Consider two local banks. Bank A has 100 loans outstanding‚ each for $1 million‚ that it expects will be repaid today. Each loan has a 5% probability of default‚ in which case the bank is not repaid anything. The chance of default is independent across all the loans. Bank B has only one loan of $100 million outstanding‚ which it also expects will be repaid today. It also has a 5% probability of not being repaid. Explain the difference between the type of risk each bank faces. Which bank faces less risk?
Premium Stock Risk Interest
Should we eat sharks’ fins? Shark’s fin soup is a delicacy which is enjoyed by many people around the world‚ especially the Chinese as they believe that it symbolizes wealth‚ honour and respect. However‚ the practice of cutting off sharks’ fins alive and then throwing them back into the sea had caused increasing awareness and ire of animal rights and environment advocates. Statistics have estimated that one hundred million sharks are killed every year‚ not considering the fact that these numbers
Premium Nervous system Central nervous system Environmentalism
Why Kids Should Have Less Homework Homework has been given to students to reinforce what they learn at school‚ and hopefully to help them learn the material better. Except‚ too much homework is not helpful‚ and can be counterproductive. Too much time can be spent on completing homework which could take away a kids social life‚ family time and takes away time from participating in sports or other activities. The amount of homework a teacher can give to a student should be limited and only assigned
Premium High school Homework
I believe‚ as a student‚ that homework is just a tool that teachers use to keep us busy. It doesn’t really have a good purpose and there is more of a negative side to it than a positive side. Homework causes kids to get very stressed out‚ it causes stress in their families‚ and studies show that it doesn’t improve test scores. It actually shows the opposite: Duke University’s Harris Cooper found out that‚ “doing more than 60 to 90 min. a night in middle school and more than 2hr. in high school is
Premium High school
Content General Information 2 3 Convenor and teaching staff Credit Points Prerequisites Corequisites Co-badged status Unit Description 3 3 3 3 3 3 Learning Outcomes Assessment Tasks 4 5 1. Class Test 2. Group Presentations 3. Assignment 4. Final Examination 5 5 6 6 Delivery and Resources Policies and Procedures 8 10 Student Support 10 UniWISE provides: 10 Student Enquiry Service Equity Support IT Help 10 10 10 Graduate Capabilities
Premium Final examination
Homework should be reduced Homework are like pills you need it‚ but it ’s are not necessary. Even though homework could give you valuable information it should be reduced because it is not necessary sometimes. In my argument I believe homework should be reduced because it takes much time‚ cause stress‚ and reduce our time of sleep. The purpose of this paper is to show readers what less homework causes and how it could be modified. Homework is like a resource you need‚ it ’s necessary‚ but should
Premium Sleep deprivation Obesity Childhood obesity
Print Full Name Date Speech 100 section ___ Homework Four Chapter 16 Speaking to Persuade Page 322 review questions 1-10 After reading this chapter‚ you should be able to answer the following questions: 1. What is the difference between an informative speech and a persuasive speech? Why is speaking to persuade more challenging than speaking to inform? 2. What does it mean to say that audiences engage in a mental dialogue with the speaker as they listen to a speech? What implications
Free Rhetoric Speech Fact
The Euro will survive the exit of Greece from the EURO zone Fin. 415 Prepared to : Dr. M. RAMADY Prepared by : Muadh AL-Karmi 200684140 This paper the subject of the euro surviving greece exiting the euro zone will be discussed‚ to be subjective we will examine both points of view and research it wither it will survive or not Voters’ rejection of pro-bailout political parties in Sunday’s election has raised the chances of Greece leaving the euro‚ but this unprecedented step
Premium Euro European Union Eurozone
Homework Assignment 6 Chapter 7 1. (6 points‚ 2 points ea) Contrast the following terms: a. base table; view b. dynamic view; materialized view c. catalog; schema 2. (6 points‚ 2 points ea) Distinguish among data definition commands‚ data manipulation commands‚ and data control commands. 3. (4 points) Describe the components and structure of a typical SQL environment. 4. (6 points‚ 2 points ea) Drawing on material covered in prior chapters‚ explain the factors to be considered
Premium SQL
Week 4 Homework: * 7-2‚ 7-4‚ 7-8‚ and 7-14 AGENCY (7-2.) Residence of a neighborhood financed the installation of sidewalks through a note payable. The note was to be repaid through a special assessment tax on their properties. When is it appropriate to account for special assessment activities in an agency fund? In which fund should the special assessment tax receipts be reported if they do not meet the criteria for an agency fund. GASB standards mandate that a government should account
Premium Finance