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    corporate icons like Coca-Cola and Microsoft. So we can conclude that although UST in extremely sound financial health‚ there are systematic risks associated with tobacco industry. UST has historically maintained an A-1 credit rating for its commercial paper. As UST increases its debt level‚ it will likely issue long-term debt and hence we can safely assume it to have AA credit rating for long term and maintain the short term A-1 rating. 2) UST’s past performance is very impressive – Do you expect the

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    EFFECTS OF CLASS POPULATION IN THEIR ACADEMIC PERFORMANCE OF THE STUDENTS OF MARIKINA CHRISTIAN INTEGRATED SCHOOL‚ SCHOOL YEAR 2012-2013 Submitted By: Jedidiah Ysis G. Gutierrez Alyssa Matulac Submitted To: Ms. Gerda Cruz Teacher‚ Method of Research August 1‚ 2013 CHAPTER I- THE PROBLEM AND ITS BACKGROUND A. Background of the Study Class Population is the reason why students cannot focus and can be easily distracted. It causes the students to be timid and refrain from asking question

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    Research & Studies Moringa Research: While traditional Ayurvedic medicine used this tree to heal or prevent hundreds of diseases‚ scientific evidence is accumulating to support many of the healing properties of Moringa. Some of its chemical compounds have been isolated and described. Around the world Moringa is the subject of legends and praise‚ awe and respect – so much so that it is also called “Miracle Tree‚” “Mother’s Best Friend‚” and “Never Die.”  Below you will find a selection of

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    Process Papers Students producing entries in the exhibit‚ media‚ and performance categories* must also write a “process paper.” This paper introduces your topic‚ explains how you developed your entry‚ and documents your research. It is important to do a good job on this part of your entry because it is the first thing that people look at when evaluating History Day entries. The process paper contains three parts: the title page‚ a research description‚ and the annotated bibliography. *The

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    Republic of the Philippines Department of Education Region IV-A Division of Cavite General Vito Belarmino National High School Kalubkob‚ Silang‚ Cavite Vandalism: Destructing Private and Public Properties in G.V.B.N.H.S IN PARTIAL FULFILLMENT OF THE REQUIREMENTS IN ENGLISH IV Submitted By: Jean J. Zarco IV-A (Platinum) S.Y. 2012-2013 Narrowing the Topic Social Problems Destruction of private and public properties Vandalism

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    Research Paper: Art. It comes in a plethora of shapes and forms‚ colors and sizes. One thing that is the same about all art though‚ is the many positive effects it has and how they change our surroundings and even ourselves. Never being noted though‚ the arts make a huge impact in our favor. Art programs can have positive effects on student education‚ an individual itself‚ and the economy. You may be wondering‚ “How does art education even have a beneficial impact on learning?”

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    References: Adams‚ Renee B.‚ Daniel Ferreira. 2007. A theory of friendly boards. Journal of Finance 62(1) 217–250. Aghion‚ Philippe‚ John Van Reenen‚ Luigi Zingales. 2009. Innovation and institutional ownership. NBER working paper (14769 . Almazan‚ Andres‚ Javier Suarez. 2003. Entrenchment and severance pay in optimal governance structures. Bebchuk‚ Lucian‚ Jesse Fried. 2004. Pay Without Performance: The Unfulfilled Promise of Executive Compensation. Harvard University Press

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    PART A: Research topic Increase in tourism in Samoa Introduction Samoa has become an increasingly popular tourist destination in the Pacific Islands due to its natural beauty. Positively‚ the tourism industry has been beneficial for Samoa economically but it also has its disadvantages which affects the environment and our culture. This research will aim to identify and describe three impacts as a result of the increase in tourism in Samoa. It will further discuss the measures that have been taken

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    shahzadkhan.lecturer@gmail.com Tel: +92-3339405596 Abstract All over the world every business and profit earning firm want to make their consumer loyal. There are many factors responsible for this customer loyalty but two of them are prominent. This research study is focused on that how customer satisfaction and customer retention contribute towards customer loyalty. For analysis part of this study‚ Universities students of Peshawar Region were targeted. A sample of 120 were selected from three universities

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    D11202 Research Methodologies – Quantitative Case Scenario Abstract This research will explore what a nurse believes their level of computer skills are. The researcher has chosen the quantitative case study to identify the nurse’s self reported level of computer skills and knowledge. This was undertaken within a district general hospital‚ by means of a survey. The hospital used for the research is in the North West of England. Questionnaires were distributed to the first 100 nurses who entered

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