Jain Signature Date Certificate from the Corporate Internship Providing Organization This is to certify that Mr…. has successfully completed his/her internship with us in the month of ----------’09 from (mention start and end date). We wish him/her all the best for all his/her future endeavors. Name of the Supervisor: Signature: Date: Acknowledgements No task is a single person effort‚ same is with this project. Thus I would like to extend my sincere thanks to all those people who
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Credit analysis is the method by which one calculates the creditworthiness of a business or organization. In other words‚ It is the evaluation of the ability of a company to honor it financial obligations. The audited financial statements of a large company might be analyzed when it issues or has issued bonds. Or‚ a bank may analyze the financial statements of a small business before making or renewing a commercial loan. The term refers to either case‚ whether the business is large or small. Credit
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USAID-Funded Economic Governance II Project Credit Risk Workshop - Intermediate March 2006 Credit Analysis Funded by: ©2006 BearingPoint‚ Inc. Table of Contents MODULE 3: CREDIT ANALYSIS OVERVIEW............................................................................................................................................... 1 LEARNING OBJECTIVES ...................................................................................................................... 1 FINANCIAL
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money‚ credit also came into existence. Credit is created when one party (it can be person‚ group of people‚ firm or an institution) lends money to another party‚ the borrowers. The act of borrowing creates both credit and debit. Debt means the obligation to pay the finance borrowed and credit means the claim to receive this money payment from the other party. Every credit involves debt‚ that is obligation to pay money and therefore creates claim. 1.1 Definition of important terms 1.1.1 Credit is generally
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The forces that turned Baba around. The history is about the 16-year-old Babatonte‚ or Baba as his friends call him. He went at St Aloysius college in Highgate. He haven’t had an easy childhood and that has effected his education. When he was 12‚ he had been suspended from school about 5 times. Every time he was suspended from school‚ he only saw it as holyday. Baba describes him selves as a bad boy there vandalising school property‚ truanting and getting into figths. At the first year of college
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Labour essay: Having considered the implications for the WTC‚ we can now analyse the effects of the policy on labour supply by determining the substitution and income effects. It’s clear that the effect of the working tax credit on work behaviour depends upon how much a worker is currently working. To analyse these effects we will only look at one type of individual; a lone parent in the labour force. This will simplify our analysis such that we can divide the diagram below into 3 sections
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to accounting for income taxes‚ which are the cash method and the allocation method. The cash method is described as a simple and direct approach. The amount of income taxes actually paid for the year is reported on the Income Statement. The amount comes from the firm ’s income tax return and fit is not adjusted in any way. Therefore‚ the firm ’s actual transaction to record its income tax liability is the basis for the amount of the income tax expense reported on the Income Statement. The allocation
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Balance of payment Most of exports and imports involve finance i.e. receipts and payments in money. An account of all receipts and payments is termed as Balance of Payments (BOP). According to Kindle berger‚ "The balance of payments of a country is a systematic record of all economic transactions between the residents of the reporting country and residents of foreign countries during a given yeriod of time". The balance of payment record is maintained in a standard double-entry book-keeping
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institution and then to direct them as loans and advances to various companies for growth and development of industries. The banks take the deposits at a lower rate of interest and give loans at a higher rate‚ thus constituting the only source of income for banks. Banking in India has undergone startling changes in terms of growth and structure. Organized banking was active in India since the establishment of The General Bank of India in 1786. The Reserve Bank of India (RBI) was established as
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Question 3-3 If a “typical” firm reports $20 million of retained earnings on its balance sheet‚ could its directors declare a $20 million cash dividend without having any qualms about what they were doing? Explain your answer. Its directors could declare a $20 million cash dividend without having any qualms about what they were doing‚ because retained earnings may not held as cash. Retained earnings represent the cumulative total of all earnings kept by the company during its life. Therefore‚ $20
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