REINSURANCE IN INDIA Until GIC was notified as a National Reinsurer‚ it was operating as a holding / parent company of the 4 public sector companies‚ controlling their reinsurance programmes. GIC would receive 20% obligatory cession of each policy written in India. Since deregulation‚ GIC has assumed the role of the market’s only professional re-insurer. In order to focus on reinsurance‚ both in India and through its overseas offices and trading partners‚ GIC has divested itself of any direct business
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ACTIVATED SLUDGE DIAGRAM DEFINITION: Activated sludge is a term that refers to suspended aerobic consisting of flocs of active bacteria‚ which are mixed with wastewater. The bacteria consume and remove aerobically biodegradable organic substances from screened; or screened and presettled wastewater in an aerated tank. The organic pollutants in the wastewater are used by the bacteria to grow and transform it to energy‚ water‚ CO2 and new cell material. Activated sludge systems are suspended-growth
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Set Up Marine Aquarium Setting up a marine aquarium is the final point of aquarist because it seems difficult and demanding. Its not same with growing a freshwater fish up. You have to pay attention a lot of different parameters of water and arrange it everytime. Many inaccurate legends have been generated about how difficult saltwater aquariums are to keep. Top Saltwater Aquarium Myths details explains why they are inaccurate. A freshwater aquarium is a bit simpler to set up and maintain
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SECTION 3. - ALTERNATIVE OBLIGATIONS An alternative obligation is one wherein various prestations are due but the performance of one of them is sufficient as determined by the choice‚ which‚ as a general rule‚ belongs to the debtor. Right of choice‚ as a rule‚ given to debtor. GENERAL RULE: The right to choose belongs to the debtor/ obligor Except: When the right has been expressly granted to the creditor Right of choice of debtor not absolute. LIMITATION ON THE DEBTOR’S CHOICE (1) The debtor
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Lysine Decarboxylase test‚ Lactose Fermentation test‚ Simmons Citrate test‚ and TSI test. The Gram staining technique showed that the organism was Gram negative and bacilli shaped. The fluid thioglycollate test showed that the organism was a facultative anaerobe‚ meaning ATP can be produced through aerobic respiration or fermentation. Positive results for the remaining tests included Vogues Proskauer test‚ Lysine Decarboxylase test‚ Simmons Citrate test‚ and the motility portion of the SIM test
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Member firms of the KPMG network of independent firms are affiliated with KPMG International. KPMG International provides no client services. No member firm has any authority to obligate or bind KPMG International or any other member firm vis-à-vis third parties‚ nor does KPMG International have any such authority to obligate or bind any member firm. All rights reserved. Corporate Sustainability: A Progress Report 1 Corporate Sustainability Definition & Survey Methodology The report was
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Proteus mirabilis is a small gram-negative bacteria bacilli and a facultative anaerobe. A facultative anaerobe is when an organism can live in the absence or presence of oxygen. It is also a prokaryote‚ a single celled organism lacking a cell membrane bound nucleus‚ and can be divided into bacteria and archaea. Proteus mirabilis is characterized by their motility‚ its ability to distinguish maltose‚ and its inability to distinguish lactose. Proteus has the ability to stretch itself out and secrete
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Member firms of the KPMG network of independent firms are affiliated with KPMG International. KPMG International provides no client services. No member firm has any authority to obligate or bind KPMG International or any other member firm vis-à-vis third parties‚ nor does KPMG International have any such authority to obligate or bind any member firm. All rights reserved. 1 Corporate Income Tax Corporate Income Tax Corporate income tax (“CIT”) Tax Rate 25 percent There is also a
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tube had growth throughout the tube‚ indicating my unknown was a facultative anaerobe‚ which can grow in the presence or absence of oxygen. The most important test was whether my unknown was motile or nonmotile. My test tube only showed growth along the stab line‚ the rest of the tube was clear‚ which allowed me to come to the conclusion my unknown was nonmotile. The genus that best matched a gram negative‚ rod‚ nonmotile‚ facultative anaerobe was Klebsiella. The Methyl red‚ Voges-
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Describe the role of the reinsurance industry. Give examples from recent events of the importance of the sector. Jack Nolan (09006300) 1. Introduction: What is reinsurance? Why do insurance companies go through the process of insuring policies before transferring them to other entities? Reinsurance is a method which involves insurers insuring their own respective risks with reinsurance firms. Firstly‚ an important function of reinsurance is to ensure that the insurance operations of company’s
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