ASA University Review‚ Vol. 5 No. 1‚ January–June‚ 2011 Small and Medium Enterprises Development in Bangladesh: Problems and Prospects A.K.M. Helal uz Zaman* Md. Jahirul Islam** Abstract Small and medium sized enterprises (SMEs) are playing increasingly important role as engines of economic growth in many countries including ours. SMEs provide low cost employment opportunities and render flexibility to the economy. Many of the SMEs are engaged in export activities suggesting that they are
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PROD 529 Fall 2010 Manzana Insurance: Fruitvale Branch Case Executive Summary In 1991‚ Manzana Insurance’s Fruitvale branch was suffering on many performance measures including obtaining new policies‚ retaining current policies‚ long turnaround times‚ and the accumulation of a backlog of renewal policies. There are a number of problems leading to these poor performance measures including unbalanced work load on the underwriting teams‚ department utilization‚ work prioritization‚ and some
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In the early 1900’s there was a voting registration drive for the Council of Federated Organizations. This drive was not easy concerning to the Ku Klux Klan. The KKK was a white supremacy group whose main goal was to eliminate the Republican party. The Ku Klux Klan spread rapidly in the late 1900’s which lead to more violence.College students and even teenaged students was getting into the whole racial things and influenced college students who studied the murderers of 4 innocent students. The church
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Introduction Insurance in Kenya is known to have been in existence for over sixty years now with the first insurance companies believed to have been owned by British insurers during the colonial times. The industry is governed by the Insurance Act and regulated by the Insurance Regulatory Authority. The Insurance Regulatory Authority (IRA) was created by the Insurance (Amendment) Act of 2006 and came into operation on 1st May 2007. The Authority was established with the mandate of regulating‚ supervising
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June 17‚ 2010 CheckPoint: Social Insurance Social insurance is used to fund public programs through many venues such as fees‚ fines‚ child support payments and licensing. Some of these programs these revenues are used to fund are Medicare‚ Medicaid‚ the WIC program‚ child welfare‚ disability and aging services. But most of the funding comes from taxes through federal and state governments. There are three different classifications of how taxes are gathered; regressive‚ neutral or progressive
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CONTENTS 1. Introduction * Definition Of Business 2. Investigate A Suitable Business Venture * Considering Starting Up * Business Planning * Type Of Business 3. SWOT Analysis 4. The Resources * Finance * Personal Qualities and Support 5. Work Place 6. Indentifying The Market * Feasibility Study * Competitors And Customers 7. Tax ‚ Payroll And Company
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Employment and Small Business Small business‚ big business‚ in today’s business world‚ it is all business. Small businesses and big businesses must compete with each other on the global front‚ employment practices‚ benefits‚ and services. Small businesses must be able to operate their business very much like a larger business. Employers today find that hiring and retaining employees is their biggest challenge. Researchers have found that 81% of small to medium sized businesses find this process
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SMALL -SCALE INDUSTRY Small –scale industries plays a key role in the industrialisation of a developing country .This is because they provide immediate large-scale employment and have a comparatively higher labour –capital ratio: they need a short gestation period and relatively smaller market to be economic; they need lower investments ‚offer a method of ensuring a more equitable distribution of national income and facilitate an effective mobilization of resources of capital and skill
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1. How is the Fruitvale branch doing? On viewing the financial performance of Manzana Ltd.‚ we see that the branch profitability is decreasing. There is a huge backlog of policies‚ which is resulting in delays for current orders too. The number of new policies and endorsements appeared to be stagnating‚ whereas the rest of the industry reported moderate growth rates. According to the figures of the present quarter‚ Fruitvale had shown a decline in insuring new policies whereas Golden Gate
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MODULE-2 WORKING CAPITAL MANAGEMENT Concept of Working Capital Working capital refers to short-term funds‚ need to meet operating expenses. It refers to the funds; to finance its day-to-day operations. It is concerned with current assets and current liabilities. If a firm can’t maintain a satisfactory level of working capital‚ it may become insolvent or bankrupt. Broadly there are 2 concepts of working capital‚ such as: 1. Gross Working Capital (Quantitative Concept) 2. Net working
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