COMPARATIVE STUDY OF COMMERCIAL BANKS AND CO-OPERATIVE BANKS Introduction The robust macroeconomic environment continued to underpin the financial performance of Indian banks during 2004-05‚ with major bank groups successfully weathering the impact of an upturn in interest cycle. The demand for credit was broad-based during 2004-05 with agriculture and industry joining the housing and retail sectors to drive up the demand for credit. A sharp increase in net interest income mitigated to a large
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1- Banks perform the indispensable task of… A: intermediating savers and spenders. 2- Among the most important trends in banking‚ there have been… A: increase in bank branching‚ formation of more holding companies for the purchase of smaller banks‚ and mergers among the larger banks in the industry. 3- Among leading structural trends in the recent banking industry‚ there have been… A: Decline in independently owned banks‚ increase in the average size of individually owned banks‚ and entry
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Bank again proved its strength in the asset quality management by restricting its Gross NPA ratio at 1.53% and Net NPA ratio at 0.54% during FY12 – one of the lowest in the large sized banking segment in India. The Bank’s Loan Loss Coverage Ratio (including technical write-offs) too stood at the pristine level of 80.05% as on 31st March 2012. Net NPAs to Net Advances stood at 0.54% this year against 0.35% last year. Gross NPA ratio of the Indian banking industry worsened by 59 basis points (bps)
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internship Project report on CREDIT RISK MANAGEMENT AT PUNJAB NATIONAL BANK Submitted to the Gahlot Institute Of Management Studies And Research University of Mumbai In partial fulfilment of the Requirement for the degree of Master of Management Studies By SHAIKH AHMED MOHD Batch ( 2011-12) Date : 28/07/2011 Dear sir‚ This is to certify that Mr. Shaikh Ahmed Mohammed has completed his training For 2 Months at our office and worked for his project on credit risk management from 02nd
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Term Paper On Operation of Commercial Banks in Bangladesh Term Paper On Operations of Commercial Banks in Bangladesh Financial Institutions & Markets (FIN 335) Summer 2012 Submitted To Md Lutfur Rahman Assistant Professor Department of Business Administration East West University Submitted by Srabonty MazumderMd. Saddam HossenMd. Mehedi HasanMd.Nazmul Hasan BhuyanSanjana Ahmed | 2009-2-10-0212009-3-10-031 2009-3-10-0762009-3-10-0222008-3-10-101 | Section
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Commercial Bank Industry Analysis JPMorgan Chase & Co. (JPMorgan Chase) Citigroup‚ Inc. Embassy Bancorp Farmers Capital Bank Corporation INTRODUCTION JPMorgan Chase & Co. (JPMorgan Chase)‚ Citigroup‚ Inc.‚ Embassy Bancorp‚ Farmers Capital Bank Corporation is financial holding companies‚ providing various financial services worldwide. They provide a range of financial products and services to meet the depository and credit needs of individual consumers‚ small and medium sized businesses
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Role of commercial banks in development. INTRODUCTION A commercial bank is something with which every one of us is well known. However different bankers and economists have defined it in a different way: According to Kent: “An organization whose principal operations are concerned with the accumulation of the temporarily idle money of the general public for the purpose of advancing to others for expenditure.” According to Banking Companies Ordinance 1962: “Banking
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Beirut Arab University Faculty of Commerce &Business Administration Measuring Service Quality In Commercial Banks: An Empirical Study This is to certify that I have examined this copy of MBA project and have found that it is complete and satisfactory in all aspects‚ and that any all revisions required by the Final Examining Jury have been made. Prepared By: Malak Commite Members: Supervisor : Approved : ____________________ Examiner : Approved :_____________________ Examiner
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Analysis of IFIC Bank Introduction This is a report of performance analysis of the company entitled IFIC Bank. The ratio analysis will help to find out the financial performance of this bank for the period of 2006 to 2009. The performance of IFIC Bank has been analyze in terms of Activity (Efficiency) ratios Profitability ratios Market Position ratios Objectives The objective of this report is to analyze the financial performance of IFIC Bank from the years 2006 to 2009. Ratios
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Industrial and Commercial Bank of China Workshop III International Business BSA - 480 Industrial and Commercial Bank of China In October 2006‚ the Industrial and Commercial Bank of China (ICBC) completed the world ’s largest initial public offering (IPO)‚ listing shares on the Shanghai and the Hong Kong stock exchange‚ raising more than 21 billion dollars (Hill‚ 2011). The ICBC offered this IPO for numerous reasons‚ but foremost was that the ICBC wanted to attract investors with long
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