Introduction E lectronic banking is an umbrella term for the process by which a customer may perform banking transactions electronically without visiting a brick-and-mortar institution. The following terms all refer to one form or another of electronic banking: personal computer (PC) banking‚ Internet banking‚ virtual banking‚ online banking‚ home banking‚ remote electronic banking‚ and phone banking. PC banking and Internet or online banking are the most frequently used designations. It should
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affect the economy both at the macro level and micro level. At the macro level‚ alarming degrees of NPAs have a detrimental effect on the macro economy. A high level of NPAs or loss could cause significant banking crisis or banking distress. This causes a serious liquidity and credit risk on the banking system‚ which unless managed effectively would jeopardize the same. Loan Defaults Loan default occurs when a debtor has not made a scheduled payment‚ or has violated a loan condition of the debt contract
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Explain the importance of socialisation as a process within society. In this essay‚ i will examine the importance of socialisation as a process with in society. Socialisation is the process a human being will go through to make them who they are. They will learn about different types of cultures‚ norms and fashions‚ all of these they will take on throughout their life. Nature vs nurture has a great role in this‚ and‚ personally‚ I believe that nurture makes the largest amount of impact. Socialisation
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Islamic Banking Analysis Haythem Joudeh February 22‚ 2013 Abstract This goal of this research is to find out if Islamic Banking is a better alternative to the Western‚ Conventional Banking. The information provided will reveal various Islamic Banking principles that would have prevented previous major economic crises and if applied globally today could prevent a major economic collapse. Islamic Banking is banking system based on Shari ’a (Islamic) Law on which it developed its unique
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Jesse Brown P.6 5/19/13 Origin Of The Universe The Origin of the Universe: Creation vs. Coincidence Throughout the years‚ mankind has examined the universe for signs of its origin. For centuries‚ two possibilities have been the subject of much debate. Either the beginning of the universe just happened by coincidence‚ or an intelligent being is responsible for its creation. Scientists agree that in order for the universe to be coincidental‚ it would have to be infinite in age. During the
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Banking Industry The Banking Industry was once a simple and reliable business that took deposits from investors at a lower interest rate and loaned it out to borrowers at a higher rate. However deregulation and technology led to a revolution in the Banking Industry that saw it transformed. Banks have become global industrial powerhouses that have created ever more complex products that use risk and securitisation in models that only PhD students can understand. Through technology development‚
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Preschoolers are full of energy and curiosity at the age of five they starts to become more independent and eager to explore. To help preschoolers practice and mastery their skills in Cognitive‚ Motor‚ Language and Social is to help them explore their curiosity with cautious. My goal is to provide guidance in a safe environment where preschooler can be eager to learn about everything and develop more into their skills. The more preschooler‚ practice the more they will be self confident. At the age
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In any therapeutic relationship‚ it is vital for a counsellor to respond to the client with empathy when the clients reveal about themselves. It is also necessary to sometimes nudge or probe the client to explore certain concerns or issues that they do not do spontaneously. Therefore‚ probes are important communication skills in the counselling process. The skill of probe can be both verbal and non-verbal that helps clients to talk more openly and freely about certain issues at any stage of the helping
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INTRODUCTION & HISTORY OF BANKING BANKING [pic] Introduction India cannot have a healthy economy without a sound and effective banking system. The banking system should be hassle free and able to meet the new challenges posed by technology and other factors‚ both internal and external. In the past three decades‚ India’s banking system has earned several outstanding achievements to its credit. The most striking is its
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CORE Banking CORE or CORE Banking is a very important terminology used in Indian banking industry. The term CORE is used in two perspectives in Indian banking industry. 1) First Perspective of Core Banking In the first perspective CORE stands for Centralized Online Real-time Environment (CORE). It is a system of centralized banking under which all banks use a centralized data-centre for all their banking transactions. It can be said that all banks under this system share all information
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