Personal Finance Youyun Zhou Robyn Canners National University November 12‚ 2012 Personal Finance With the development of the society‚ more and more people realize the important of personal finance. However‚ people are not familiar with personal finance. Although they know what they can do‚ they don ’t know the details of the personal finance. Many people who like to buy anything they don ’t know how to control the reword. When the day reaches the half of the month‚ they suddenly find
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Associate Level Material Student Loans Default will trash your credit rating for years. So forget about borrowing to buy a car or a home. The agency that holds your loan could force your employer to deduct the payments from your paycheck. And‚ in addition to the money you owe‚ you could be liable for any expenses incurred to collect the loan. The U.S. Department of Education can ask the IRS to take that tax refund and apply it to the loan. And if you ever decide to go back to school‚ you can
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Christina Askin Health Information Technician HIT-120 Professor Vanda Crossley 2/1/2014 My chosen career path is that of a health information technician working in a hospital. There are many things about this career field that are great for someone who likes computers and wants to work in the growing heath care field‚ but not work directly with patients. In this paper I will go over the job descriptions and responsibilities of a health information technician‚ the skills
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Personal Finance Personal finance addresses the way an individual or families earn‚ budget‚ save‚ and spend money gained from employment‚ loans‚ or gifts. As a college student‚ my personal finances are based upon money I have obtained‚ seasonal employment and parental support. In creating my budget‚ I had to realize that my income was not the same each month so I had to make sure I had enough money to pay for my gas‚ phone bill‚ and entertainment. Sometimes I would go over budget due to unexpected
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Personal Financial Plan- Part II Personal Finance Economics plays a role in personal finance. -Describe the role that economics plays in your personal financial plan. Also‚ the use of credit plays a role in a personal financial plan. Describe the advantages and disadvantages of credit and explain how you will use it as part of your financial plan. Specifically address the following required elements: - Explain the role the government plays in personal finance (focus on regulations
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III Semester B.A.LL.B. (Hons.) Course RESEARCH ARTICLE ON SMALL SCALE INDUSTRIES For the academic year 2014 Prepared & Submitted by: Submitted To : VASVI TAPRIYA (12BAL115) PROF. RITESH SHAH CERTIFICATE This is to certify that the research article titled: SMALL SCALE INDUSTRIES‚ has been carried out by‚ Vasvi Tapriya under my supervision and guidance. The research article is their own original work completed
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or clearly write out the steps you took to calculate your answers. Round any dollar amounts to the nearest dollar ($1‚500‚074) and any percentages to two decimals (9.56%). QUESTION 1 Calculate Salco’s total asset turnover‚ operating profit margin‚ and operating return on assets. ANSWER 1 Total Asset Turnover Operating Profit Margin Operating Return on Assets Formula: Total Asset Turnover = Sales/ Total Assets Formula: Operating Profit Margins= Operating Profits/ Sales
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Calculating OCF. Hammett‚ Inc.‚ has sales of $34‚630‚ costs of $10‚340‚ depreciation expense of $2‚520‚ and interest expense of $1‚750. If the tax rate is 35 percent‚ what is the operating cash flow‚ or OCF? Operating cash flow $ 17283 Calculations: Sales - Cost - Depreciation = EBIT(Earnings Before Interest Taxes –Depreciation Amortization) 34630 - 10340 - 2520 = 21770 EBIT - Interest = Taxable Income 21770 - 1750 = 20020 Taxes (35%) = 20020 x .35 = 7007 Net income: 20020 - 7007 = 13013 EBIT
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Section 7 Study Questions (9.0 points) Answer each question fully. Complete sentences are not necessary. Lesson 1 (3.0 points) 1. What is a lifestyle? (0.5 points) A way of living that shows the beliefs and opinions of a person or group of people. 2. What is the process of earning your income sometimes called? (0.5 points) Earning a living 3. Name at least two industries. (1.0 points) Extractive industry and Primary Industry 4. What is an internship? (0.5 points) A temporary
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Assignment 2: Financial Planning (25.0 points) 1. Describe one short-term goal that you have and at least one thing you will need to do in order to accomplish that goal. (2-4 sentences. 1.0 points) One short-term goal that I have is to graduate from high school. I will need to do all of my work and do my best in all of my classes to accomplish that goal. 2. Describe one long-term goal that you have and at least two things you will need to do in order to accomplish that goal. (2-4 sentences
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