Week 9 case study ING Direct Question 1: what level of the product hierarchy has ING Direct leveraged and how does this create value for both customers and the shareholders of ING Direct? ING Direct has leveraged the product from basic product to augmented product. Basic product from a bank industry is simply providing bank service through branch or call centre‚ which has meet core need of their target customer. The introduction of virtual Internet banking‚ which has exceeded the customer expect
Premium Marketing Bank Product management
Fairies were a defining feature of Celtic Ireland. God is a defining feature of the 21st century. Most people wouldn’t normally think of them as similar entities. They have many similarities‚ many differences‚ and are also very enticing to believe in. Fairies in Celtic Ireland are just as influential as God is in the modern era. Besides the key fact that God is a religious figure and fairies are “supernatural creatures” (“Fairy”)‚ they are very different beings. For one‚ in the Renaissance a lot
Premium Luck Deity Creator deity
The Burren in Ireland is a large area of land that is almost completely covered in limestone. The limestone was created millions of years ago when this area was underwater. The limestone we see today is essentially pressed decayed sea animals/fish and sediments. Two glaciers have gone through this area. There is debate about whether the limestone was scraped clean by the glaciers‚ or whether there remained a thin layer of soil that eroded over time .The land is not suitable for farming as nothing
Premium Ocean Petroleum Water
IS ASEAN A TOOTHLESS TIGER? Association of Southeast Asian (ASEAN) established officially on 8th August 1967 in Bangkok by the participating Government and its members were Indonesia‚ Thailand‚ Malaysia‚ Singapore and the Philippines. Its purpose was to ensure the survival of its members by promoting regional stability and limiting competition between them.[1] The Bangkok Declaration gave birth to ASEAN and it states that the objectives of ASEAN are to accelerate the economic growth‚ social
Premium Southeast Asia Singapore Philippines
NATIONAL ECONOMIC AND DEVELOPMENT AUTHORITY The National Economic and Development Authority (Filipino: Pambansang Pangasiwaan sa Kabuhayan at Pagpapaunlad)‚ abbreviated asNEDA‚ is an independent cabinet-level agency of the Philippine government responsible for economic development and planning. It is headed by the President of the Philippines as chairman of the NEDA board‚ with the Secretary of Socio-Economic Planning‚ concurrently NEDA Director-General‚ as vice-chairman. A number of Cabinet members
Premium Tax Philippines
Topic: Direct and Indirect Speech We may report the words of a speaker in two ways:- (i). we may quote his actual words. This is called Direct Speech. (ii). We may report what he said without quoting his exact words. This is called Indirect Speech. For example: Direct: Ahmed said‚ “I am very busy now”. Indirect: Ahmed said that he was busy then. Direct Speech is that form of narration in which the actual words of a speaker are reported. It may
Premium Past tense Grammatical tenses
TO: Deb Sammy FROM: Surya Narayanan Thangam‚ Investment Specialist DATE: September 14‚ 2013 SUBJECT: Investments in Italian Automobile Industry As per your request‚ I have focused my research on the Automobile industry in Italy for a long-term plan. For automobile‚ Europe and South America are on the same boat with 34% growth each (“Pirelli Sales By Region”‚ 2013). Even though the Italian economy is in bad shape right now‚ it will have a slow drag in 2013 and its expected to rise back in 2014
Premium Automobile Italy Renault
AP US HISTORY FREE RESPONSE QUESTIONS SINCE 1971 XI. Expansionism 1890’s – 1914 1. United States foreign policy between 1815 and 1910 was determined less by economic than strategic‚ moral‚ or political interests. Assess the validity of this generalization with reference to at least TWO major episodes ( for example: treaties‚ wars‚ proclamations‚ annexations‚ etc.) in the foreign policy of the United States between 1815 and 1910. (80) 2. How and
Premium United States World War II American Civil War
Table of contents: Page no. 1. Introduction 1 2. Investment appraisal 2 3. Payback method 3 4. Present value (PV)‚ future value (FV) and net present value (NPV) 5 5. Project 1 6 6. Comparing projects 11 7. Conclusion 12 8. References 13 9. Bibliography 14 Introduction: In 21st century business is much more developed and competitive as well with the presence of so many competitors
Premium Net present value Discounted cash flow Cash flow
Chapter 2 Markets and Transactions T Outline Learning Goals I. Securities Markets A) Types of Securities Markets 1. The Primary Market a. Going Public: The IPO Process b. The Investment Banker’s Role 2. Secondary Markets B) Organized Securities Exchanges 1. The New York Stock Exchange a. Trading Activity b. Listing Policies 2. The American Stock Exchange 3. Regional Stock Exchanges 4. Options Exchanges 5. Futures Exchanges C) The Over-the-Counter Market 1. New Issues and Secondary Distributions 2
Premium Short Stock market Stock