Formal and informal institutions’ lending policies and access to credit by small-scale enterprises in Kenya: An empirical assessment By Rosemary Atieno University of Nairobi AERC Research Paper 111 African Economic Research Consortium‚ Nairobi November 2001 © 2001‚ African Economic Research Consortium. Published by: The African Economic Research Consortium P.O. Box 62882 Nairobi‚ Kenya Printed by: The Regal Press Kenya‚ Ltd. P.O. Box 46116 Nairobi‚ Kenya ISBN 9966-944-52-4
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Formal vs Informal Education We all think we know about education as being the one imparted in schools around the country. This system of education‚ devised by the government and based upon a curriculum is called the formal system of education. However‚ in most countries‚ there is also an informal system of education that is totally different from school education and has nothing to do with the strict curriculum and other obligations found in formal education. There have always been long standing
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Family often represents an important role in determining one’s life‚ whether it is ordinary or abnormal. In the short stories “House Taken Over” by Julio Cortázar and “Coarse Sand” by Hwang Sunwŏn‚ each narrator makes the usual seem unusual through the everyday actions of the characters. In “House Taken Over”‚ the everyday routine of the siblings incorporates eerie encroachment of the ethereal “they”‚ making the unusual seem usual. In “Coarse Sand”‚ the character is depicted as someone who lives
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Creative Writing: Topic-Ocean Long before the dawn of time itself‚ there existed a tiny singularity‚ the one bright spark of light which would give birth to all objects in the universe. This singularity held oceans of knowledge‚ many in which our emotions and thought cycles originated from. Where all knowledge on the universe and what was to be was stored. Inside the singularity‚ a tiny civilisation governed these vast oceans of knowledge‚ they were the guardians of knowledge‚ the most learned
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Imagine turning a page in a book‚ and having that little breeze of air causing an earthquake 1000 miles away. This refers to Ray Bradberrys " A Sound Of Thunder"‚ and Davis Hernendez’s "The Butterfly Effect". The short story and poem are trying to conclude that a small action can make a huge difference. In the ’’ Butterfly Effect" there is a well known quote that sais "If a butterfly flapping its wings in Bejing it can cause a hurricane off the coast off Florida".The famous quote in " A Sound Of
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Julie kicked the door shut behind her‚ tossed her keys on the desk and headed for the refrigerator. She grabbed a Coke and a piece of left-over chicken and then stood at the sink eating the cold chicken with her fingers. She gazed out the window at the incredibly warm and sunny winter day. She longed to spend the afternoon with her boyfriend but her last assignment waited and it was due tonight. She felt the time slipping away quickly‚ as if a bomb were about to go off. She sighed‚ threw the chicken
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The same way super shorts create a small sentence that sticks in the reader’s mind‚ so do fragments. The difference between a fragment and a super short is that a fragment is not a complete sentence. Most of the fragments Ferriss uses are one-word fragments. This creates emphasis on the one word. On page 245‚ Ferriss is stating and explaining how the phobias people have about quitting their jobs are wrong. After the statement “Health insurance and retirement accounts disappear if I quit‚” he follows
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Too Much Technology “The Veldt” by Ray Bradbury is a short story about a husband and wife who buy a “Happylife Home” to do all of their daily chores. It includes a nursery that will respond to whatever a person thinks. In this short story‚ Bradbury suggests of technology is reaching a point where it is no longer helpful‚ but harmful. This theme is portrayed through Bradbury’s use of stylistic devices‚ and character. Bradbury’s style throughout his story aids in portraying his theme of technology’s
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Informal Roles: Productive I took on the informal roles of a compromiser‚ gatekeeper and encourager during the group interactions (Connery & Vohs‚ 2006). In the compromise role‚ I offered suggestions and encouraged feedback from the group members on my ideas so that we could all have a chance to weigh in on decisions that were being made and come to a collective agreement on how we wanted to proceed. As the gatekeeper‚ I kept up frequent communication online with my group members when we did not
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town so that she may be "reborn" through her grandson who will carry on after she passes. Another example of symbolism in A Worn Path is the path itself. For an elderly lady like Ms. Jackson this path represents a no mean amount of challenges; she walks uphill through a pinewood forest‚ and downhill through oaks; she walks across a stream on a fallen tree; and even .falls into a ditch? In short‚ she does things a woman of her age ought not be doing; yet she does them for the sake of her grandson
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