Mergers & Acquisitions : Indian Banking Scenario Source - Banking Events Update (December 2004 issue) The Indian financial system would be open to intense international competition with complete implementation of the provisions of WTO agreement on services (GATS) during the year 2005-06 when banks will be required to compete across the globe with multinational banks having greater financial strengths. The banks will also be required to strengthen their capital position to meet stringent prudential
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FRACTIONAL RESERVE BANKING Fractional reserve banking is a system under which bankers keep as reserves only a fraction of the funds they hold on deposit. This system has three features: • Bank Profitability By getting deposits at zero interest and lending some of them out at positive interest rates‚ goldsmiths made profits. The history of banking as a profitmaking industry was begun and has continued to this date. Banks‚ like other enterprises‚ are in business to earn profits. • Bank Discretion
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Challenges to the Indian bank – Merger & Acquisition Abstract The new business environment mainly driven by globalization and liberalization has provided tremendous opportunity for the Indian banking industry to grow. The buoyant economy‚ deregulation and increasing consumer demand has led the banking industry growth in the recent past. But on the other hand it has also resulted in more competition and reduced margin that is forcing the Indian banks to look at consolidation as the means of increasing
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The many causes and consequences of the Green Revolution‚ from 1945 to today‚ ranged from defined social differences growing over time‚ a need for an increase in crop production‚ and a multitude of negative effects on the environment. Social differences became more defined as groups developed into prosperity because of the Green Revolution. The need for an increase of crop production was caused by a growing population in many areas‚ and a lack of economic success to match. An increase in technological
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THE BANKING INDUSTRY AND THE NIGERIAN ECONOMY POST-CONSOLIDATION By B. B. EBONG GROUP MANAGING DIRECTOR/CHIEF EXECUTIVE UNION BANK OF NIGERIA PLC ABSTRACT Against the backdrop of the role of banks as financial intermediaries and their function as the engine of growth of the economy‚ this paper examines the extent to which the banking industry has helped to stimulate economic activities in Nigeria and what the prognosis looks like in the post-consolidation era. The paper notes that the banking industry
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CUSTOMER SATISFACTION IN INDIAN BANKING SECTOR By‚ Sushanta Chakraborty PGDM 1st year‚ SEC B Roll No. 57 INTODUCTION Business need to attract and establish a customer market and would need to retain it through satisfaction. That is the key to its business performance (Johnson et al. 2000). In order to attain this goal‚ a company should have a high satisfaction rate from its clients. The increasing competition
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History of BANKing in pakistan Banking in fact is primitive as human society‚ for ever since man came to realize the importance of money as a medium of exchange; the necessity of a controlling or regulating agency or institution was naturally felt. Perhaps it was the Babylonians who developed banking system as early as 2000 BC. IT is evident that the temples of Babylon were used as ‘Banks’ because of the prevalent respect and confidence in the clergy. The partition plan was announced on June 3
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Green lantern is a long running comic book series. The early years the story of a prophecy that had been handed to Abin sur‚ an alien‚ who eventually dies from fear of this prophecy and his ring is given to a human the first human from earth to possess a power ring. This prophecy comes to be in the series called blackest night. It is a tale of evil trying to take over the universe. Black Hand is main Black lantern when a person is killed there body basically becomes a zombie possessing a black power
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from old computers and mobile phones would jump by 500% and 1800% as compared to 2007 levels by 2020 in India. But before that‚ let us understand what exactly e-waste is‚ what are its implications and how companies are trying to curb this by using Green IT. Scenario of e-waste in India: Electronic waste (E-waste) in simple terms‚ refer to the discarded electronic devices. E-waste includes waste generated by discarding of equipments like computers‚ tablets‚ mobile devices‚ washing machines‚ televisions
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“Interest Free Banking” is a fundamental concept derived from the Islamic form of banking. It operates with the primitive professional and ethical standards that exclude the “Muslims” from paying or receiving any kind of interest. This certainly does not mean that the revenue generating activities or money raving businesses are not encouraged. All of these business forms are greatly appreciated as far as they do not involve interest in any kind. There are a lot of financial tools introduced by the
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