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    intermediaries and banks‚ varies over time and across countries. An efficient and well-developed financial structure usually fosters long-run economic growth. This paper builds on the above concept of ‘Optimal Financial Structure’ and examines its association with economic development in the Indian context. Specifically‚ the present paper intends to: (1) examine the evolving importance of banks and markets during the process of economic development in India; (2) evaluate the sensitivities of economic

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    assets into domestic structures‚ equipment‚ and organizations. It does not include foreign investment into the stock markets. This research has called for financial institutions to be more entrepreneurial‚ flexible‚ adaptive and innovative so as to effectively meet the changing demands of today’s population and progress around the globe. The research problem in the paper is to study the issues and challenges of FDI in retail banking in India and to analyze the impact of FDI on retail banking. KEYWORDS:

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    UNIVERSITY SUPERVISOR Name? Signature ……………………..Date …………………….. SUPERVISOR ABSTRACT New products can be referred as original products‚ product improvements‚ product modifications‚ and new brands that the firm develops through its own research and development effort. The failure rate of new products remained high in Kenya for the last decades‚ relentless pressure does not exist which differentiates products and gain market share‚ new products do not remain new for too long‚ new technologies

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    morally right. This theory looks to what we intend by our actions‚ rather than the consequences of our actions. Immanuel Kant is the philosopher most frequently associated with this moral theory. By appealing to ‘conscience’ and the notion that individuals are moved to action by moral reason‚ Kant seeks to justify that ordinary moral judgments‚ in the Judeo-Christian tradition‚ are legitimately true (Williams‚ 2008). I base my ethical perspective on one’s duty or obligation to do what is morally right

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    in ethnomethodological ethnography The interaction of individuals belonging to a social comunity tends to produce many patterns of behaviour and actions and reactions. These patterns reflects the presence of a social order and a set of rules of conduct that organises the thinking structure of this group. Researchers in many social disciplines such as sociology‚ political science and anthropology have attempted to understand many individual and common aspects of a group of people in order to infer

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    product and how this can be achieved through utilising the human resources. This research paper identifies the competitive advantage concepts and models‚ competitive strategies and the main human resource practices that have a significant impact on the employee’s performance.Understanding sources of competitive advantage has become a major area of research in the field of strategic management. Therefore this research paper also develops an analytical framework for strategic management in order to initiate/formulate

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    DEMOGRAPHY - Vol. I - Family Planning and Reproductive Health - Iqbal H. Shah FAMILY PLANNING AND REPRODUCTIVE HEALTH Iqbal H. Shah Department of Reproductive Health and Research‚ World Health Organization‚ Geneva‚ Switzerland Keywords: Family planning‚ reproductive health‚ fertility levels and trends‚ contraceptive prevalence‚ method mix‚ contraceptive continuation and switching‚ contraceptive failure‚ male participation‚ induced abortion‚ maternal mortality ratio‚ HIV/AIDS‚ developing

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    Divorce Bill‚ a remedy or a will to suffer? A Research Paper submitted to the Faculty of St. Bridget College In Partial Fulfillment of the requirements for course English Sentence Outline Divorce Bill‚ a remedy or a will to suffer? Thesis Statement: The Philippines is facing a tough issue about the Divorce Bill which brings confusions to every Filipino’s mind whether it is a solution or just an addition to the increasing problems in the country. I. Introduction II. The Philippines

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    UNIVERSITY OF MUMBAI LALA LAJPAT RAI COLLEGE OF COMMERCE AND ECONOMICS‚ MAHALAXMI‚ MUMBAI-400034 TELEPHONE-24928240/41 A PROJECT REPORT ON “DIFFERENT TRENDS IN CIGARETTE SMOKING AMONGST YOUNGSTERS” SUBMITTED BY MR. ABHISHEK JHAVERI T.Y.B.M.S. SUBMISSION DATE – 23/12/2011 PROJECT GUIDE: PROF.VINAY PANDIT SEMESTER VI BACHELOR OF MANAGEMENT STUDIES ACADEMIC YEAR – 2011 -2012 DECLARATION I‚ ABHISHEK JHAVERI‚ a student of LALA LAJPAT RAI COLLEGE OF COMMERCE AND ECONOMICS‚ MAHALAXMI

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    Critical Period Hypothesis for second language acquisition. Retrieved 11/27/04 from: . Hakuta‚ K.‚ Butler‚ Y.G.‚ & Wiley‚ E. (2000). How long does it take English learners to attain proficiency? Stanford University: University of California Minority Research Institute Policy Report. Harklau‚ L. (1998). Newcomers in U.S. higher education: Questions of access and equity. Educational Policy‚ 12 (6)‚ 634-658. Harklau‚ L.‚ Siegal‚ M.‚ & Losey‚ K. (1999). Linguistically diverse students and college writing:

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