Analyzing bank performance Main objective of main performance analysis 1 Due to the inherent rick-reward trade-off in banking and finance‚ there is a close link between risk taking and profitability. Similar to many other business. The objective profit-maximizing bank will be to add value to the bank equity by maximizing risk-adjusted return to SHs. Risk taking is a double-edged sword. However‚ for banks‚ profitability and SH value add will depend on the efficiencies of risk management processes
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ACKNOWLEDGEMENT It is almighty Allah (SWT) who enables me to successfully complete the Internship Report on “General Banking of EXIM bank Ltd.”. A large number of individuals have helped directly & indirectly to prepare this report. I am grateful to them. Internship program is an integral part of BBA course of International Islamic University Chittgong (IIUC). Every BBA student was assigned to conduct internship program in the practical field directed by the studied subject to learn something
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Northern Bank History: Northern rock was formed in 1965 by the merger of two financial institutions‚ Northern Counties Permanent Building Society and the Rock Building Society. In the beginning‚ Northern Rock acquired 53 smaller financial institutions. Initially Northern rock was a building society it means it was a mutual organization but then along with many other building societies in 1990s‚ Northern Rock move towards stock exchange side as a bank. All through this period a worry against demutualization
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regarding the risk and return of concerned investment opportunity available in the market. Further‚ the investment decisions is full of complexity because of volatility of market conditions‚ Inflation rate fluctuations‚ impact of Global environment‚ Cash reserve ratio‚ and Repo rates. Therefore‚ it is imperative to analyze these factors while taking an investment decision. Keeping above in mind‚ the study has been done to see the perception of investors which provides understanding to readers about the
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growth. Riba is prohibited in Islam. In the other words‚ riba refers to an increase in the amount of debtor owes his creditor due to passage of time. DEPOSIT On the other hand‚ based on deposit‚ the only difference in conventional and Islamic banking lies in sharing of risk and reward. Under conventional system total risk is born by the bank and total reward belongs to it after servicing the depositors at fixed rate. Conventional bank provides fixed deposit account. This fixed deposit is to earn
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Summery Islamic Mode of Financing in other Countries (Malaysia‚ Iran‚ Sudan‚ Saudi Arabia) Introduction Islamic banking and finance may not be a totally new concept‚ the widespread expansion of this form of banking is certainly a fairly recent phenomena. There are more than 600 Islamic banking institutions and these institutions not only operate in Muslim countries‚ but have also gained footing in non-Muslim countries. Consensus forecasts expect the asset size of global IFSI to hit US$2 trillion
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Disadvantages of a Formal Banking System 5 Conclusion 6 Work Cited 6 Introduction Goldsmith Bankers and moneylenders were essential functions in all places where formal banking had not yet taken root. (Black‚ Reading 4-3‚ p.2) Edward Backwell was a prominent goldsmith banker during the seventeenth century who performed many functions that a bank would normally perform. He along with other goldsmith bankers assisted in laying the ground work for today’s formal banking system. In his
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JAGANNATH UNIVERSITY Department of Finance Internship Report On “General Banking Activities of Janata Bank Limited” Prepared For Md. Omar Faruque Assistant Professor Department of Finance Jagannath University‚ Dhaka Prepared By Md. Saifur Rahman Sarkar ID-105239‚ Reg-1001335234 BBA 4th Batch‚ Session 2009-2010 Department of Finance Jagannath University‚ Dhaka Submission Date-15/5/2014 Letter of Transmittal 15.05.2014 Md. Omar Faruque Assistant Professor Department
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VIETNAM FINANCIAL SYSTEM In the recent years‚ financial system has become a key factors contribute to the development of a nation’s economy. Nowadays‚ money has become a problem with every parts of the society. Individuals are finding a way to use their money effectively so that they can pay for their needs in lifetime. The need of capital in companies is never be satisfied. With the firm’s enlargement‚ they will face the problem of maintaining cash flow and finding sources of investment in order
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Accounting & Supervisor of Dissertation Faculty of Business Studies Green University of Bangladesh Subject: Submission of the Dissertation report. Dear Madam‚ It is a great pleasure to permit to complete dissertation on “Introduction to Islamic Banking of Bangladesh”. That has been given Permit ion to doing research me for the partial fulfillment of the requirements of EMBA program. I will try my level best to prepare report a presentable shape and make appropriate and information to fulfill
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