Local Lawsuit Shari Hart July 25‚ 2012 School of Business 1. Summarize the actions that lead to the lawsuit. 2. Discuss what management could have done in terms of risk management to have prevented the events that lead to the lawsuit. 3. Discuss the ethical considerations reflected in the laws applicable to this case. 4. Determine which sources
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Business Research Ethics RES/351 Predatory lending is a term that many home owners are familiar with in today’s real estate market. Not only is this practice unethical‚ in many cases it is illegal. When financial institutions violate the consumer trust they hurt more than just the company image. This was the case in 2001 when a Citigroup consumer lending subsidiary used deceptive practices to sell unnecessary insurance coverage to minority‚ elderly‚ and uneducated home equity borrowers (Heller
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Integrated Framework‚ Executive Summary. www.coso.org. Galloway‚ D. J. (1994). "Control Models in Perspective." Internal Auditor December: 46-52. Information Systems Audit and Control Foundation. (1995). CobiT: Control Objectives and Information Related Technology. Rolling Meadows‚ IL: Author. Institute of Internal Auditors Research Foundation. (1994). Systems Auditability and Control. Altamonte Springs‚ FL: Author. Price Waterhouse. (1993). Improving Audit Committee Performance: What Works Best. Altamonte
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Local Studies With the modern trends of technology nowadays‚ children are prone to harmful effects that gadgetry brings. About 60 to 70% of kids around the world ages 10-17 years old are hooked up to cellular phones. They spend up to 5 or more hours calling‚ sending texts or just playing. Ma. Sheila Escuro(2009) says that‚ “Usage of this gadget can be controllable. Its up to the parents to teach their child to be responsible on their mobile phones‚ to ask them to pay-up when their
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development. Therefore‚ only the new medium and long-term capital can help us to accomplish this goal. So that medium and long-term capital plays an important role for the development of the economy. Promoting integration of banks‚ building strong banking system to become the main capital mobilization source‚ is the best way for the economy as Vietnam which is gradually restructuring capital-oriented in the direction of industrialization and modernization. Integrating international economics‚ monetary and
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A particular encounter that I was directly involved in writing would in my ENG 400 class. Our assignment was to write a short story. We would later have our classmates read the story and give the reader feedback. The story I wrote was called “The Local Thug”. This story was about a young woman’s relationship with a man that took a tragic turn. In my story‚ I used the perspective of the woman and the perspective of the media about the young man. In my story‚ the young woman starts to date a young
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Introduction to Systems Thinking Daniel Aronson Systems thinking has its foundation in the field of system dynamics‚ founded in 1956 by MIT professor Jay Forrester. Professor Forrester recognized the need for a better way of testing new ideas about social systems‚ in the same way we can test ideas in engineering. Systems thinking allows people to make their understanding of social systems explicit and improve them in the same way that people can use engineering principles to make explicit and
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Inventory Systems Summary According to the U.S. Small Business Administration‚ “Inventory refers to stocks of anything necessary to do business” (U.S. Small Business Administration‚ 2010‚ pp 1-2). The U.S. Small Business Administration publication describes what constitutes successful inventory management (balancing cost versus benefits of inventory)‚ including 1) Maintaining a wide assortment without spreading the rapidly moving items too thin‚ 2) Increasing inventory turnover without sacrificing
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University of Phoenix | WLAN | Wireless Local Area Network | | Sherlyn Knight | 2/7/2011 | Explain in 200 to 300 words at least two different ways to secure a WLAN. What are the ramifications if a WLAN is Breached? Post as an Attachment to the Assignment Link. | A quick list of steps you can take to help secure your wireless network: 1. Changing the password: the first thing that should be done when you install a wireless access point is change the administrative password. Access
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Citigroup and Subprime Lending Unit 7 Case Study Pg 714 -716 1. Are there moral concerns associated with subprime lending? Are those moral concerns based on utilitarianism‚ rights‚ or justice considerations? Before we discuss the first question let’s get a working description of what subprime leaning is. A subprime lender is financial entity that has an inclination to lend to consumers that are not qualified for traditional loans due to their poor credit status and history of repayment
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