are required to provide written disclosures to their clients on a variety of important items necessary to the transaction‚ as they directly affect the buying or selling decision. Here are 8 areas where written disclosure should be or are required: 1. Affiliate Disclosures. These days‚ it’s common for a mortgage company to have a business interest in a title company or a real estate brokerage to also own a mortgage company. These are called "affiliate" relationships‚ and the
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5.1.11 Appropriate Use of Consultants Sometimes‚ inadequate use of either internal or external consultants can cause failure of ERP system. In order to be sure that ERP system would be implemented successfully‚ organizations should use experts who are trained in ERP implementation methods and have the requisite experience in applying these methodologies (Anand & Maleki‚ 2008). Due to the complexity of ERP implementation project‚ the appropriate use of external consultants with application and installation
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Essay: Evaluate how effectively the law resolves conflict in family relationships? Family is a group consisting of two parents and their children living together as a unit. Family law is an important part of the legal system‚ it is a wide-ranging area of law governing behaviours in the context of the family. The importance of family law is the care and protection of its members‚ making sure family members are financially secure and that any children within the relationship are cared for. There are
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To: Finance Director Subject: Short report of review on sustainability disclosure There is a growing trend among companies to disclose and report their social and environmental impacts not only concerned with the financial performance of a company but its impact on society and environment. Thus‚ sustainability becomes an important issue. Sustainability is the capacity to endure and is the long-term maintenance of responsibility‚ which included environmental‚ economic‚ and social dimensions. It
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My specific field is Biblical Studies and my principal research interest is the function of culture in resisting oppression. I am interested in how oppressed groups in biblical contexts as well as in contemporary milieus are psychologically affected by physical and social oppression; oppression’s impact on consciousness‚ memory and identity; and how oppressed subjects resist oppressive groups and societies. More specifically‚ I am concerned with the consequences of internalized oppression‚ which
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Today when I was dining with my family in a formal restaurant‚ I broke two of the similar cultural norms. One being that‚ I drank my soup using a fork‚ where the norm is to drink soup with spoon. The second being that I use my knife to eat my cake‚ where it should’ve been eaten using a fork. It might seem that these two actions that violate the cultural norms is small‚ but the reaction that I got from other people is extensive. As I was committing the act‚ I noticed that the surrounding people
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PART II: Short Essay (5 points each): Answer ONLY FIVE of the following questions. Answers need to be a MINIMUM of 1 paragraph‚ using correct grammar‚ spelling‚ and sentence composition (i.e. no bullets or lists). 1. Identify three ways in which formal operational thought differs from concrete operational thought. Within the concrete operational thought‚ children begin to classify and reason logically. Whereas‚ reasoning within formal operational thought tends to be more idealistic‚ logical and abstract
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Developmentally Appropriate Practices Developmentally appropriate practices‚ or DAP‚ are how you are able to teach each child according to his or her needs. By definition‚ DAP is defined as “an approach to teaching grounded in the research on how young children develop and learn and in what is known about effective early education. Its framework is designed to promote young children’s optimal learning and development.” (naeyc) For teachers‚ it means that you understand the child and her background
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The developmentally appropriate practice for Health‚ Safety and Nutrition prepares students from early childhood through a group of basic information and theory‚ practices‚ and requirements for establishing and keeping safety‚ healthy learning environment and good nutrition through the training of children to pay attention to their health and their nutrition and safety. Definition of Development appropriate Practice : The definition of developmentally appropriate practice (DAP) is “ a framework
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THE UNDESIRED SELF AND EMOTIONAL EXPERIENCE: A LATENT VARIABLE ANALYSIS By: Ann G. Phillips‚ Paul J. Silvia‚ and Matthew J. Paradise Phillips‚ A. G.‚ Silvia‚ P. J.‚ & Paradise‚ M. J. (2007). The undesired self and emotional experience: A latent variable analysis. Journal of Social and Clinical Psychology‚ 26‚ 1035-1047. Made available courtesy of Guilford Press: http://www.guilford.com/cgibin/cartscript.cgi?page=periodicals/jnsc.htm&cart_id=951774.7814 ***Note: Figures may be missing from this format
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