2008 2009 2010 2011 2012 Summit Bank 0.95 0.59 0.54 0.62 0.54 JS Bank 0.65 0.55 0.53 0.43 0.33 Industry Average 0.81 0.75 0.69 0.61 0.58 ADR Over the years‚ the ratio is in a decreasing trend for Summit Bank. With comparison for the last five years‚ the ADR is greater than that of JS bank which clearly shows that the advances given by summit bank were much greater than given by the JS bank. If we compare it to the industry average both of the banks are not doing well. This may be because these
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The Canal which connected Lake Erie to the Hudson River. Therefore‚ the Great Lakes to the Atlantic were the main factor for Buffalo a thriving Commercial city. It was showed an easy statistic that before Canal there were 2500 residents and specialized in commerce along the Great Lakes. It was a revolution in transportation‚ even more‚ dramatic than railroads. Through this Canal‚ 50-ton bruges travel eastward city’s water-based transportation advantage also help Buffalo to become an early twentieth-century
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Many of us have become accustomed to electronic payment systems. These systems will continue to increase as businesses and banks present more opportunities to use them. Resource: Ch. 9 of Essentials of Management Information Systems Answer the following questions in 200 to 300 words: 1. Name and describe various categories of e-commerce. The three main categories of e-commerce are: • Business-to-Consumer (B2C) electronic commerce involves retailing products and services to individual
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Kim Electronics (Kimtron). Product. Kim Electronics (Kimtron) is the wholly owned Korean affiliate of Fairtel‚ a U.S. electronic component manufacturer. Fairtel manufactures customized integrated circuits (Ics) for use in computers ‚ automobiles‚ and robots. Kimtron has been Fairtel’s distribution affiliate in Korea‚ but consideration is now being given to making Kimtron a manufacturing affiliate. Kimtron’s products would be sold primarily in Korea‚ and all sales would be denominated in Korean
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Elizabeth Tully Professor Benyousky Global Perspectives 6 March 2016 . Character Analysis of Deep River Throughout the book ‚ Deep River by Shusaku endo ‚ we follow four characters that all contribute a very personal story that they have to tell during the duration of the book . As we read about each character we see how their story has affected them . We watch and learn what each of them seems to want out of the holy Ganges River . We learn their personal struggles and the battles they are facing to overcome
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Melissa Barajas Carolina Cespedes-Uribe Nancy Ramirez Case 1: Gemini Electronics Memo To: Frank Wang From: Sarah McIvor Date: June 7‚ 2018 Re: Gemini Expansion After giving much consideration‚ time‚ and analysis to the financial information presented for Gemini Electronics‚ we would like to propose a comprehensive review of the company’s standing. This review may aid those seeking guidance and clarification to come to a consensus in making a decision to see if Gemini is in good standing to expand
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Running head: Research Paper – Electronic Commerce Research Paper – Electronic Commerce Robert Rivers BUSI 620 Liberty University 13 December 2013 Electronic Commerce Electronic Commerce Defined Salvatore (2013) defines electronic commerce or e-commerce stating‚ “E-commerce refers to the production‚ advertising‚ sale‚ and distribution of products and services from business to business and from business to consumer through the internet” (p. 150). These activities can take
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PESTEL analysis Political/Legal Environment Over the past several years‚ there has seen a plethora of patent lawsuits within the smartphone industry. In the highly competitive environment‚ manufacturers of handsets have been aggressive in protecting their intellectual properties by suing competitors by claiming infringements on patents. For example‚ in March 2010‚ Apple sued HTC for allegedly infringing on 20 Apple patents (Weil‚ 2010). Apple also sued Nokia in 2010 for similar patent infringements("Patent
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Bright Star Rhetorical Analysis At first glance of the title of this poem‚ I assumed that it would be about something lovely and inspirational‚ something that brought the author happiness and gave him the strength to go from day to day. And while reading this poem the first time through‚ without having researched John Keats or this poem‚ I was struck by the repetition of resolute diction. The continued use of words such as ‘still steadfast’‚ ‘forever’‚ and ‘still unchangeable’ made it obvious to
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II. Alternative Decision Criteria Payback Period‚ IRR‚ Profitability Index NBA6060‚ Spring 2014 Hyunseob Kim 1 Which investment decision criteria to use? NBA6060‚ Spring 2014 Hyunseob Kim 2 1 Potential interview question: “What’s the difference between IRR and NPV?” NBA6060‚ Spring 2014 Hyunseob Kim 3 Alternatives to NPV rule • The NPV rule leads to investment decisions in the shareholder’s best interest. • But‚ alternative investment rules have been
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