of banking in the process of financial intermediation has been undergoing a profound transformation‚ owing to changes in the global financial system. India’s banking system has seen some major financial innovations in the past decade as well as steps to promote financial inclusion‚ schemes that aim to take banking services to yet-to-be-banked areas. The various innovations in banking and financial sector are ECS‚ RTGS‚ EFT‚ NEFT‚ ATM‚ Retail Banking‚ Debit & Credit Cards‚ free advisory
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INNOVATION Innovation is about "bringing ideas into life. Innovation is linked to performance and growth through improvements in efficiency‚ productivity‚ quality‚ competitive positioning and market share. Innovation takes place at different levels from modest improvements on an existing product or process to dramatic and even historically significant breakthroughs in how we relate to the world. In all cases‚ the capacity to innovate will be a function of our commitments‚ what we want to accomplish
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CREATIVITY REATIVITY Report produced for the EC funded project INNOREGIO: dissemination of innovation and knowledge management techniques by Dr Eleni Sefertzi J A N U A R Y 2 0 0 0 CREATIVITY 1 Contents 1 Description 1.1 1.2 1.3 1.4 1.5 What is Creativity Objectives of Creativity Description /structure of the methodology /alternative solutions Expected results /benefits Characteristics of providers 2 Application 2.1 2.2 2.3 2.4 Where Creativity development has been
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come in. This report discusses the different highlights‚ review‚ debates and current discussions on the innovative effect of business system on the success outcome of the business (Andy & Jasper 1998). INNOVATION AS A CRITICAL INDICATOR FOR SUCCESS Many companies will treat innovation as black-box‚ the serendipitous achievement of a few gifted individuals. But this
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Did the innovation change “the rules of the game”? Was there another parallel innovation/development that “enabled” this innovation to take root? Did it lead to the displacement of some competitors‚ with their positions being assumed by newer players in the industry? How have customers responded to the innovation? Trace the genesis of the innovation. What lead to it? Was necessity the mother of the innovation or was it serendipity? How has the innovation affected the market
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Jagannath Student ID-2226357 DE-TARIFFING OF MOTOR INSURANCE – ITS IMPACT ON GENERAL INSURANCE INDUSTRY AND INDIAN ECONOMY Abstract Indian general insurance industry has encountered a radical change by being de-tariffed after 4 decades of tariff regime. Such a change did have a lot of impact on the premium growth‚ way of operation‚ profitability and loss ratios of the general insurance industry. This change fueled innovation in the general insurance industry which was deprived for past
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Non – Fiction Text: An ideal for which I am prepared to die - Nelson Mandela‚ 1964 Nelson Mandela’s 1964 speech‚ An ideal for which I am prepared to die‚ acknowledges varying concepts and perspectives in regards to change. However‚ it is the purpose of the text to conform the cognitive thinking of European society‚ contesting against the injustice and oppression of apartheid‚ white supremacy and black inferiority. The Apartheid legislated discrimination‚ classifying those lacking simply in white
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Swedish Economic Development - Lecture 7 The 1920s United States shifted from being an IMPORTER of capital to an EXPORTER First half of the 1920s was wanting to make Germany pay. Germany’s resistance resulted in hyper inflation in Deutschland. USA’s solution The Dawes plan(1924) loans to finance the german reparations; transmitted thru int finance networks (kreuger) In Sweden‚ Kreuger borrowed money directly from wall street European govts deeply indebt. ** first half of the
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Case study: Business Process Reengineering General Motors Corporation “General Motors is one of three leading automotive manufacturing companies in the United States. Based in Michigan in 1903 by Henry ford and grew to reach revenue of $150 billion and more than 370‚000 employees by 1996. In the 1970’s‚ the automobile market for the major auto makers - General Motors (GM)‚ Ford‚ and Chrysler- was crunched by competition from foreign manufactures such as Toyota and Honda. In 1999‚ Ford acquired
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managing change in the workplace based on the following scenario: A major health care organization has decided to use electronic medical records. The employees in this organization are resistant to change‚ particularly changes that deal with technology. Change and Innovation In today’s society companies are finding that it is more demanding that they make changes in certain departments or in the entire company. May managers are faced with the question‚ “How do I make successful changes?” Another
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