unknowns were of the family Enterobacteriaceae‚ and thus‚ performed similarly on a number of tests. All organisms evaluated were facultative anaerobes‚ showing densest growth at the top of the fluid thioglycolate medium with lessening growth moving down the tube. This oxygen requirement is consistent with the conditions of the intestines‚ where enteric bacteria are found. Facultative anaerobes generate superoxide ions whenever they respire aerobically and use oxygen as a terminal electron acceptor. The superoxide
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The identification of an unknown bacterial environmental isolate through a series of morphological‚ physiological and differential exercises. The purpose of the environmental isolate report is to learn what is necessary in order to take an unknown environmental isolate (EI) and identify it. This was achieved through a series of exercises that provided information on the morphological‚ physiological and biochemical traits of the EI which were then compiled and interpreted in order to make a presumptive
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Induction program Induction Program 1. Purpose of induction program The induction program is designed to help new employees to become familiar with the requirements of their post and adapt to their new working environment as quickly as possible. The process of inducting a new employee is not complete until he has become thoroughly and satisfactorily adjusted to his job‚ understands the importance of his work in relation to the company operations‚ is familiar with basic company policy‚ regulations
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is alternative‚ the choice of the item of performance belongs to the obligor unless it has been expressly or impliedly granted to the oblige. 2. Facultative Obligation When only one prestation has been has been agreed upon‚ but the obligor may render another in substitution‚ the obligation is facultative (Article 1206‚ Civil Code) A facultative obligation is an obligation which has only one principal subject-matter (prestation)‚ though in the event of the obligation being impossible to perform
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reinsurance‚ in 2nd part we would have Functions of Reinsurance‚ we have six functions and continuing to talk different functions in Reinsurance‚ such as Increase in large line of capacity‚ Stabilize loss experience‚ Providing the surplus relief‚ Facultative withdrawal form market segment and Providing underwriter guidance. For 3rd part of the thesis left to talk about different types of Reinsurance Pro Rata (proportionally) also going in details of Quota Share Reinsurance and Surplus reinsurance &
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gyMicrobiology: is a study of microorganisms (microbes‚ germs) and their activities Microorganism: An organism or a virus too small to be seen without a microscope (smaller than 0.5mm) Misconceptions of Microorganisms * All microorganisms are pathogenic (disease producing) FALSE * The majority of bacteria are harmless and beneficial TRUE Aspects of microbiology * Basic biological science * About living cell and how they work * About microbial diversity and their evolution
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microorganism through several differential media tests. Over the course of a couple weeks‚ ten tests were performed. First‚ a gram stain was performed‚ indicating the bacterium was gram negative. An aerotolerance test determined that the bacterium was a facultative anaerobe. Next‚ a negative result in the methyl red test indicated that no mixed acid fermentation occurred. The DNase test was performed and yielded a positive result. The SIM test provided two outcomes‚ that the bacterium did not reduce sulfur
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“Reinsurance” Bachelor of Commerce Banking & Insurance Semester VI Submitted In partial fulfillment of the requirements For the Award of Degree of Bachelor of Commerce- Banking & Insurance By Simran Singh Bains 49 KISHINCHAND CHELLARAM COLLEGE 124‚ Dinshaw Wachha Road‚ Churchgate‚ Mumbai-400 020 KISHINCHAND CHELLARAM COLLEGE D.W ROAD‚ CHURCHGATE‚ MUMBAI-20 CERTIFICATE This is to certify that Mr. Simran Singh Bains Roll No. 49 of B. Com.- Banking
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that they issue. For "complex" or larger investments manuscripted policies are the norm and there may be several insurers providing cover in the form of a syndication‚ through co-insurance‚ or perhaps with the participation of a reinsurer on a facultative basis. Providers of political risk insurance include public agencies and private
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THE INSTITUTE OF FINANCE MANAGEMENT FACULTY OF INSURANCE AND SOCIAL SECURITY POSTGRADUATE DIPLOMA IN INSURANCE AND RISK MANAGEMENT (PART TIME) CC 400 D; RESEARCH METHODOLOGY GROUP ASSIGNMENT The Role of Insurance‚ co – insurance and reinsurance to the society PARTICIPANTS 1. ALICE NEEMA J SARIA IRM- PT/11/49901 2. SUSAN MASOY IRM- PT/11/49915 3. FLORENCE SEBUYOYA IRM- PT/11/49885 4. MGHOSI ERICK SHAO IRM- PT/11/59903 5. EVELYNE R MUHETO IRM- PT/11/48379
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