The U.S. hospitality industry has recently experienced the highest rate of business failures since the ‘Great Depression’. Hundreds of businesses have declared bankruptcy. Even more have gotten into financial distress such as earnings slumps‚ cash flow deficiencies and mismanagement of resources that could lead to bankruptcy. These problems will not go away. They must be managed away. This
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Multiplexing CHAPTER 4 Outline * Frequency Division Multiplexing(FDM) * Synchronous Time Division Multiplexing * Statistical Time Division Multiplexing * Asymmetric Digital Subscriber Line(ADSL) Multiplexing * Set of techniques that allows the simultaneous transmission of multiple signals across a single link * allows several transmission sources to share a larger transmission capacity Link = physical path Channel = portion of a link that carries a transmission
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Assignment 1 UNIT 1 Question 1 (5 marks): Discuss the rate-limiting factor. Why is it important to consider when studying exercise physiology and training? Provide one example to clarify your understanding. The rate-limiting factor is the “step” that limits performances (the “slow step”). If we know the rate-limiting step in a certain physiological pathway or training situation‚ we can manipulate the factors of this step to change and increase the rate of the pathway. This will improve overall training
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