University of Phoenix Material Investments Worksheet Answer the following questions in at least 50 words each: What are the main differences between a 401K and a Roth IRA? A 401K is an employer sponsored investment account into which you put part of your salary and do not pay income tax on that part. Your employer may even match some or all of your investment. A Roth IRA is an investment fund into which you can invest a portion of your income after you pay income tax on the money you invest
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Personal Finance Glossary Personal Finance 1040EZ tax form – The basic tax form used by many people for filing their federal income taxes. An income tax form is also called a tax return. 1099 form – A tax form similar to a W-2 form that is used by independent contractors‚ such as part-time freelance employees‚ lawyers‚ or accountants. 401(k) account – A type of retirement savings account set up by employers for their employees. 529 plan – A fund that allows parents to prepay or save for
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1. Emergencies Funds One of my main obligations for short term is to always have emergency funds I know the book says til least keep 3 to 6 months but I would like to established at least least a year. I do still have two residents and the restaurant and I never want to lose them so I always want to have the ability to pay my mortgage is. I would like to have the emergency funds with 10‚000 bet at least 5 thousand . but unfortunately at this point I only have three due to the obligation I had
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Suggested Solutions to Sample Midterm #1 Fi 4000—Fall 2014 Problem 1 (20 points) Part A Suppose Mike wants to prepare an amount of money today to support his son’s college education. He expects his son to enter a college in 16 years with annual tuition and expenses of $25‚000 for 4 years. His first college tuition and expenses will due in exactly 16 years from now. Mike decides to put all the money that is required for his son’s college education today at a bank account earning rate of
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MBA 6320 – Strategic Management Midterm Examination 1) It is widely recognized that changes in technology and competition have diminished many of the traditional roles of location. Resources‚ capital‚ technology‚ and other inputs can be efficiently sourced in global markets. Firms can access immobile inputs via corporate networks. It is no longer necessary to locate near large markets to serve them. Governments are widely seen as losing their influence over competition to global forces. It is
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Name________________________ Student #_____________________ MGT 181 L. Jean Dunn‚ Jr. MIDTERM EXAMINATION PLEASE SHOW YOUR WORK. IF YOUR WORK IS NOT SHOWN YOU WILL NOT RECEIVE ANY PARTIAL CREDIT 100 Total Points 1. “Most CEOs come from a finance background. The reason for this is because they know and understand the financials‚ how the company operates and the language of finance which assists in fund raising.” Please state whether the state whether the statement above is True or
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1. Which of the following is an example of systematic risk? IBM posts lower than expected earnings. Intel announces record earnings. The national trade deficit is higher than expected. None of the above. 2. Which of the following is an example of unsystematic risk? IBM posts lower than expected earnings. The Fed raises interest rates unexpectedly. The rate of inflation is higher than expected. None of the above. 3. What
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Assignment 3: Saving and Investing (20.0 points) 1. Describe a real or made up but realistic situation that could cause you or someone you know to have to use money from a financial reserve. (3-6 sentences. 2.0 points) when a person loses their job they lose their source of income. When a person loses their income they’ll need to dip into their financial reserves. They need to have a large enough reserve to pay their expenses until they find new work. 2. How many months’ worth of expenses do you
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Midterm examination answers CRIM5245-001 1. If I suspect that I client of mine is a psychopath‚ the first thing I will do is to validate reliability or my suspicions. I will ask another colleague to evaluate this client to get a second verdict of whether we are facing a true psychopath or no. This can be quite difficult to achieve‚ due to their facility to lye and malinger (to fake symptoms that they don’t really have). On our textbook named counseling Criminal Justice Offenders
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LEAD 6341 Research Methods and Statistics Midterm Exam Part I: Calculations (Open Book) Spring‚ 2013 Note: For the following computational exercises‚ show all steps of your work (when appropriate). Do NOT simply put an answer. Show or explain how you arrived at your answer. 1) Compute the mean‚ median‚ and mode for the following distribution: (5 pts) 1‚2‚2‚3‚3‚3‚3‚3‚3‚4‚4‚5‚6‚7‚7‚8‚8‚8‚8‚8‚8‚9‚9‚10 The mean is what people call the average. (1+2+2+3+3+3+3+3+3+4+4+5+6+7+7+8+8+8+8+8+8+9+9+10
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