15% per annum. Hence‚ Income is &15‚ Expenditure is &10‚ Profit is &5. Fixed rate: bank quote you a straight forward rate Floating rate: bank quote you x% above base or LIBOR It is depend on you to choose a rate. Gambling. Different risk have different rate. More risk‚ higher rate. Security: the bank will ask for some security for the money it is lending you. A part of business assets‚ lands. For the smaller‚ newer businesses‚ private house. Investment banks trade in financial securities‚ such as
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Hazards‚ risks‚ outcomes The terminology used in OSH varies between states‚ but generally speaking: • A hazard is something that can cause harm if not controlled. • The outcome is the harm that results from an uncontrolled hazard. • A risk is a combination of the probability that a particular outcome will occur and the severity of the harm involved. “Hazard”‚ “risk”‚ and “outcome” are used in other fields to describe e.g. environmental damage‚ or damage to equipment. However‚ in
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How Process Enterprises Really Work Summary • Many companies have changed their core processes to improve productivity which has not only improved the jobs of employees but also the value provided to customers through higher quality products. This has in turn increased profits for shareholders. • Many companies have changed their core processes and cut out those that don’t add value but few have changed the way they manage the organization and align it with their processes. • Companies whose
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How Does the Computer Work? Specific purpose: To inform and educate the audience about how the computer works. Central idea: The types of hardware that all computer systems use and the types of software that make them run. Attention Statement: Most of American families nowadays have at least one or more computer in their house. Computer has become a very important piece in our life. May be some people don’t realize it but we use computer almost every day. Like millions of computer users‚ microcomputers
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1) In a nursery they are many hazard which are potentially dangerous for the service users; young children. To help minimize risks and keep children safe these hazards must be identified. We have analysed a nursery which accommodates children from 2 months to 5 years and identified 6 potential hazards. The first hazard we identified was a door which didn’t have any kind of guard. This could allow a child to trap their finger in the gap. This could result in either a minor cut or bruise or a more
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How the Predator UAV Works Military commanders use tactics and strategy in combat to inflict as much damage on the enemy while trying to risk as few personnel and resources as possible. This principle was at the heart of the development of the RQ-1 and MQ-1Predator Unmanned Aerial Vehicle. These high-tech aircraft‚ controlled by a crew miles away from the dangers of combat‚ are capable of reconnaissance‚ combat and support roles in the hairiest of battles. In a worst-case scenario‚ if a Predator
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Write an essay that explains how the Electoral College works. How does the Electoral College shape the strategy of candidates? Why is it harder to win presidential elections post 1968? Every four years‚ on the Tuesday following the first Monday of November‚ millions of U.S. citizens go to local voting booths to elect‚ among other officials‚ the next president and vice president of their country. Their votes will be recorded and counted‚ and winners will be declared. But the results of the popular
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following appeared in the editorial section of a monthly business news magazine: "Most companies would agree that as the risk of physical injury occurring on the job increases‚ the wages paid to employees should also increase. Hence it makes financial sense for employers to make the workplace safer: they could thus reduce their payroll expenses and save money." Discuss how well reasoned you find this argument. In your discussion‚ be sure to analyze the line of reasoning and the use of evidence
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Digestion works by moving food through the GI tract. Digestion begins in the mouth with chewing and ends in the small intestine. As food passes through the GI tract‚ it mixes with digestive juices‚ causing large molecules of food to break down into smaller molecules
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How Cell Phones Work Cell phones are very interesting! Have you ever wondered how a cell phone works? Well we have. Cell phones have changed a lot since 1984. The first cell phone that came out was called the Dyna TAC8000X. (top left) It weighed 2 pounds! The brick only offered a half-hour of talk time for every charge. You could get this amazing device for $3‚994! The man who invented this phone is Ruby Knopp. (top left) He also invented the newer modern Motorola Razor. (top middle) Some of
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