highly desired by Australians and as it was difficult to obtain home finance from banks in the regulated environment‚ building societies were able to fill the breach and thrived. With deregulation of banks and the growth of the securitised mortgage market‚ the value of the intermediation function performed by building societies and credit unions (funnelling small savings into home mortgage lending or shorter term lending) was eroded by competition. Deregulation of the financial industry freed
Premium Real estate Subprime mortgage crisis Debt
Election promises from Labor and liberals 2004 2004 is an election year in Australia and one of the issues that the parties have diverse election promises on is to which extent employers should be authorized to use casual workers‚ and what rights the casual workforce should be entitled to. Casual workers play a central part in the Australian labor market as it is the fastest growing form of employment. Next to Spain‚ Australia has the second largest casual workforce in the world (Munn‚ 2004)‚ with
Premium Employment Australia Trade union
consciously limit the number of children that they had meant not only were women going against their natural function‚ but failing in that national duty (Currie & Adamson‚ 1977). Women have had to fight for the right to vote‚ which only occurred in Australia in 1902 (Currie & Adamson‚ 1977)‚ and were denied the right to education‚ especially tertiary education. Even after this right was won‚ there were still fears being voiced about the bad effects on girls at school from bending over desks and being
Premium Sociology Gender role
PIRACY IN AUSTRALIA Professional Computing Practice - Assignment 1 Authors: Ornan Wei S3341875‚ Araunah Wei S3341874 TABLE OF CONTENTS 1 INTRODUCTION 4 2 ISSUES OF PIRACY 4 3 PIRACY SOLUTIONS 5 3.1 Stakeholders involved 5 3.2 Solution 1 6 3.3 Solution 2 6 3.4 Preferred solution 6 4 SURVEY 7 APPENDIX A: REFERENCES 8 APPENDIX B: KEY TERMS 9 1 INTRODUCTION As a first world nation‚ it is a surprised that Senator Brandis said that Australia is the worst offender of any
Premium Morality Ethics Philosophy
Alcohol advertising in Australia ignores the long-term and short-term health risks associated with excessive alcohol consumption; these are detrimental to the Australian population of all ages‚ therefore they should be banned. Alcohol advertising is the promotion of alcoholic beverages by alcohol companies through a range of different media. Alcohol advertising is one of the most closely regulated forms of advertising‚ along with tobacco. The self-regulation system in Australia is not effective at protecting
Premium Alcoholic beverage Drinking culture Alcohol
Whether or not the term ’Roaring Twenties’ is an adequate description of the character of Australian society from 1920 to 1929 depends on the circumstances of the Australian population in this decade‚ because ’Roaring’ implies the 1920’s were full of dramatic social changes‚ which may have came about from spontaneous economical or political incidences and new inventions. In the 1920s Australian politics was dominated by the conservative parties and‚ despite some industrial discontent and hardship
Premium Australia Roaring Twenties History of Australia
Description and container tonnages of each port Port of Melbourne The Port of Melbourne is the largest container and general cargo port in Australia and one of the top four container ports in the southern hemisphere. The port now has around 3‚400 commercial ship calls per year and handles more than 2.5 million twenty foot equivalent units annually and around 1‚000 motor vehicles and 7‚000 containers per day on average. In the 2011 to 2012 financial year‚ the total trade of Melbourne Port increased
Premium Australia New South Wales Brisbane
The differences between Australia and China Australia and China are known to be different in almost every characteristic According to Hofstede’s Cultural dimensions. These two countries are different in all the five aspects‚ which are‚ individualism‚ power distance‚ uncertainty avoidance‚ masculinity and long term orientation. Begin with China; Chinese people are very collectivism as they like to do things in group‚ high in power distance as inequality is considered to be normal and low score
Premium Australia China Tourism
Decline In Union Membership In Australia TOPIC – The major issue tody facing the Australian trade union movement has been the decline in union density. What have been the causes‚ and how have the unions responded to the challenge. Figures released by the Australian Bureau of Statistics (ABS) in 2000‚ show that the decline in Australian union membership continues‚ despite the efforts of the Australian Council of Trade Unions (ACTU)‚ to stop the slide. The ABS reports that trade union membership
Premium Trade union
The United States- Australia Free Trade Agreement‚ which was established on January 1‚ 2005‚ affected both the United States economy and Australia’s economy as well. Before the free trade agreement was put into action‚ the Australian tariffs were ten times the United States
Premium Free trade International trade Trade bloc