NON PERFORMING ASSETS(NPA) WHAT IS A NPA (NON PERFORMING ASSET) Non Performing Asset means an asset or account of borrower‚ which has been classified by a bank or financial institution as sub-standard‚ doubtful or loss asset‚ in accordance with the directions or guidelines relating to asset classification issued by RBI. Non-performing asset (NPA) shell be a loan or an advance where; i. interest and /or installment of principal remain overdue for a period of more than 90 days in respect of a
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With 25 million slaves in the world today being beaten‚ molested‚ and tortured for sexual abuse or forced labor‚ the number of people becoming affected is increasing. Human trafficking has been an issue across the world for thousands of years. It first appeared in the 1400s when 20 million Africans were forcefully brought to Portugal to work as slaves and 20 percent died on the way due to terrible and unhealthy conditions when on the ships that transported them. Human trafficking affects people of
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NON TARIFF BARRIERS What are non tariff barriers? Non- tariff barriers are broadly defined as any impediment to trade other than tariffs. Non tariff barriers can be classified into two groups; Direct and Indirect. (a)Direct Barriers are barriers that specifically limit import of goods or services. Eg: Embargoes and quotas EMBARGOES: Embargoes are the most restrictive of the direct non tariff barriers. They are either a complete ban on trade with a foreign nation or a ban on sales or transfer
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language from birth (Cook‚ 1999). A non-native speaker refers to someone who has another native tongue than the language being used. For example‚ English language. A non-native speaker in here refers to a person who speaks English as a second or foreign language. So‚ we can say that a native speaker of English is possibly a British‚ an American or an Australian whereas a non-native speaker of English will probably be a Malaysian‚ Japanese or a Mexican. These non-native speakers have their own respective
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anything‚ so they performed a quick experiment by tasting the crystals. The results were the same (Fox‚ 1932). This discovery inspired a series of tasting experiment with more people; leading to the conclusion that the difference between tasters and non-tasters was not related to gender‚ age or race. PTC or Phenylthiocarbamide is a bimodal genetic trait‚ which means
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Non Caries Lesions Tooth surface loss is a process that results in non-carious lesions. Several categories of tooth surface loss exist‚ including attrition‚ abrasion‚ erosion and abfraction. (Dentistry‚ n.d.) Non caries lesions will be discussed: • Attrition (wear) • Abrasion • Erosion • Enamel hypoplasia • -Enamel hypocalcification • -Discoloration • Malformation Causes of non caries lesions: - Bruxism - Clenching - Disease - dietary factors - habits and lifestyle - incorrect tooth brushing
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Non-destructive testing methods Vibration analysis‚ infrared thermography‚ acoustic emission analysis‚ ultrasonic imaging‚ x-ray computer tomography‚ ground penetrating radar‚ digital radiography‚ optical testing methods‚ eddy current imaging‚ magneto-inductive cable testing Vibration analysis Vibration analyses can be carried out on a wide range of structures such as bridges‚ dams‚ buildings‚ etc. The tests are designed to determine the dynamic characteristics of the structures
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Ans.1: Non-Probability Sampling: When the units of a sample are chosen so that each unit in the population does not have a calculable non-zero probability of being selected in the sample‚ this is called Non-Probability Sampling. Also‚ Non-probability sampling is a sampling technique where the samples are gathered in a process that does not give all the individuals in the population equal chances of being selected. In contrast with probability sampling‚ non-probability sample is not a product
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When I made my list a few years ago‚ I focused on the non-negotiables‚ but I also had a place for other things that I thought would make us compatible—some of things I now find questionable (musician?‚ good at making vegan pizza?) Spend some time praying about your future spouse and start your list today! (Don’t worry if you want to change things later) I’ll start you off with some Biblical non-negotiables and you can take it from there! 7 NON-NEGOTIABLES 1. He is a true believer. Again‚ as we
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Our society is composed of two sectors a public one which is owned by the government and a private one where it is owned by private individuals. Usually‚ we have organizations within the economy where one is profit oriented and its main business objective is to make profit from the revenue it tends to make by the end of a certain period‚ therefore‚ nothing from the extra money made will be used to develop the business‚ instead‚ the profit will go to the owner of the business‚ adding to that the owner
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