Internet banking: an initial look at Ghanaian bank consumer perceptions Abstract Internet banking is a tool in the service delivery arsenal for banks. This study focuses on client-bank relationship and on how Internet adoption may improve the qualitative relationship between banks and firms in Ghana and the business they serve. The study adopted a triangulation approach in meeting its objectives. A sample of 180 companies was sampled from the manufacturing‚ commerce‚ and services sectors of the
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Tundra climate is probably the most biomes that are influenced by the climate. Four principal factors that affect Tundra climate are the solar radiation‚ the temperature‚ and precipitation as well as air pressure. Solar radiation is very weak in Arctic or Antarctic tundra which is why polar tundra are often covered in the snow compared to other tundra around the world. However‚ in summer‚ there is more solar radiation which gets the temperature to rise. Alpine tundra zone gets more solar radiation
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when silver nitrate is poured into the egg white solution‚ it would result in some sort of precipitate since silver is always precipitating out. Also‚ since salts are ionic compounds‚ they disrupt salt bridges in proteins‚ and so this can also be a factor. It was hypothesized that egg whites will not regain their original characteristics when removed from the heat or acid because if the protein bonds get disrupted‚ then the protein is no longer viable and cannot perform its function when it is partially
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Impact of the Financial Crisis on Banking Sector The current financial crisis‚ which started in the Unites States‚ has dominated the headlines all around the world since summer 2007. The world has been experiencing one of the most severe crises such as the Great Depression from 1929. This started as a subprime crisis with problems in the subprime mortgage market in the USA in 2007 which spread throughout the world. This subprime turmoil turned soon to a global financial crisis and turnaround to
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standing biomass from 6.80 t/ha (Woodroffe‚ 1985) to 460 t/ha (Putz and Chan‚ 1986). Unlike other forested ecosystem biomass production in mangroves is influenced by variety of factors viz. geographical location‚ forest types‚ stand structure‚ biomass partition and abiotic factors. Present study aims to identify the possible factors and their impact on standing biomass of mangroves from the available literature.
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FACTORS INFLUENCING THE ACADEMIC PERFORMANCE OF GRADE V PUPILS IN SCIENCE: BASIS FOR DEVELOPING INTERVENTION PROGRAM _______________ A Research Proposal Presented to The Faculty of the Graduate School Marikina Polytechnic College Marikina City _______________ In Partial Fulfillment of the Requirements for the Degree Major in Educational Management _______________ By SHERYL B. ROMERO January 2013 APPROVAL SHEET In Partial fulfillment of the requirements
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Factors affecting grades of freshmen students in Mathematics I. Introduction The foundation of Mathematics is extremely important because it deals with the encoding of information content into units with strictly linear order. Mathematics contains basic numeracy and fundamental practices that help students understand other field of mathematics (geometry‚ algebra‚ trigonometry‚ etc.). Mathematics can be considered as the mother of all learning in arts and sciences. It is a fundamental in every
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and Tesco. Changes in the marketing environment have certainly influenced positively the growth of the ready meals market. This PESTEL Analysis will help to analyse the ready meals’ market environment and identify the factors that influenced its growth. Political factors: The government is concerned about the health of the society and is promoting healthy eating and encouraging people to choose healthier lifestyle option. The government has repeated warnings about the potentially dangerous
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With the economy of India booming at an all time high despite the impact of recession‚ it is an employee’s market. A large number of multiple jobs are being circulated in organizations and across industries‚ employees take little time to ponder and leave for greener pastures. In the event the employee feels dissatisfied with his job content‚ colleagues‚ boss or a general feeling of discontentment‚ disillusionment or disappointment creeps in him‚ considering present market conditions he need not think
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Environmental Factors of International Business By Walter Johnson‚ eHow Contributor Environmental factors for international business comprise the external relations a firm will face in going global. These include‚ most importantly‚ the economic‚ political and legal environments‚ each of these always entangled with the others. Basic Issues The central issues for the decision to go global are concerned with minimizing risk. A company‚ when considering the environment that it will deal with when entering
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