Financial Leverage: Financial leverage is a leverage created with the help of debt component in the capital structure of a company. Higher the debt‚ higher would be the financial leverage because with higher debt comes the higher amount of interest that needs to be paid. Leverage can be both good and bad for a business depending on the situation. If a firm is able to generate a higher return on investment (ROI) than the interest rate it is paying‚ leverage will have its positive effect shareholder’s
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Reflective Account simulation Date of event 9.9.14 If this was a lesson‚ what were the objectives? Number of pupils 19 Responding to emergency situations Year group EYFS Simulation Briefly describe the situation I am working along side the teacher in forest school when a child becomes breathless and distressed. Refs (must be three numbers) Write about what you did and said. Relate it to the standards. During a forest school session one of the pupils becomes breathless and distressed‚ we
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What are the Key features of Situation Ethics? Situation ethics is a Christian ethical theory that was principally developed in the 1960’s by a priest called Joseph Fletcher and expanded by Bishop John Robinson. It is a teleological theory‚ but in contrast to utilitarianism; it is based on Christian principles‚ and primarily the promotion of agape. The moral worth of any action is judged on its consequences‚ not on the action itself. The judgement is made on how much love is produced by the action
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What is financial planning? Financial planning is the long-term process of wisely managing your finances so you can achieve your goals and dreams‚ while at the same time negotiating the financial barriers that inevitably arise in every stage of life. Remember‚ financial planning is a process‚ not a product. What are the six steps in the financial planning process? Identifying and prioritizing objectives By sharing with the financial advisor your financial goals‚ the priority in tackling them
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Financial Planning and Strategies – Group Project Objective of the document The report comprises financial advice for Gwen and Fred. You both are 26 and 25 years of age respectively‚ currently working and enjoy good health. You have sought my advice with an intention of protecting your financial future with an express view of secure financial situation during your retirement. An analysis of your current financial situation is undertaken and based on the information you have provided‚ advice
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gets to the nursing home‚ he is surprised when she recognizes him and calls him Mike. After a few minutes of chatting‚ Mike then realizes that Meg has mistaken him for her late husband‚ Mike who passed away years ago. Mike follows along with the situation and says calm‚ the last thing he wanted was to upset or scare his grandmother. Once Mike finally leaves‚ he knows he had just learned a secret that was only meant to be between Meg and Mike from years ago. Everything Mike learns from visiting his
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Kong. Landfill is not the only way the government can plan for waste disposal. Building an incinerator to relieve the refuse pressure is also viable. In fact‚ a lot of waste is dumped without being classified‚ recovered and recycled. How is the situation affecting people? Actually‚ people’s environmental awareness is not high enough. Even the general public know that the landfill is going to reach saturation‚ community pollution problems and odor problems are existing‚ and they are still not doing
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Also featured in the "Strange Situation" was the introduction of a stranger‚ someone not known to the cild‚ in order to observe the child’s reaction Name the 3 Categories of Attachment discovered by Ainsworth. Secure Attachment (type B): infant is distressed when mother leaves‚ seeks
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Financial services encompass a variety of businesses that deal with money management. These include many different kinds of organizations such as banks‚ investment companies‚ credit card companies‚ insurance companies and even government programs. Financial services can also refer to the services and products that money management organizations offer to the public. Banks are one kind of financial services organizations. Banks generally function by providing a sheltered and secure place for
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FINANCIAL STRESS 2 Extended Definition of Financial Stress Financial stress is not a type of budgeting‚ but a form of stress‚ which has emotional and physiological components. For some‚ financial stress may be mental strain over a situation directly relating to finances. A newlywed couple may have been able to comfortably commit to a large car payment originally‚ but when an unexpected pregnancy occurs‚ they undergo financial stress. The couple may not
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