92 Revista Informatica Economică nr.3(47)/2008 A Study Looking the Electronic Funds Transfer Codruţa POENAR Department of Economics Informatics Faculty of Economics and Business Administration Babeş-Bolyai University‚ Cluj-Napoca‚ România cpoenaru@webmail.econ.ubbcluj.ro The aim of this paper is to present the characteristics of the most important electronic funds transfer in the world‚ both interperson and interbank. We identified the following informations: location‚ type‚ owner‚ operator
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and debt investments. Study the market indexes‚ equity risk terms and definitions‚ benchmarks‚ investment risk‚ debt investments‚ interest rates‚ yield spreads‚ debt investment valuation and credit analysis. 7 Have a grasp on derivatives. This includes the following markets: Forward‚ Futures‚ Options and Swaps. 8 Know about Alternative Investments. Study the following alternative investment concepts and markets: real estate‚ hedge funds‚ venture
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II Homework assignment 3 Ultimate due date: Tuesday‚ April 23 at 18:55 Part 1: Mutual Funds 1. Posted to my.nes.ru are monthly returns for 9 mutual funds. Accidentally‚ I have forgotten to match the fund names to the correct return data for 7 of these 9 mutual funds. Please run regressions of each of the 9 funds on the Fama-French three-factor model and make an educated guess regarding which fund goes with which data. Explain the reasoning behind your guess. In the list “HW_FundsAndReturns
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Mexico went through a very significant transition in areas such as politics‚ economy and society‚ during and partially due to the Columbian Exchange. From 8000 BCE to 1900s CE‚ this country transformed from an ancient civilization that seemed complex and advanced‚ to a colonial period‚ and ended up at the republic that we know today. Through this‚ political instability remained a common theme. In the very beginning of Mexican civilization‚ beginning around 8000 BCE‚ groups such as the Olmecs‚
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An electronic funds transfer (also known as EFT) is a system for transferring money from one bank to another without using paper money. Its use has become widespread with the arrival of personal computers‚ cheap networks‚ improved cryptography and the Internet. Since it is affected by financial fraud‚ the electronic funds transfer act was implemented. This federal law protects the consumer in case a problem arises at the moment of the transaction. The history electronic funds transfer originated
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In cultural anthropology and sociology‚ reciprocity refers to non-market exchange of goods and labour; that is‚ "gift economic systems". It is the basis of most non-market economies. The concept was key to the debate between early anthropologists Bronislaw Malinowski and Marcel Mauss on the meaning of "Kula exchange" in the Trobriand Islands off Papua New Guinea during the First World War.[1] Malinowski used Kula exchange to demonstrate the apparently random gift-giving was in fact a key political
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Repatriation and Reburial Issues with Native American Ancestral Remains Desiree Berrios Professor Brian Bates Archaeology April 2‚ 2012 Repatriation and Reburial Issues with Native American Ancestral Remains Repatriation is the return of human remains or sacred objects or objects of cultural significance to the individuals‚ groups‚ or nations that the archaeological finds belonged to. Part of Repatriation
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have been a cancer that has grown through out Mexico. Influenced by Colombian cartels‚ such as the Pablo Escobar’s Medellin and the Cali Cartel. In 2008‚ over 5‚600 people were killed in Mexico; many were torture/or beheaded (Hixson‚ 2009). It has stretched from the border town of Tijuana all the way to the beaches of Cancun. Many people have been robbed‚ tortured‚ kidnapped‚ injured‚ and murdered through out the domestic drug war that is going on in Mexico. Police officers have been known to take bribes
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Introduction 3 1.0 Introduction Social Security Fund (SSF) was established on 23 March 1990 to provide basic social security for the Macau residents. According to the Act 84/89/M‚ Social Security fund would provide subsidies or assistance for unemployed‚ sick and retired people. This was the so-call “the first tier of social security”. At the same time‚ SSF was positioned as a financially independent fund under the local government. In Macau‚ Pension fund is included in the SSF‚ and there is no separation
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NAFTA’S effect on Mexico The North American Free Trade Agreement‚ often referred to as NAFTA‚ is an agreement between the U.S.‚ Canada and Mexico. The purpose of NAFTA is to reduce and eventually erase trade barriers‚ which would make it easier for the three countries to import and export goods and services more freely between each other. NAFTA had started as an agreement between the United States and Canada‚ and then in 1992‚ Mexico joined the venture. The union of these countries was logical
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