Introduction A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities‚ either directly or through capital markets. A bank connects customers with capital deficits to customers with capital surpluses. ROLE OF COMMERCIAL BANKS: The commercial banks are described now a day by many agents of economic development and social change. Their functions and roles are undergoing revolutionary changes ‚client coverage and extended beyond imagination
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service provided by banks in which the banks store the valuables of their customers and certify their true value. Answer: Safekeeping of valuables 2. The fact that financial institutions make loans based on confidential information is the _______________________ theory of banking. Answer: delegated monitoring 3. _______________________ refers to when a financial institution trades one form of currency for another. An example of this would be when the bank trades dollars for
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How the Deregulation of Banks Caused the Great Recession The recession of 2008‚ which we are only just starting to come out of‚ happened as a result of a few major factors. The primary factor was the deregulation of banks during the Bush administration. Another factor was that banks offered loans without looking into the financial stability of borrowers or businesses. Also‚ credit unions‚ savings and loans‚ and banks entered into competition with each other. The Security and Exchange Commission
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Introduction: Deforestation‚ dissertation‚ flood‚ soil erosion‚ siltation‚ sedimentation‚ river bank erosion‚ increased evaporation‚ Co2 emissions‚ rising sea-level‚ displacement‚ cyclones‚ salinization‚ arsenic contamination are most burning word in the present world. And all words are related natural disaster and climate change. Because‚ climate change is the most complicated issue the world is facing. Across the globe there have been continuous endeavors to measure and mitigate the risk of
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Online banking (or Internet banking or E-banking) allows customers of a financial institution to conduct financial transactions on a secured website operated by the institution‚ which can be a retail bank‚virtual bank‚ credit union or building society. To access a financial institution’s online banking facility‚ a customer having personal Internet access must register with the institution for the service‚ and set up some password (under various names) for customer verification. The password for
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ONLINE BANKING is the banking service that allows the customers to conduct financial transactions on the computerized networks such as internet through secure website with a particular bank. Online banking has no physical presence so the customer can perform banking activities at any place which has got the internet network. Online banking comprises of two things that is internet banking and sim banking. Online banking through traditional banks enable customers to perform all routine transactions
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1. INTRODUCTION As a specific case of E-Commerce‚ E-Banking is a typical service combining a communication and a distribution channel. E-Banking applications have had a continuous evolution over the time‚ from their apparition in the context of innovation in the banking sector to the relative standardisation and convergence of current state. E-Banking developed and evolved rapidly during the last ten years. IT innovations like web-commerce and secure information exchanges have been a trigging factor
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BANKING Are you looking for a career field that can: ■ ■ ■ ■ ■ Consider a Career in Provide a wide range of job opportunities and experiences? Build your confidence by helping you develop new skills? Encourage on-the-job training and reward achievements in higher education? Challenge you to solve problems and help others manage their finances? Offer opportunities for leadership and community service? ? ? Do you want a career in a field that offers its employees competitive salaries
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merchant bank This free essay was written by a student and not by our expert writers. If you need custom essays on your exact essay questions‚ then have a look at our essay writing service. What is Merchant Bank? A Merchant bank is a bank or a financial institution which is more focusing on providing financial services and advice to corporations and wealthy individuals‚ so we can say that a Merchant bank is that which providing Private equity activities of banking. There are two types of banks which
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Mrs. Suraiya Nazeen Associate Professor Dept. of Finance and Banking University of Chittagong Submitted By: Bidhan Dev Fourth Year B.B.A.(Hon’s) ID No: 08303052 Session: 2007-2008 Department of Finance and Banking University of Chittagong University Of Chittagong Date of Submission: Letter of Submission Date: To Mrs. Suraiya Nazneen Associate Professor Department of Finance & Banking University of Chittagong Chittagong
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