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    Thesis statement: A successful retirement consist of establishing goals and estimating income needed‚ manage debt and then start saving/ investing‚ because social security alone is not enough to cover needs when retired. Objective for retirement may be- “retire early” or “live comfortable in retirement”‚ but setting vague goals as such is just the beginning. One has to establish specific goals to estimate accurately the income needed in retirement. By knowing the income needed in retirement

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    Why Are So Many Teens Stressed Nowadays? Stress in a teenager’s life can be caused by many factors. One reason many adolescents lead stressful lives is that they are always put under pressure by their parents. According to the American Academy of Child and Adolescent Psychiatry (AACAP)‚ when parents divorce or put their teens in new schools‚ they get stressed out because they’re thrown into an unfamiliar environment. Also‚ parents’ high expectations for their children to keep their grades up affect

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    My grandfather has a very special place in my life. He is the greatest person I know‚ and I really admire and respect him as a person. Grandfather was tall‚ thin with lots of white hair. He was in his 60’s when I passed away. Although I spent little time with him‚ I have lots of memory of him. My grandfather lived in a small village called Ibi‚ in Imo state‚ Nigeria. I was living with him at the age of four‚ because my parents were in Rome‚ Italy. I spent about six years with him before I joined

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    What price would one be willing to pay to achieve all of their wildest dreams? 1‚000 pesos? 50‚000 pesos? What about the respect of their community? Even worse‚ the life of their child. While Kino did not intend to lose any of these attributes in his quest for a better life‚ his stubbornness guided him to murder and ultimate heartbreak. It leaves the reader questioning‚ what price should be paid to attain the luxuries one wants from life? John Steinbeck’s novella‚ The Pearl‚ follows a poor Indian/Mexican

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    I am applying for the medical billing position that is being offered here in Dr. Burn’s office. I have some knowledge of Medical Billing because I had worked for a clinic locally in the past. I was faced with a challenge ten months ago when the construction company I had been managing was sold which resulted in major cuts. When I was faced with the challenge of looking for a job I remembered through my experience at the clinic listening to the volunteer doctors who would come in regularly with

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    The great amount of respect and admiration a child had for its mother’s courage is abundantly evident throughout Edna St. Vincent Millay’s The Courage That My Mother Had. Simultaneously‚ the poem conveys feelings of betrayal. Millay’s poem‚ through strong associations with equally as strong words‚ such as rock and granite‚ infers the general theme of the poem and the amount of titular courage the poem’s mother possessed. In lines 3-4‚ a rock is compared to her mother‚ who was born and raised in New

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    YOU THINK YOU CAN HANDLE THE HEAT? Mike Lupica’s book Heat has all of the elements that a story needs to have. It has a setting and a theme. It has a plot and a conflict. And what kind of book doesn’t have any characters. Also the story was interesting. Not all stories can appeal like Heat. If you like baseball you would agree that this book is interesting. Heat is about a kid who can’t seem to prove his age after moving to New York from Cuba. His dad has died so he has no contact with Cuba. Also

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    Write a small paragraph discussing an idea that can help the community‚ and describe the ways to apply it in real world. Is it possible for one individual to change the world? Yes‚ it most definitely is possible! As students‚ we are constantly making decisions that shape the rest of our lives. Each choice we make can forever affect our future‚ our impact on society‚ and the way others perceive us. That’s why it is so important to develop our characters. Even a simple notion can spark a

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    The Advantages of Engineering Planet Earth is getting a lot warmer due to the greenhouse effect which heats up the surface of our planet from the presence of gases in our atmosphere. These gases allow for invisible rays of energy called infrared radiation to be emitted. It is widely believed that this is happening likely because of human activity and the burning of fossil fuels. But there is also great skepticism that it may not be human created‚ but rather a dramatic increase in solar activity

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    Ellie weisel was the survior and author of the book Night. Ellie was born September 30‚1928 in Sighet‚ Romania. He led a life representative of many Jewish children. Growing up in a small village in Romania‚ his world revolved around family‚ religious study‚ community and God. Yet his family‚ community and his innocent faith were destroyed upon the deportation of his village to the concentration camp in Auschwitz in 1944."Never shall I forget that night‚ the first night in camp‚ which has turned

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