STATE STATE BANK OF INDIA interview questions : A bank is a financial institution and a financial intermediary that accepts deposits and channels those deposits into lending activities‚ either directly by loaning or indirectly through capital markets. A bank is the connection between customers that have capital deficits and customers with capital surpluses. State Bank of India (SBI) is the largest banking and financial services company in India by revenue‚ assets and market capitalisation. It
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BACKGROUND OF THE PROBLEM: The effect of information technology on the operation of deposit money banks in Nigeria cannot be overemphasized. New and better information technology entails that banks can add the service ‘differentiator’ to their products in a way. However‚ enabling tools which developed information technology can provide will make a significant effect on the operations of deposit money banks in Nigeria . The key to efficient banking lies in maximizing the use of information technology
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Islamic Banks No. Name Ownership 1 Affin Islamic Bank Berhad L 2 Al Rajhi Banking & Investment Corporation (Malaysia) Berhad F 3 Alliance Islamic Bank Berhad L 4 AmIslamic Bank Berhad L 5 Asian Finance Bank Berhad F 6 Bank Islam Malaysia Berhad L 7 Bank Muamalat Malaysia Berhad L 8 CIMB Islamic Bank Berhad L 9 HSBC Amanah Malaysia Berhad F 10 Hong Leong Islamic Bank Berhad L 11 Kuwait Finance House (Malaysia) Berhad F 12 Maybank Islamic Berhad L 13 OCBC
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A commercial Bank is a financial institution which runs purely for the benefit of the people. It is a business venture working for providing services to boost up the economy of a nation. Bank plays a vital role by playing the role of an intermediary between the saver group and the investing group of the economy. The saver group deposits their earnings and savings in commercial banks for the purpose of getting back their savings with interest as and when they require. The bank accepts deposits
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for Pilgrim Bank than offering incentives to promote wider use of the online channel. To begin solving the problem‚ Mr. Green first must address the following research issues: how much more/less profit do online users generate; is this difference significant‚ what are the measures of customer profitability‚ what are the characteristic of the bank’s online users and profitable customers‚ what are the costs of operating the online banking channel‚ and finally what measures does the bank take to retain
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E-Banking in the selected private commercial Banks: An Evaluation. By Md. Motahar Hossain & Md. Sajedur Rahman Abstract: E-Banking is the waves of the future. It provides enormous benefits to consumers in terms of case and cost of transactions‚ either through internet‚ telephone or other electronic delivery channels. For many consumers‚ electronic banking means 24-hours’ access to cash through an Automated Teller Machine ATM or Direct Deposit of paychecks into checking or savings accounts. E-banking
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organizational or personal goals. Leadership style research has been dominated by self-report perceptions of subordinates about their leader ’s behavior patterns in decision making‚ interpersonal relations‚ planning‚ instructional leadership‚ and management efficiency Fiedler‚ F. (1973). According to E. Fleishman‚ ed. & J. Hunt (Eds.)‚ (2005)‚ among widely used instruments to assess leadership style are: i. Organizational climate description questionnaire (OCDQ)‚ ii. Leadership behavior description
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PROJECT REPORT “Cash Management and Fund transfers in Banks with the IT logistics” Table of Contents Chapter 1 2 1.0 Introduction 2 Chapter 2 3 2.0 Objectives‚ Scope and Methodology 3 2.1 Objectives 3 2.2 Scope 3 2.3 Methodology 4 Chapter 3 5 3.0 BANKING WITH TECHNOLOGY 5 Chapter 4 9 4.0 Different aspects of IT based funds transfer in banks 9 4.1 Electronic Funds Transfer: 9 4.2 National Electronic Fund Transfer (NEFT) 11 4.3 Real Time Gross Settlement
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division provides services such as wealth management‚ savings‚ inheritance‚ and tax planning for their clients. A high-level form of private banking (for the especially affluent) is often referred to as wealth management. For private banking services clients pay either based on the number of transactions‚ the annual portfolio performance or a "flat-fee"‚ usually calculated as a yearly percentage of the total investment amount.[2] "Private" also alludes to bank secrecy and minimizing taxes through careful
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nations. As a matter of fact‚ you couldn’t just imagine how our economic system in particular could function efficiently and effectively without the services rendered by banks. As the center of the financial sector‚ the banking industry in most emerging economies is passing through a process of change. With the passing of years‚ our banking system underwent rapid development which includes how they handle different risks to survive in their industry. As the financial activity has become a major
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