DEVELOPMENT ECONOMICS Application of Logit Model in Personal Credit Ranking Econometrics Term Project Supervisor: Dr. Le Cong Tru Class 19 – Group 3 – Member list: Nguyen Duy Chinh Le Minh Tien Dinh Thi Tan Hong Nguyen Hung April‚ 2013 Abstract Personal credit ranking‚ a new emerged field in banking‚ has been given the expectation to growth in the next few years. Although various ranking methods have existed for years‚ it is needed to have credit ranking models for this purpose. From
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responsibility program. The goal of the program is to rebuild the confidence of investors in our capital markets and reestablish audited financial statements as a clear picture window into corporate America. SAS No. 99 requires you to gather and consider a great deal of information to assess fraud risks. SAS 99 defines fraud as an intentional act that results in a material misstatement in financial statements. An audit requires due professional care‚ which in turn requires that the auditor exercise professional
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employee relations gender equality within the uk labour market executive summary The purpose of the following report is to expand on the problems and challenges faced by women within the UK labour market. Historically women have been subordinate to men‚ however due to advancements in legislation and a change in social attitudes & views women are being increasingly viewed as equal to their male counterparts. Research into equality trends has found the equality gap is closing‚ however a
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Hamlet Leadrship Essay Hamlet is an indecisive leader‚ who lacks focus and the ability to delegate effectively. His inability to act showcases the numerous flaws in his character exposing him as a poor leader and an ineffective strategist. His main character flaw is his indecisiveness. Throughout the play he chooses to procrastinate instead of making firm decisions. This is first illustrated when he sees his father ’s ghost in the opening Act. Following his conversation with the ghost
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Executive Summary This paper discusses the strategic marketing of Sa Sa International Holdings Limited‚ a leading beauty retail and service group in Asia by analyzing its competitive advantages‚ marketing strategies‚ industry environment‚ major challenges and followed by some problem solvers. Sa Sa has four major competitive advantages. First‚ she can offer competitive prices for her long-term relationship with suppliers. Besides‚ excellent service with number of recognized winning awards accounts
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PABASA SA NUTRITION: Its effectiveness on the knowledge‚ attitudes and practices as acquired by mothers of selected Barangays in Hindang Leyte. INTRODUCTION: Nutrition is recognized as a basic human right‚ vital to the survival‚ growth and development of children according to the United Nations Children’s Fund (UNICEF). And proper nutrition is a key to having a happy‚ healthy life‚ but despite this pronouncement‚ millions of people around the world suffer from malnutrition and continues to
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Towers‚ Near Anjenaya Tech Park‚ Airport Road‚ Kodihalli‚ Bangalore - 560008 A Few Case Studies Solved Case study 1. Correlation and Regression Description of the Problem The owner of pizza corner‚ Bangalore would like to build a regression model consisting of six factors‚ to predict the sales of pizza. Data for past month sales and six different factors were collected for the purpose. Data description The variables for which the data have been collected are as follows: Dependent variable Y=
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Journal of Management Studies 44:1 January 2007 0022-2380 Belbin’s Team Role Model: Development‚ Validity and Applications for Team Building* Aitor Aritzeta‚ Stephen Swailes and Barbara Senior University of the Basque Country; University of Hull; Highfield House Consultancy abstract This paper brings together research into and using the team role model developed by Belbin (1981‚ 1993a) in an attempt to provide an exhaustive assessment of construct validity in light of the conflicting evidence so
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1 5 MOTIVATION IN THE WORKPLACE AT SAS INSTITUTE When it comes to motivation in the workplace‚ SAS Institute seems to have it masters. No one wants to come to work every day and spend time away from their families all the time on a daily basis‚ but something makes us do this each and every day that we go to work. Work motivation is the factor that makes behave the way we do in order to get up and go to work every day. It determines the level of effort we are going to put into our work and our
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Hazrat Khadija (SA) daughter of Khuylaid and Fatima was born in Mecca in 555 CE and was a pious and worthy lady‚ who at the time of the pagan regime of the Arabs before Islam‚ was well-known as "Tahireh" (Pure and Chaste Woman). She was also known as the ’Princess of Makkah’ because of her wealth. A lot of Arab nobles and Princes wanted to marry her but she refused all of them.She was well-known as a great and distinguished wealthy lady in the Arabian Peninsula. Her mother and father both died within
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