Riphah center of islamic business | Causes of Failure of IFIs in Pakistan | Supervisor : Sir lutf Ullah Saqib | | By: Muhammad Adnan | 4/10/2013 | | Introduction. More than 200 IFIs are operating all over the world with an annual growth rate between 12% to 15 % .Their combined asset is more than $200 billion and increasing day by day. Islamic financial institutions are developing very vastly over the globe. Islamic financial institutions mean where all the materials must follow
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According to James Rachels‚ he concluded the criminal justice system should be designed along the lines of retributivism‚ in much the way it currently is. Rachels comes to the conclusion the overall goal of punishment should be retributivism by examining the four requirements necessary for punishment. The four requirements for punishment are guilt‚ equal treatment‚ proportionality‚ and excuses. These requirements mean only the guilty get punished‚ each criminal who commits the same crime gets roughly
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Growing Mercantilism Undermines the Four-Tier System: During the Tokugawa era‚ the samurai class lost power. It was an era of peace‚ so thesamurai warriors’ skills were not needed. Gradually they transformed into either bureaucrats or wandering troublemakers‚ as personality and luck dictated. Even
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There are different types of economic systems‚ ranging from the centralized command system (U.S.S.R.)‚ to the free market economy (U.S.A.). Economies nowadays are mixed in nature than in the past‚ with a trend leaning more towards a free market system since the demise of the former Soviet Union and the European eastern block. Hence China has since revised its policies and is opening up the market to avoid the same fate. The USA free market has also been recently learning that a totally free
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eleven years old. During adolescence‚ teens undergo changes within their bodies. This is the time where they begin to form their own identity. As a result‚ it leads to experimentation in a vast number of ways. Dress‚ personality‚ and drugs are all types of experimentation that teens go through. The most important is sexuality. Decisions being made by teens today are resulting in consequences that are affecting their own health. The recent breakout of STD’s (sexually transmitted diseases)‚ AIDS‚ and
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Bridge Failure Studies and Safety Engineering 2.1 HISTORY OF DISASTERS AND SAFETY MANAGEMENT 2.1.1 Unexpected Material Deterioration and Failure Engineering is usually about avoiding failures and investigating why failures occur and ways to fix the problem. There is a need to understand the conditions giving rise to past failures and ways to avoid such failures so that loss of life can be minimized. Historical events and selected case stud-ies demonstrate the causes of
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3.4 summarise the types of risks that may be involved in assessment in own area of responsibility. The candidate assessor provides evidence that they understand the following risks; • Health and safety • Unrealistic/unnecessary stress on the learner • Inauthentic evidence/collusion/unjustifiable support to the learner • Over-assessment • Potential for unfairness to learner • Failing to meet the requirements of any relevant assessment strategy if assessing a qualification Risk on the grounds
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Origins The earliest May Day celebrations appeared in pre-Christian times‚ with the festival of Flora‚ the Roman goddess of flowers‚ and the Walpurgis Night celebrations of the Germanic countries. It is also associated with the Gaelic Beltane. Many pagan celebrations were abandoned or Christianized during the process of conversion in Europe. A more secular version of May Day continues to be observed in Europe and America. In this form‚ May Day may be best known for its tradition of dancing the maypole
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1. INTRODUCTION Four-wheel steering‚ 4WS‚ also called rear-wheel steering or all-wheel steering‚ provides a means to actively steer the rear wheels during turning maneuvers. It should not be confused with four-wheel drive in which all four wheels of a vehicle are powered. It improves handling and help the vehicle make tighter turns. Production-built cars tend to understeer or‚ in few instances‚ oversteer. If a car could automatically compensate for
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Maytag Case Study Executive Summary The Maytag Company was created in 1909 because F.L. Maytag had found a niche in the market by producing washing machines. They were extremely successful and held 40-50% of the market share throughout the 1920′s and 30′s. F.L. Maytag had created a product that was known for its quality and was a product that targeted the high-end consumer. Maytag continued to enjoy market leadership‚ market share growth‚ and profits until they tried to expand globally in 1988
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