Credit Appraisal is the process by which a lender appraises the technical feasibility‚ economic viability and bankability including creditworthiness of the prospective borrower. Credit appraisal process of a customer lies in assessing if that customer is liable to repay the loan amount in the stipulated time‚ or not. Here bank has their own methodology to determine if a borrower is creditworthy or not. It is determined in terms of the norms and standards set by the banks. Being a very crucial step
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Performance appraisal Meaning and definition of performance appraisal and its objectives In simple terms‚ appraisal may be understood as the assessment of an individual’s performance in a systematic way‚ the performance being measured against such factors as job knowledge‚ quality‚ and quantity of output‚ initiative‚ leadership abilities‚ supervision‚ dependability‚ co-operation‚ judgment‚ versatility‚ health‚ and the like. Assessment should not be confined to past performance alone
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Brailsford 4e: Solutions Manual Chapter 1 The investment decision Learning objectives After the completion of this chapter‚ the reader should be able to: ● understand the nature of an investment ● describe the key steps in the investment process ● recognise the major investment asset classes ● understand the role and function of financial markets ● understand the concept of return‚ and be able to distinguish between realised returns and expected returns ● understand the relationship between
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accepting stats quo performance. It is imperative that employees improve their ongoing performance. Annually the performance appraisal states the following focus point’s feedback on employee’s performance‚ recognize training needs of employee utilized as a tool to assign rewards‚ and based on the results of the appraisal it shape provides levels for salary increments. What type of appraisal articulates the most accurate feedback? In today’s market‚ organizations are seeking a competitive advantage
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comparison of NPV & Other investment rules Comparison of NPV & Other Investment Rules Capital budgeting is important for a company to make decisions on investments and financing issues. However‚ there are various methods can be used for corporate financing‚ among which Net Present Value (NPV) is the best rule which can always lead to the correct choices. Except NPV‚ the company can also use payback period‚ discounted payback period method‚ the internal rate of return (IRR) and the profitability
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5.1.1 Accounts Opening Section This section deals with opening of different types of accounts. It is also deals with issuing of checkbooks and different accounts openers. A customer can open different types of accounts through this department such as : 1. CD – Al – Wadiah Current Deposit 2. SB – Mudaraba Saving Deposit 3. STD – Short Term Deposit 4. MTD – Mudraba Term Deposit 5. SS – Short scheme * MSS – Monthly Saving Scheme * MIS – Monthly Income Scheme
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Performance Appraisal Kelli Semkin University of Phoenix Performance Appraisal • What is the purpose of a performance appraisal system and how does it benefit the organization? Performance appraisal systems are designed to serve the company ’s and employee ’s interests. They are used to inventory the abilities and resources of employees and to let an employee know where he stands so that he will be stimulated to improve his performance. This gives the employer
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What type of goals do I need for investment settings? If you have decided to invest‚ it is important that your investment goals are realistic .By having these goals‚ you will be on your way to controlling your financial future. You may have not one‚ but several or many goals. Your investment strategy will be based on your goals and the amount of risk you want to take. Time is an important part of investing. If your money is invested for longer‚ you will be able to reach your goals because of
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PERFORMANCE APPRAISAL SYSTEM: IT’S EFFECTIVENESS AND IMPACT ON PERFORMANCE AND JOB SATISFACTION OF TECHNICAL EDUCATION AND MANPOWER TRAININDEPARTMENT’S FACULTY‚ (N.W.F.P). By Ayaz Khan ------- DEPARTMENT OF MANAGEMENT SCIENCES -------Qurtuba University of Science & Information Technology D. I. Khan‚ (PAKISTAN) 2009 APPROVAL SHEET ADISSERTATIONENTITLED“PERFORMANCE APPRAISAL SYSTEM: ITS EFFECTIVENESS & IMPACT ON PERFORMANCE AND JOB SATISFACTION”. A CASE STUDY OF THE TECHNICAL EDUCATION
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A Study of Performance Appraisal with reference to Celsair Chapter -1 Introduction Performance appraisal Definition of Performance appraisal The process by which a manager or consultant examines and evaluates an employee’s work behavior by comparing it with preset standards‚ documents the results of the comparison and uses the results to provide feedback to the employee to show where improvements are needed and why‚ performance appraisals are employed to determine who needs what training and
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