Emergency Fund & Why It’s So Important As people grow and become more aware of the world‚ they sometimes learn lessons the hard way. Life is unexpected‚ so anything can happen to anyone at any moment without notice. People fall ill‚ cars break down and houses flood whether people are prepared or not. After something unfortunate has happened‚ it is very likely that you will need money to pick up the pieces and start to build again. The problem with this is you may not have the money needed to get
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Insurance Companies and Pension Funds Insurance Companies Insurance companies assume the risk of their clients in return for a fee‚ called the Premium. Most people purchase insurance because they are risk-averse-they would rather pay a certainty equivalent (the premium) than accept a gamble What is Insurance? A contract (policy) in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments
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Jolly Nguyen 11C Conditions needed for effective enzyme action Aim: To investigate the activity of enzymes and how might the activity be effected in different conditions. Hypothesis: Temperature rises and change of substrate concentration may cause denaturation of the protein of enzymes. So as the temperature rises the amount of active enzyme progressively decreases‚ and the rate is slowed. Exposure to heat causes atoms to vibrate violently and this disrupts bonds within globular proteins
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which in turn may be the internal customer of the manufacturing process. External Customers: External customers are those persons who come from the outside to fulfill their needs. E.g. the common people -------------------------------------------------------------- Internal customers can are any persons who either works for an organization & serve people that are not employed by that organization. The Staff External customers are those whom do not work for the organization‚ which are buying
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External Analysis An external analysis is one of the most important tasks to complete when completing a strategic analysis for a given corporation. By looking at our Internal Analysis of General Electric (GE) we identified Strengths and Weaknesses and we were able to recognize the Distinctive and Core Competencies that exist within the General Electric organization. Our external analysis consists of two major analyses: The Competitive Analysis and the Industry Analysis. By taking a closer look
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SOO CHUNG KIAN EXTERNAL ENVIRONMENT: Industry Environment by using Porter’s Five Forces Figure 1: Porter’s five forces model Porter’s five forces analysis is a framework that is used for the industry analysis and business strategy development. This analysis determines the competitive intensity and therefore attractiveness of a market. A change in any of the forces normally requires a company to re‐assess the marketplace. Rivalry The competition between operators and the rivalry are
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Read the case "Tactus Tackles Fund-Raising" at the end of Chapter 8 and answer the questions that follow: 1. Craig Ciesla and Micah Yairi eventually turned to friends and family for funding. Should they have done that first? What are the risks with raising money from such individuals? Many us have heard don’t borrow money from family or go into business with friends. In the case of Tactus fund-raising‚ they faced many financial obstacles in raising their capital. Craig and Micah did the right
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INTRODUCTION The insurance plays a major role in the life of the humanity. Slowly people stared to realize the necessity of the insurance and these needs are unending as long as life exists. In fact insurance is not restricted for any category neither of the society nor in term of cast‚ ages or life styles. Also many people have a notion that Insurance is very good form of an investment‚ which is not right. Insurance is just creating a protection for you and your family. As Indian investors
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mutual fund industry has definitely come a long way since it‘s inception in 1964. With the entry of private sector Mutual funds in 1993 the industry has witnessed serious competition. Therefore‚ it becomes essential to examine how the mutual funds have performed‚ and whether the trust imposed in them by the Indian investor is not out of place. In India‚ at present‚ there are many mutual funds operating both in public and private sector. These compete with each other for mobilizing of funds with
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CPA Program Global Strategy and Leadership Module 2: Understanding the external environment cpaaustralia.com.au Edition 14a Published by Deakin University‚ Geelong‚ Victoria 3217 on behalf of CPA Australia Ltd‚ ABN 64 008 392 452 First published July 2010‚ reprinted January 2011‚ updated July 2011‚ January 2012 Reprinted with amendments July 2012‚ January 2013‚ revised edition July 2013‚ updated January 2014 © CPA Australia Ltd 2014. This is an electronic version of the printed
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