two children. They are two years apart in age; one will begin college 15 years from today and the other will begin 17 years from today. You estimate your children’s college expenses to be $23‚000 per year per child‚ payable at the beginning of each school year. The annual interest rate is 5.5 percent. How much money must you deposit in account each year to fund your children’s education? Your deposits begin one year from today. You will make your last deposit when your oldest child enters college.
Premium Time value of money Investment Bilbo Baggins
The Consumer as the Principal Driver of Value Think about a purchase experience (product or service) that impressed you. Perhaps you told other people you know about your satisfaction with the process and the outcome. Perhaps your expectations were surpassed. In this discussion forum: 1. Describe this purchase experience. 2. Share the product and the brand name. 3. Share when this purchase happened. 4. Confirm if this company remains in business today. 5. Explain the details
Premium Value chain Corporate social responsibility Service provider
THE PROBLEM AND ITS SCOPE Introduction Filipino values are a way of people who live their life as an influence of one’s culture. Philippines‚ having been an archipelago‚ has not become and hindrance towards having a single values system throughout the country. In whatever part of the country you may be one will find the same hospitality that the Filipinos are known for as well as many other values have originated from our forefather. The values of Filipino have been looked upon by foreigners as
Premium Philippines Social philosophy
From my perspective‚ Values are those things that define and really matter to us. The ideas‚ beliefs and convictions we hold as special. It stands for what is beneficial‚ important‚ useful‚ desirable‚ etc. Each individual has their own unique values guiding their choices which we call Personal values‚ whereas there are the broadly shared societal sets of beliefs which are known as Cultural values. I will be discussing my personal values and its correlation to the cultural values of the San Antonio
Free Culture Sociology Elasticity
Values in Style One’s beliefs and values do not only influence their views on life‚ but it has the power to impact nearly every decision we make. Our beliefs guide us in life by helping us to distinguish the difference between right and wrong. It is the foundation of our identity. The way we carry ourselves and the impression left behind all stem from the values we cherish. Even when meeting someone for the first time‚ we start looking for those small details which expose our true character. It
Premium Cosmetics Dress Morality
If you have to give a speech on moral values you need to stress the importance of moral values in life and should not be underestimate them. Here are some arguments you can use in order to present this important subject to your audience. You might say moral values are important because the Bible teaches us to be moral. In fact‚ throughout history moral values have been the basis of our education. First parents‚ then school‚ and finally universities were teaching us to be kind‚ honest‚ sincere
Premium Human rights Morality Liberalism
personal values intheir stories. The values included in their novel demonstrate to readers the author’s perspective on certain values. The values incorporated in literature have become a great way to communicate to readers the importance of functioning different values and how they affect the lives of different characters. The novels The Lovely Bones by Alice Sebold and Frankenstein by Mary Shelley are great examples of how the struggle through adversity can reform ones values causing them to also
Premium The Lovely Bones Alice Sebold Frankenstein
The value of freedom of speech | | Everybody has a right to his or her own opinion. Freedom of speech involves toleration of what may seem to you a great deal of nonsense and even of matters which are in bad taste. John Stuart Mill in his essay “On Liberty in Utilitarianism Etc.” stated his belief on the matter by saying‚ “There ought to exist the fullest liberty of professing and discussing‚ as a matter of ethical conviction‚ any doctrine‚ however immoral it might be considered.” | | |
Premium Freedom of speech Human rights Freedom of thought
Review of Related Literature According to Seligman‚ M.E. (1990) motivation is the driving force which helps causes people to achieve goals. It is said to be intrinsic or extrinsic. The term is generally used for humans but‚ theoretically‚ it can also be used to describe the causes for animal behavior as well. But what Seligman is stating about motivation refers to human motivation. Motivation may be rooted in a basic need to minimize physical pain and maximize pleasure‚ or it may include specific
Premium Motivation Educational psychology
SW1005N Professional Ethics‚ Values and Legal Context. “Consciously or unconsciously‚ social work thinking is‚ for the most part‚ sympathetic with the utilitarian modes of thought in that the work of a policy or action is measured against its tendency to produce ‘good’ results.” (Wilkes 1981‚ p.63) In this essay I will be discussing the ethical dilemmas that may occur in a social work setting‚ as a student social worker. I will look at the implications they may hold with regards to deliverance
Premium Social work Sociology International Federation of Social Workers