thefinancialexpress-bd.com/2014/03/22/24798 Posted : 22 Mar‚ 2014 00:00:00 AA-A+ Efficient infrastructure for access to financial services M S Siddiqui Access to credit is crucial for economic growth and development. A survey has revealed that about two thirds of the adult population in developing countries or 2.7 billion people lack access to basic formal financial services‚ such as savings or checking accounts. Most of the unbanked live in Sub-Saharan Africa (12 per cent having access to
Premium Debt Balance sheet Asset
Driving forces of Aerospace and Defense industry Regulatory influences and government policy changes. The aerospace & defense industry remains a profitable yet challenging business. Global cuts in government spending‚ especially in the United States‚ will put significant financial pressure on companies‚ forcing them to realign their strategies and diversify their business models. The ongoing decrease of military operations in Iraq and Afghanistan coupled with reduced military budgets globally continue
Premium Airline Southwest Airlines Avianca
External analysis How can a smartphone company use external analysis to gain competitive advantage? 1. Apply 5 forces model for the smartphone industry According to Hill and Jones‚ the five forces model serves the purpose to identify opportunities and threats in the external business environment‚ by analysing “competitive forces” (Hill & Jones‚ 2012‚ p. 42). Once created by Michel E. Porter this particular framework functioned as a useful tool for managers to approach the external analysis
Premium Management Smartphone Strategic management
Porters Five Force Analysis‚ Industry: Casinos The purpose of this analysis is to determine the attractiveness of the Casino industry by investigating five specific forces that have the potential to drive down profitability. The Casino industry is composed of firms operating primarily in providing gambling activities and games to consumers while also supplying hotel services and other commodities. Firms that exclusively operate non gambling resorts were not directly included in this profitability
Premium Hotel Gambling Casino
McBride Financial Services Marketing Plan “McBride Financial Services is a start-up regional mortgage lender headquartered in Boise‚ Idaho. The firm will specialize in conventional‚ FHA‚ and VA loans for home purchasing and refinancing. The company intends to expand its operations into Wyoming‚ Montana‚ North Dakota and South Dakota.” (McBride Financial Services website‚ 2003) According to their intranet site‚ McBride’s target market is: 1. Professionals purchasing either a primary or secondary
Premium Marketing
Retail is the sale of goods and services from individuals or businesses to the end-user. Retailers are part of an integrated system called the supply chain. A retailer purchases goods or products in large quantities from manufacturers directly or through a wholesale‚ and then sells smaller quantities to the consumer for a profit. Retailing can be done in either fixed locations like stores or markets‚ door-to-door or by delivery. Retailing includes subordinated services‚ such as delivery. Retail marketing
Premium Marketing
Leadership and management in adult care are significantly influenced by internal and external drivers. To ensure the best results‚ they must adapt to changing legislation‚ technological developments and cultural expectations. They can successfully navigate the difficulties that arise in the ever-changing field of adult care by remaining knowledgeable and adaptable. Not only do they need to ensure that staff are motivated and well-trained‚ but they also need to be flexible enough to adapt to changes
Premium
three credit reporting bureaus‚ when it was not. In the Dealers’ Financial Services‚ LLC (Dealer) consent order‚ Dealer misrepresented that an add-on vehicle service contract would add “just a few dollars to your monthly payment” or that GAP insurance product would add “just a few pennies a day to your monthly payment” when average monthly cost was over $40 and $12.55‚ respectively. Last‚ in Chase Bank USA and Chase BankCard Services (Chase) Consent Order‚ Chase substantial assistance to debt collectors
Premium Balance sheet Generally Accepted Accounting Principles Debt
Lion Financial Lion Financial Services (LFS) provides investment management services to approximately 350‚000 customers‚ made up of corporations‚ institutions‚ and individuals. The bulk of LFS’ transactions with its customers‚ making up roughly half of all transactions‚ are carried out through its call centers. Thus‚ the efficient and productive operations of the LFS call centers is a priority for the company and critical to its bottom line. In early 2000‚ Jim Boatwright‚ LFS’ Vice President of
Premium Customer service Customer Call centre
Why quality customer service is more important in banking industry? Behaylu W.Deneke Most‚ if not all‚ private commercial banks in Ethiopia use almost the same marketing approaches to attract customers. They develop the traditional banking products and open branches everywhere then promote their branch and Products aggressively on the traditional channel. Before going to the detail let me differentiate between bank product and bank services. The bank products are deposit‚ borrowing or other
Premium Marketing Bank